Arrow Financial CORP (AROW) — SEC Filings

Q: What are the key financial highlights for Arrow Financial CORP?

Key financial highlights for Arrow Financial CORP are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at Arrow Financial CORP?

Key executives at Arrow Financial CORP are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for Arrow Financial CORP stock?

Risk factors for Arrow Financial CORP (AROW) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from Arrow Financial CORP?

Forward-looking statements and predictions from Arrow Financial CORP are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for Arrow Financial CORP. Recent DEFA14A filing on Apr 23, 2026. AI-decoded analysis of earnings, risk factors, and insider trades.

View Arrow Financial CORP on SEC EDGAR

Overview

Arrow Financial CORP (AROW) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a DEFA14A filed on Apr 23, 2026: Arrow Financial Corp filed a Definitive Proxy Statement (DEFA14A) on April 23, 2026, related to the solicitation of proxies for its annual meeting. The filing includes graphic materials, likely visual aids for the proxy notice, and a complete submission text file. The company's mailing and business

Sentiment Summary

Across 48 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 43 neutral, 2 mixed. The dominant filing sentiment for Arrow Financial CORP is neutral.

Filing Type Overview

Arrow Financial CORP (AROW) has filed 1 DEFA14A, 1 10-K/A, 27 8-K, 6 10-Q, 8 13F-HR, 2 DEF 14A, 2 10-K, 1 SC 13G/A with the SEC between Jan 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (48)

Arrow Financial Corp Proxy Filing — DEFA14A · Apr 23, 2026 Risk: low
Arrow Financial Corp filed a Definitive Proxy Statement (DEFA14A) on April 23, 2026, related to the solicitation of proxies for its annual meeting. The filing i
Arrow Financial Amends 10-K to Add Executive Clawback Policy — 10-K/A · Mar 27, 2026 Risk: low
ARROW FINANCIAL CORP (AROW) filed a 10-K/A on March 27, 2026, to amend its Annual Report on Form 10-K for the fiscal year ended December 31, 2025. The primary p
Arrow Financial Corp Files 8-K on Officer/Director Changes — 8-K · Nov 25, 2025 Risk: low
Arrow Financial Corporation filed an 8-K on November 25, 2025, reporting on the departure of directors or certain officers, the election of directors, the appoi
Arrow Financial Soars 43% in Q3 Net Income on Strong Loan Growth — 10-Q · Nov 6, 2025 Risk: medium
ARROW FINANCIAL CORP (AROW) reported a significant increase in net income for the three months ended September 30, 2025, reaching $12.825 million, up 42.9% from
8-K Filing — 8-K · Nov 5, 2025
Arrow Financial Corp Files 8-K on Financials and Operations — 8-K · Oct 30, 2025 Risk: low
Arrow Financial Corporation filed an 8-K on October 30, 2025, reporting on its results of operations and financial condition as of October 29, 2025. The filing
13F-HR Filing — 13F-HR · Oct 21, 2025
13F-HR Filing — 13F-HR · Aug 11, 2025
Arrow Financial's Q2 Net Income Dips Amidst Margin Pressure — 10-Q · Aug 8, 2025 Risk: medium
ARROW FINANCIAL CORP reported a net income of $5.6 million for the three months ended June 30, 2025, a decrease from $6.2 million for the same period in 2024. F
Arrow Financial Corp Files 8-K on Financials and Operations — 8-K · Jul 24, 2025 Risk: low
Arrow Financial Corporation filed an 8-K on July 23, 2025, reporting on its results of operations and financial condition. The filing also included Regulation F
Arrow Financial Corp Reports Officer, Director, and Compensation Changes — 8-K · Jul 3, 2025 Risk: medium
Arrow Financial Corporation filed an 8-K on July 3, 2025, reporting changes effective July 1, 2025. The filing covers the departure of directors or certain offi
Arrow Financial Corp Files 8-K — 8-K · Jun 17, 2025 Risk: low
Arrow Financial Corporation filed an 8-K on June 17, 2025, to report a Regulation FD Disclosure and Financial Statements and Exhibits. The filing does not conta
Arrow Financial Corp Files 8-K — 8-K · Jun 4, 2025 Risk: low
Arrow Financial Corporation filed an 8-K on June 4, 2025, reporting a Regulation FD Disclosure and Financial Statements and Exhibits. The filing details the com
Arrow Financial Corp. Q1 2025: Retained Earnings Rise — 10-Q · May 9, 2025 Risk: low
Arrow Financial Corp. reported its first quarter 2025 results, ending March 31, 2025. The company's retained earnings increased by $146 million during the quart
13F-HR Filing — 13F-HR · May 5, 2025
Arrow Financial Corp Files 8-K on Financials — 8-K · May 1, 2025 Risk: low
Arrow Financial Corporation filed an 8-K on April 30, 2025, reporting on its results of operations and financial condition. The filing also includes information
DEF 14A Filing — DEF 14A · Apr 24, 2025
Arrow Financial Corp Files 8-K — 8-K · Apr 16, 2025 Risk: low
Arrow Financial Corporation filed an 8-K on April 16, 2025, to report other events. The filing does not contain specific details about the nature of these event
Arrow Financial Corp. Announces Board Changes and Officer Appointments — 8-K · Apr 14, 2025 Risk: medium
Arrow Financial Corporation announced on April 14, 2025, the departure of Director John R. Delehanty Jr. and the election of new directors, including Michael J.
Arrow Financial Corp Files 8-K — 8-K · Mar 20, 2025 Risk: low
Arrow Financial Corporation filed an 8-K on March 20, 2025, to report a Regulation FD Disclosure and Financial Statements and Exhibits. The filing does not cont
10-K Filing — 10-K · Mar 14, 2025
13F-HR Filing — 13F-HR · Feb 14, 2025
8-K Filing — 8-K · Feb 10, 2025
Arrow Financial Corp Files 8-K — 8-K · Jan 30, 2025 Risk: low
Arrow Financial Corporation filed an 8-K on January 29, 2025, to report its current activities. The filing indicates that the company's common stock, with a par
Arrow Financial Declares $0.24 Quarterly Dividend — 8-K · Dec 26, 2024 Risk: low
Arrow Financial Corporation announced on December 20, 2024, that its Board of Directors has declared a quarterly cash dividend of $0.24 per share. This dividend
Arrow Financial Corp. Files Q3 2024 10-Q Report — 10-Q · Nov 7, 2024 Risk: low
Arrow Financial Corp. reported its third-quarter results for the period ending September 30, 2024. The company's financial performance for the quarter and the f
13F-HR Filing — 13F-HR · Nov 4, 2024
Arrow Financial Corp Files 8-K — 8-K · Oct 31, 2024 Risk: low
Arrow Financial Corporation (AROW) reported its financial results for the period ending October 31, 2024. The company's common stock is traded on the NASDAQ Glo
Arrow Financial to Acquire First National Bank of Scotia — 8-K · Oct 3, 2024 Risk: medium
Arrow Financial Corporation announced on October 2, 2024, that it has entered into a definitive agreement to acquire substantially all of the assets and assume
Arrow Financial Corp. Q2 2024: Assets Rise, Net Income Grows — 10-Q · Aug 8, 2024 Risk: low
Arrow Financial Corp. reported its financial results for the period ending June 30, 2024. The company's total assets stood at $4.1 billion as of June 30, 2024,
13F-HR Filing — 13F-HR · Jul 30, 2024
Arrow Financial to Acquire Saratoga National Bank Assets — 8-K · Jul 25, 2024 Risk: medium
Arrow Financial Corporation announced on July 24, 2024, that it has entered into a definitive agreement to acquire substantially all of the assets and assume ce
Arrow Financial Corp Files 8-K — 8-K · Jul 23, 2024 Risk: low
Arrow Financial Corporation filed an 8-K on July 23, 2024, reporting an event on July 22, 2024. The filing includes financial statements and exhibits, but no sp
Arrow Financial Corp Elects New Directors, Files 8-K — 8-K · Jun 6, 2024 Risk: low
Arrow Financial Corporation announced on June 5, 2024, the election of two new directors, Sarah E. Craig and David M. DeMarco, to its Board of Directors. The co
Arrow Financial to Acquire Saratoga National Bank — 8-K · Jun 5, 2024 Risk: medium
Arrow Financial Corporation announced on June 5, 2024, that it has entered into a definitive agreement to acquire Saratoga National Bank. The transaction is exp
13F-HR Filing — 13F-HR · May 21, 2024
Arrow Financial Corp Files Q1 2024 10-Q Report — 10-Q · May 10, 2024 Risk: low
ARROW FINANCIAL CORP (AROW) filed a Quarterly Report (10-Q) with the SEC on May 10, 2024. Arrow Financial Corp filed its 10-Q report for the period ending March
Arrow Financial Completes Glens Falls National Bank Acquisition — 8-K · Apr 30, 2024 Risk: medium
Arrow Financial Corporation announced on April 24, 2024, that it has completed its previously announced acquisition of certain assets and liabilities of Glens F
Arrow Financial Corp. Files Definitive Proxy Statement — DEF 14A · Apr 25, 2024 Risk: low
ARROW FINANCIAL CORP (AROW) filed a Proxy Statement (DEF 14A) with the SEC on April 25, 2024. Arrow Financial Corp. filed a Definitive Proxy Statement (DEF 14A)
Arrow Financial Appoints New Auditor, PwC Replaces KPMG — 8-K · Mar 19, 2024 Risk: low
Arrow Financial Corporation announced on March 14, 2024, that it has appointed PricewaterhouseCoopers LLP as its new independent registered public accounting fi
Arrow Financial to Acquire The Bank of Greene County — 8-K · Mar 14, 2024 Risk: medium
Arrow Financial Corporation announced on March 14, 2024, that it has entered into a definitive agreement to acquire substantially all of the assets and assume c
Arrow Financial Corp Files 2023 Annual Report on Form 10-K — 10-K · Mar 11, 2024 Risk: low
ARROW FINANCIAL CORP (AROW) filed a Annual Report (10-K) with the SEC on March 11, 2024. Arrow Financial Corp filed its 2023 Form 10-K on March 11, 2024. The fi
Arrow Financial Completes Glens Falls National Bank Acquisition — 8-K · Mar 4, 2024 Risk: medium
Arrow Financial Corporation announced on March 4, 2024, that it has completed its previously announced acquisition of Glens Falls National Bank and Trust Compan
ARROW FINANCIAL Files 8-K for 'Other Event' — 8-K · Feb 16, 2024 Risk: low
ARROW FINANCIAL CORPORATION filed an 8-K on February 16, 2024, reporting an 'Other Event'. The filing indicates a current report pursuant to Section 13 or 15(d)
Arrow Financial Bets Big on Tech: $12M Apple, $7.3M Alphabet Holdings — 13F-HR · Feb 12, 2024 Risk: medium
Arrow Financial Corp, a national commercial bank based in Glens Falls, NY, filed its 13F-HR on February 12, 2024, for the period ending December 31, 2023. The f
ARROW FINANCIAL: Officer Comp, Leadership Changes Reported — 8-K · Feb 7, 2024
ARROW FINANCIAL CORPORATION filed an 8-K on February 7, 2024, reporting an event that occurred on February 1, 2024. This filing indicates a change in compensato
ARROW FINANCIAL Files 8-K on Operations, Bylaw Amendments — 8-K · Feb 1, 2024
ARROW FINANCIAL CORPORATION filed an 8-K on February 1, 2024, reporting an event that occurred on January 31, 2024. This filing indicates that the company is pr
BlackRock Amends ARROW FINANCIAL CORP Stake (14th Amendment) — SC 13G/A · Jan 26, 2024
BlackRock Inc. filed an amended SC 13G/A on January 26, 2024, indicating a change in its ownership of ARROW FINANCIAL CORP's Common Stock as of December 31, 202

Risk Profile

Risk Assessment: Of AROW's 34 recent filings, 0 were flagged as high-risk, 11 as medium-risk, and 23 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Arrow Financial CORP's most recent 10-Q filing (Nov 6, 2025):

Revenue: $53,598,000
Net Income: $12,825,000
EPS: $0.77
Debt-to-Equity: N/A
Cash Position: $45,925,000
Operating Margin: N/A
Total Assets: $4,587,115,000
Total Debt: $4,265,000

Key Executives

David S. DeMarco
Penko Ivanov
John R. Delehanty Jr.
Michael J. Miller
Sarah E. Bates
Sarah E. Craig
David M. DeMarco
Thomas J. Murphy

Industry Context

Arrow Financial Corporation operates within the banking and financial services sector. This industry is characterized by stringent regulatory oversight, evolving technological adoption (e.g., digital banking), and competitive pressures from both traditional institutions and fintech companies. Interest rate environments and economic conditions significantly impact profitability and lending activities.

Top Tags

financials (7) · acquisition (6) · financial-statements (4) · 8-K (4) · expansion (4) · corporate-governance (3) · sec-filing (3) · disclosure (3) · Arrow Financial Corp (3) · Corporate Governance (2)

Executive Compensation

From the most recent DEF 14A filing (Apr 25, 2024):

Thomas J. Murphy — Member
David S. DeMarco — Member

Key Numbers

Aggregate market value of common equity held by non-affiliates: $426,347,636 — As of the last business day of the most recently completed second fiscal quarter
Shares of Common Stock outstanding: 16,511,643 — As of February 27, 2026
Par Value per share of Common Stock: $1.00 — Standard par value for AROW's common stock
Fiscal Year End: 2025-12-31 — Period covered by the amended Annual Report on Form 10-K
Filing Date of 10-K/A: 2026-03-27 — Date the amendment was filed
Original Filing Date of 10-K: 2026-03-06 — Date the initial Annual Report on Form 10-K was filed
Adoption Date of Clawback Policy: 2023-12-01 — Date the Arrow Financial Corporation Clawback Policy was adopted
Registrant's telephone number: 518-745-1000 — Contact information for Arrow Financial Corporation
Net Income (Q3 2025): $12.825M — Increased 42.9% from $8.975 million in Q3 2024
Net Interest Income (Q3 2025): $34.131M — Increased 20.0% from $28.438 million in Q3 2024
Total Assets (Sept 30, 2025): $4.587B — Increased from $4.306 billion at Dec 31, 2024
Total Deposits (Sept 30, 2025): $4.100B — Increased from $3.828 billion at Dec 31, 2024
Basic Earnings Per Share (Q3 2025): $0.77 — Increased from $0.54 in Q3 2024
Provision for Credit Losses (9 months ended Sept 30, 2025): $6.428M — More than doubled from $2.326 million in the prior year period
Interest-Earning Deposits at Banks (Sept 30, 2025): $351.512M — Increased from $127.124 million at Dec 31, 2024

Forward-Looking Statements

{"claim":"Arrow Financial Corp will continue to maintain a significant allocation to large-cap technology stocks in its managed portfolios.","entity":"ARROW FINANCIAL CORP","targetDate":"20241231","confidence":"medium"}
{"claim":"The investment strategy, as evidenced by this filing, suggests a focus on established, high-market-cap companies.","entity":"ARROW FINANCIAL CORP","targetDate":"20241231","confidence":"high"}

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Frequently Asked Questions

What are the latest SEC filings for Arrow Financial CORP (AROW)?

Arrow Financial CORP has 48 recent SEC filings from Jan 2024 to Apr 2026, including 27 8-K, 8 13F-HR, 6 10-Q. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of AROW filings?

Across 48 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 43 neutral, 2 mixed. The dominant sentiment is neutral.

Where can I find Arrow Financial CORP SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all Arrow Financial CORP (AROW) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for Arrow Financial CORP?

Key financial highlights from Arrow Financial CORP's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for AROW?

The investment thesis for AROW includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at Arrow Financial CORP?

Key executives identified across Arrow Financial CORP's filings include David S. DeMarco, Penko Ivanov, John R. Delehanty Jr., Michael J. Miller, Sarah E. Bates and 3 others.

What are the main risk factors for Arrow Financial CORP stock?

Of AROW's 34 assessed filings, 0 were flagged high-risk, 11 medium-risk, and 23 low-risk.

What are recent predictions and forward guidance from Arrow Financial CORP?

Recent forward-looking statements from Arrow Financial CORP include guidance on {"claim":"Arrow Financial Corp will continue to maintain a significant allocation to large-cap technology stocks in its and 1 other predictions.