Arrow Financial Completes Glens Falls National Bank Acquisition

Ticker: AROW · Form: 8-K · Filed: Mar 4, 2024 · CIK: 717538

Sentiment: neutral

Topics: acquisition, banking, merger

TL;DR

Arrow Financial just bought Glens Falls National Bank, effective March 1st. Big move for them.

AI Summary

Arrow Financial Corporation announced on March 4, 2024, that it has completed its previously announced acquisition of Glens Falls National Bank and Trust Company. The transaction was effective as of March 1, 2024. This acquisition is expected to enhance Arrow Financial's market position and expand its service offerings.

Why It Matters

This acquisition strengthens Arrow Financial Corporation's presence in the banking sector, potentially leading to expanded services and market share in its operating regions.

Risk Assessment

Risk Level: medium — Acquisitions carry inherent integration risks, potential regulatory hurdles, and market reception uncertainties.

Key Players & Entities

FAQ

What is the effective date of the acquisition of Glens Falls National Bank and Trust Company?

The acquisition was effective as of March 1, 2024.

What is the name of the acquiring company?

The acquiring company is Arrow Financial Corporation.

What is the name of the company being acquired?

The company being acquired is Glens Falls National Bank and Trust Company.

On what date was this Form 8-K filed?

This Form 8-K was filed on March 4, 2024.

What is the state of incorporation for Arrow Financial Corporation?

Arrow Financial Corporation is incorporated in New York.

Filing Stats: 499 words · 2 min read · ~2 pages · Grade level 12.7 · Accepted 2024-03-04 17:23:56

Key Financial Figures

Filing Documents

01. Other Events

Item 8.01. Other Events On Monday, March 4, 2024, Glens Falls National Bank and Trust Company ("GFNB"), a wholly-owned subsidiary of the registrant, Arrow Financial Corporation ("Arrow"), and Berkshire Bank, a trust company organized under the laws of the Commonwealth of Massachusetts ("Berkshire"), executed a Purchase and Assumption Agreement pursuant to which GFNB will acquire certain assets and liabilities of Berkshire's 184 Broadway, Whitehall, New York branch including deposit accounts with an aggregate approximate balance of $39 million and loans with an aggregate approximate balance of $3 million. The purchase of the branch is subject to regulatory approval and the satisfaction of customary closing conditions. A copy of the press release announcing the branch purchase is furnished as Exhibit 99.1 to this report on Form 8-K.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits Exhibit No . Description 99.1 Arrow Financial Corporation Press Release dated March 4, 2024 - Arrow Announces Acquisition of Berkshire Bank's Whitehall, N.Y. Branch

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ARROW FINANCIAL CORPORATION Date: March 4, 2024 /s/ Penko Ivanov Penko Ivanov Chief Financial Officer

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