Arrow Financial Bets Big on Tech: $12M Apple, $7.3M Alphabet Holdings

Ticker: AROW · Form: 13F-HR · Filed: Feb 12, 2024 · CIK: 717538

Complexity: simple

Sentiment: neutral

Topics: institutional-holdings, portfolio-disclosure, tech-exposure, asset-management

Related Tickers: AAPL, GOOGL, AMZN, ADBE, AMGN

TL;DR

**Arrow Financial's 13F shows a heavy lean into big tech, with Apple, Alphabet, and Amazon leading their portfolio.**

AI Summary

Arrow Financial Corp, a national commercial bank based in Glens Falls, NY, filed its 13F-HR on February 12, 2024, for the period ending December 31, 2023. The filing, signed by CFO Penko Ivanov, reveals significant holdings in major tech companies like Apple Inc. ($11,982,682 across 62,238 shares), Alphabet Inc. Class A ($7,331,909 across 52,487 shares), and Amazon.com Inc. ($5,606,738 across 36,901 shares). This matters to investors because it shows how Arrow Financial, through its subsidiaries Glens Falls National Bank & Trust Co and North Country Investment Advisers, Inc., is allocating its managed assets, indicating a strong preference for large-cap technology stocks.

Why It Matters

This filing provides transparency into Arrow Financial's investment strategy, showing where its managed funds are being deployed, which can influence investor confidence and perception of the company's financial acumen.

Risk Assessment

Risk Level: medium — The portfolio shows a significant concentration in large-cap tech, which, while generally stable, can be susceptible to sector-specific downturns.

Analyst Insight

An investor in Arrow Financial Corp should note the significant exposure to large-cap tech, which could indicate a growth-oriented, yet relatively stable, investment approach for their managed assets. This information could be used to assess the overall risk profile and strategic direction of the bank's investment management services.

Key Numbers

Key Players & Entities

Forward-Looking Statements

FAQ

What was the total value of Arrow Financial Corp's holdings in Apple Inc. as of December 31, 2023?

As of December 31, 2023, Arrow Financial Corp held Apple Inc. common stock valued at $11,982,682.

Which two subsidiaries are listed as managing investments for Arrow Financial Corp in this filing?

The filing lists Glens Falls National Bank & Trust Co /NY and North Country Investment Advisers, Inc. as entities managing investments.

Who signed the 13F-HR filing for Arrow Financial Corp and what is their title?

The 13F-HR filing was signed by Penko Ivanov, who holds the title of Chief Financial Officer.

What was the value and number of shares held by Arrow Financial Corp in Alphabet Inc. Class A as of the report date?

As of December 31, 2023, Arrow Financial Corp held 52,487 shares of Alphabet Inc. Class A common stock, valued at $7,331,909.

When was this 13F-HR filing submitted to the SEC?

This 13F-HR filing was submitted to the SEC on February 12, 2024, as indicated by the 'FILED AS OF DATE' and 'DATE AS OF CHANGE' fields.

Filing Stats: 410 words · 2 min read · ~1 pages · Grade level 10.7 · Accepted 2024-02-12 16:58:03

Filing Documents

From the Filing

SEC FORM 13F-HR The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. The reader should not assume that the information is accurate and complete. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F COVER PAGE OMB APPROVAL OMB Number: 3235-0006 Estimated average burden hours per response: 23.8 Report for the Calendar Year or Quarter Ended: 12-31-2023 Check here if Amendment    Amendment Number: This Amendment (Check only one.):    is a restatement.    adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Arrow Financial Corp Address: 250 GLEN STREET Glens Falls , NY   12801 Form 13F File Number: 028-12533 CRD Number (if applicable): The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: PENKO IVANOV Title: CHIEF FINANCIAL OFFICER Phone: 518-415-4512 Signature, Place, and Date of Signing: /s/ PENKO IVANOV GLENS FALLS ,  NY 02-12-2024 [Signature] [City, State] [Date] Report Type (Check only one.): X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)    13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)    13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) Form 13F Summary Page Report Summary: Number of Other Included Managers: 2 Form 13F Information Table Entry Total: 727 Form 13F Information Table Value Total: 963,804,872 (round to nearest dollar) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. [If there are no entries in this list, state “NONE” and omit the column headings and list entries.] No. Name Form 13F File No. CRD No. (if applicable) SEC File No. (if applicable) CIK 2 GLENS FALLS NATIONAL BANK & TRUST CO /NY 3 North Country Investment Advisers, Inc.

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