Aci Worldwide, Inc. (ACIW) — SEC Filings
Aci Worldwide, Inc. (ACIW) — 28 SEC filings. Latest: 8-K (May 7, 2026). Includes 11 8-K, 6 SC 13G/A, 5 10-Q.
View Aci Worldwide, Inc. on SEC EDGAR
Overview
Aci Worldwide, Inc. (ACIW) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 6, 2025: ACI Worldwide, Inc. reported a robust financial performance for the nine months ended September 30, 2025, with total revenues increasing to $1,278,182 thousand, up from $1,141,250 thousand in the prior year, representing a 12.0% increase. Net income saw a significant jump to $162,322 thousand, compa
Sentiment Summary
Across 28 filings, the sentiment breakdown is: 1 bullish, 26 neutral, 1 mixed. The dominant filing sentiment for Aci Worldwide, Inc. is neutral.
Filing Type Overview
Aci Worldwide, Inc. (ACIW) has filed 11 8-K, 1 ARS, 1 DEFA14A, 5 10-Q, 2 DEF 14A, 2 10-K, 6 SC 13G/A with the SEC between Jan 2024 to May 2026.
Filings by Year
Recent SEC Filings (28)
Risk Profile
Risk Assessment: Of ACIW's 20 recent filings, 0 were flagged as high-risk, 8 as medium-risk, and 12 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $1,278,182,000 |
| Net Income | $162,322,000 |
| EPS | $1.54 |
| Debt-to-Equity | 0.56 |
| Cash Position | $199,268,000 |
| Operating Margin | 14.0% |
| Total Assets | $3,160,903,000 |
| Total Debt | $867,817,000 |
Key Executives
- Robert J. Shaffer
- Christopher J. Bottini
- Odilon Almeida
- Thomas W. Warsop
- Thomas E. De Souza
- John E. Johnson
Industry Context
ACI Worldwide operates in the highly dynamic and competitive global payments technology sector. Key trends include the rapid shift towards digital and real-time payments, the increasing adoption of cloud-based solutions (SaaS/PaaS), and the growing demand for fraud prevention and security services. The industry is characterized by significant investment in innovation and consolidation, with companies like ACI Worldwide needing to adapt to evolving customer needs and regulatory landscapes.
Top Tags
corporate-governance (4) · software (4) · financial-reporting (3) · 10-Q (3) · sec-filing (3) · ACI Worldwide (3) · ACIW (3) · institutional-ownership (3) · amendment (3) · SaaS Growth (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Total Revenues | $1.28B | Increased 12.0% for the nine months ended September 30, 2025, from $1.14 billion in 2024. |
| Net Income | $162.3M | Increased 55.2% for the nine months ended September 30, 2025, from $104.6 million in 2024. |
| SaaS and Platform as a Service Revenue | $755.3M | Increased from $674.5 million in 2024, showing strong growth in recurring revenue. |
| Diluted Income Per Common Share (Q3) | $0.88 | Increased from $0.77 in Q3 2024, reflecting improved profitability. |
| Diluted Income Per Common Share (YTD) | $1.54 | Increased from $0.98 for the nine months ended September 30, 2024. |
| 2026 Notes Redemption | $400.0M | Full redemption on June 18, 2025, reducing long-term debt. |
| Common Stock Repurchases | $150.0M | Used to repurchase 3,073,321 shares during the nine months ended September 30, 2025. |
| Goodwill Balance | $1.23B | As of September 30, 2025, allocated to Payment Software and Biller reporting units. |
| Net Cash Flows from Operating Activities | $201.1M | For the nine months ended September 30, 2025, down from $232.3 million in 2024. |
| Proceeds from Sale of Equity Investment | $46.0M | Generated a $25.9 million gain in March 2025. |
| Total Revenue Q2 2025 | $350.0M | Increased 6.1% from $330.0M in Q2 2024 |
| SaaS and PaaS Revenue Q2 2025 | $120.0M | Increased 20.0% from $100.0M in Q2 2024 |
| License Revenue Q2 2025 | $40.0M | Decreased 20.0% from $50.0M in Q2 2024 |
| Technology Service Revenue Q2 2025 | $80.0M | Increased 23.1% from $65.0M in Q2 2024 |
| Retained Earnings | $1,000.0M | As of June 30, 2025, indicating accumulated profits |
Forward-Looking Statements
- {"claim":"Vanguard will maintain a significant, passive stake in ACI Worldwide Inc. for the foreseeable future.","entity":"The Vanguard Group","targetDate":"December 29, 2024","confidence":"high"}
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Frequently Asked Questions
What are the latest SEC filings for Aci Worldwide, Inc. (ACIW)?
Aci Worldwide, Inc. has 28 recent SEC filings from Jan 2024 to May 2026, including 11 8-K, 6 SC 13G/A, 5 10-Q. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of ACIW filings?
Across 28 filings, the sentiment breakdown is: 1 bullish, 26 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Aci Worldwide, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Aci Worldwide, Inc. (ACIW) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Aci Worldwide, Inc.?
Key financial highlights from Aci Worldwide, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for ACIW?
The investment thesis for ACIW includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Aci Worldwide, Inc.?
Key executives identified across Aci Worldwide, Inc.'s filings include Robert J. Shaffer, Christopher J. Bottini, Odilon Almeida, Thomas W. Warsop, Thomas E. De Souza and 1 others.
What are the main risk factors for Aci Worldwide, Inc. stock?
Of ACIW's 20 assessed filings, 0 were flagged high-risk, 8 medium-risk, and 12 low-risk.
What are recent predictions and forward guidance from Aci Worldwide, Inc.?
Recent forward-looking statements from Aci Worldwide, Inc. include guidance on {"claim":"Vanguard will maintain a significant, passive stake in ACI Worldwide Inc. for the foreseeable future.","entity.