Arrow Financial Corp Files 8-K on Financials and Operations

Ticker: AROW · Form: 8-K · Filed: Oct 30, 2025 · CIK: 717538

Sentiment: neutral

Topics: financial-reporting, operations, sec-filing

TL;DR

Arrow Financial Corp dropped an 8-K on Oct 29th covering financials & operations.

AI Summary

Arrow Financial Corporation filed an 8-K on October 30, 2025, reporting on its results of operations and financial condition as of October 29, 2025. The filing also included disclosures related to Regulation FD and other events, along with financial statements and exhibits. The company, incorporated in New York, is headquartered in Glens Falls.

Why It Matters

This 8-K filing provides crucial updates on Arrow Financial Corporation's financial performance and operational status, which can influence investor decisions.

Risk Assessment

Risk Level: low — This is a routine 8-K filing for financial reporting and does not indicate any unusual or significant risks.

Key Numbers

Key Players & Entities

FAQ

What specific financial information is being reported in this 8-K?

The 8-K filing indicates it covers 'Results of Operations and Financial Condition' as of October 29, 2025, and includes 'Financial Statements and Exhibits'.

What is the primary purpose of this 8-K filing?

The primary purpose is to report on the company's results of operations and financial condition, along with Regulation FD disclosures and other events.

When was Arrow Financial Corporation incorporated?

Arrow Financial Corporation was incorporated in New York.

What is the IRS Employer Identification Number (EIN) for Arrow Financial Corporation?

The IRS Employer Identification Number (EIN) for Arrow Financial Corporation is 22-2448962.

What are the principal executive offices of Arrow Financial Corporation?

The principal executive offices of Arrow Financial Corporation are located at 250 Glen Street, Glens Falls, New York 12801.

Filing Stats: 644 words · 3 min read · ~2 pages · Grade level 11.4 · Accepted 2025-10-30 07:51:40

Key Financial Figures

Filing Documents

02. Results of Operations and Financial Condition

Item 2.02. Results of Operations and Financial Condition. On October 30, 2025, Arrow Financial Corporation (the "Company") issued a press release containing unaudited financial information and accompanying discussion for the quarter ended September 30, 2025. A copy of this press release is furnished as Exhibit 99.1 to this report on Form 8-K.

01. Regulation FD Disclosure

Item 7.01. Regulation FD Disclosure. On October 30, 2025, the Company made available certain presentation material (the "Third Quarter 2025 Investor Presentation"), which includes among other things, a review of financial results and trends through the period ended September 30, 2025. The furnished Third Quarter 2025 Investor Presentation should be read in conjunction with our Earnings Release for the quarter ended September 30, 2025. A copy of the presentation material is included as Exhibit 99.2 to this current report on Form 8-K and is incorporated herein by reference. The information furnished under this Report, including Exhibits 99.1 and 99.2, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or subject to the liabilities of that section. The information shall not be deemed incorporated by reference into any other filing with the Securities and Exchange Commission made by the Company, regardless of any general incorporation language in such filing.

01. Other Events

Item 8.01. Other Events. On October 29, 2025, the Board of Directors (the "Board") of the Company declared a quarterly cash dividend of $0.29 per share payable November 24, 2025 to shareholders of record on November 12, 2025.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits. Exhibits: Exhibit No. Description Exhibit 99.1 Arrow Financial Corporation Earnings Press Release dated October 30 , 2025 Exhibit 99.2 Arrow Financial Corporation T hird Quarter 2025 Investor Presentation dated October 30 , 2025 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ARROW FINANCIAL CORPORATION Registrant Date: October 30, 2025 /s/ Penko Ivanov Penko Ivanov Chief Financial Officer

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