Bank of Nova Scotia Files Free Writing Prospectus

TL;DR

BNS filed an FWP on 4/7/26. More info for investors.

AI Summary

On April 7, 2026, The Bank of Nova Scotia filed a Free Writing Prospectus (FWP) under the Securities Act Rules 163/433. This filing, with SEC Accession No. 0001839882-26-019458, relates to the company's ongoing financial activities and disclosures. The filing was accepted by the SEC on the same date.

Why It Matters

This FWP filing indicates that The Bank of Nova Scotia is actively engaging in the issuance or marketing of securities, providing updated information to investors.

Risk Assessment

Risk Level: low — This is a routine regulatory filing (FWP) and does not inherently signal significant new risks.

Key Numbers

• 0000009631 — CIK Number (Identifies The Bank of Nova Scotia in SEC filings.)
• 0001839882-26-019458 — Accession Number (Unique identifier for this specific SEC filing.)
• 2026-04-07 — Filing Date (Date the FWP was filed and accepted by the SEC.)

Key Players & Entities

• BANK OF NOVA SCOTIA (company) — Filer and Subject
• 0000009631 (company) — CIK Number for Bank of Nova Scotia
• 0001839882-26-019458 (dollar_amount) — SEC Accession Number
• 2026-04-07 (dollar_amount) — Filing Date

FAQ

Key Financial Figures

• $1,000 — Face Amount (Original Offering Price) $1,000 per security Automatic Call Feature
• $500.00 — Premium 50.00% of the face amount, or $500.00 per $1,000 face amount of the securitie
• $3.00 — n securities, we may pay a fee of up to $3.00 per security to selected securities dea
• $880.00 — alue of the securities would be between $880.00 (88.00%) and $897.30 (89.73%) per $1,00
• $897.30 — s would be between $880.00 (88.00%) and $897.30 (89.73%) per $1,000 face amount. See "E

Filing Documents

• bns_fwp-12414.htm (FWP) — 78KB
• image1.gif (GRAPHIC) — 8KB
• image2.gif (GRAPHIC) — 53KB
• 0001839882-26-019458.txt ( ) — 163KB

From the Filing

Filed Pursuant to Rule 433 Dated April 7, 2026 Registration No. 333-282565 The Bank of Nova Scotia Senior Note Program, Series A Equity Linked Securities Market Linked Securities – Auto-Callable with Leveraged Upside Participation and Contingent Absolute Return and Contingent Downside Principal at Risk Securities Linked to the Lowest Performing of the common stock of Microsoft Corporation, the common stock of Netflix, Inc. and the common stock of Oracle Corporation due April 13, 2029 Term Sheet to the Preliminary Pricing Supplement dated April 7, 2026 Summary of Terms Issuer The Bank of Nova Scotia (the "Bank") Market Measures The common stock of Microsoft Corporation (Bloomberg Ticker: MSFT), the common stock of Netflix, Inc. (Bloomberg Ticker: NFLX) and the common stock of Oracle Corporation (Bloomberg Ticker: ORCL) (each referred to as an "Underlying Stock", and collectively as the "Underlying Stocks"). Pricing Date* April 10, 2026 Issue Date* April 15, 2026 Face Amount (Original Offering Price) $1,000 per security Automatic Call Feature If the stock closing price of the lowest performing Underlying Stock on the call date is greater than or equal to its starting price, the securities will be automatically called and, on the call settlement date, you will be entitled to receive a cash payment per security in U.S. dollars equal to the face amount plus the call premium. Call Date* April 15, 2027, subject to postponement Call Settlement Date Three business days after the call date, subject to postponement Call Premium 50.00% of the face amount, or $500.00 per $1,000 face amount of the securities Maturity Payment Amount (per Security) If the securities are not automatically called, then on the stated maturity date, you will be entitled to receive a cash payment per security in U.S. dollars equal to: if the ending price of the lowest performing Underlying Stock on the final calculation day is greater than its starting price: $1,000 + ($1,000 underlying stock return of the lowest performing Underlying Stock upside participation rate); if the ending price of the lowest performing Underlying Stock on the final calculation day is less than or equal to its starting price and greater than or equal to its threshold price: $1,000+ ($1,000 absolute value return of the lowest performing Underling Stock); or if the ending price of the lowest performing Underlying Stock on the final calculation day is less than its threshold price: $1,000 + ($1,000 underlying stock return of the lowest performing Underlying Stock) Final Calculation Day April 10, 2029, subject to postponement Stated Maturity Date* April 13, 2029, subject to postponement Lowest Performing Underlying Stock For the call date and the final calculation day, the "lowest performing Underlying Stock" will be the Underlying Stock with the lowest underlying stock return on that day. Starting Price With respect to each Underlying Stock, its stock closing price on the pricing date Ending Price The "ending price" of an Underlying Stock will be its stock closing price on the final calculation day. Threshold Price With respect to each Underlying Stock, 50% of its starting price Upside Participation Rate At least 425% (to be determined on the pricing date) Underlying Stock Return The percentage change of an Underlying Stock from its starting price to its stock closing price on the call date or on the final calculation day, as applicable, measured as follows: (stock closing price – starting price) / starting price Absolute Value Return: With respect to each Underlying Stock, the "absolute value return" is the absolute value of its underlying stock return. For example, a -5% underlying stock return will result in a +5% absolute value return. Calculation Agent Scotia Capital Inc., an affiliate of the Bank Denominations $1,000 and any integral multiple of $1,000 Agents** Scotia Capital (USA) Inc. and Wells Fargo Securities, LLC ("WFS"). WFS will receive a discount of up to 2.575%; dealers, including Wells Fargo Advisors, LLC ("WFA"), may receive a selling concession of up to 2.00%, and WFA may receive a distribution expense fee of 0.075%. CUSIP / ISIN 06419HR30 / US06419HR302 Material Canadian and U.S. Tax Consequences See the preliminary pricing supplement. * Subject to change. ** In respect of certain securities, we may pay a fee of up to $3.00 per security to selected securities dealers for marketing and other services in connection with the distribution of the securities to other securities dealers. Hypothetical Payout Profile*** *** Assumes the call premium is equal to the minimum of call premium specified herein. If the securities are automatically called, the positive return on the securities will be limited to the call premium, and you will not participate in any appreciation of the lowest performing Underlying Stock, which may be