Ameriserv Financial Inc /Pa/ (ASRV) — SEC Filings
Ameriserv Financial Inc /Pa/ (ASRV) — 38 SEC filings. Latest: 10-Q (Nov 13, 2025). Includes 24 8-K, 6 10-Q, 3 SC 13G/A.
View Ameriserv Financial Inc /Pa/ on SEC EDGAR
Overview
Ameriserv Financial Inc /Pa/ (ASRV) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 13, 2025: AmeriServ Financial, Inc. (ASRV) reported a significant increase in net income for the three and nine months ended September 30, 2025. Net income for the three-month period surged to $2.544 million, a 115% increase from $1.183 million in the same period of 2024. For the nine-month period, net income
Sentiment Summary
Across 38 filings, the sentiment breakdown is: 2 bearish, 35 neutral, 1 mixed. The dominant filing sentiment for Ameriserv Financial Inc /Pa/ is neutral.
Filing Type Overview
Ameriserv Financial Inc /Pa/ (ASRV) has filed 6 10-Q, 24 8-K, 2 DEF 14A, 2 10-K, 3 SC 13G/A, 1 SC 13D with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (38)
Risk Profile
Risk Assessment: Of ASRV's 34 recent filings, 0 were flagged as high-risk, 9 as medium-risk, and 25 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $13,856,000 |
| Net Income | $2,544,000 |
| EPS | $0.15 |
| Debt-to-Equity | 0.69 |
| Cash Position | $53,764,000 |
| Operating Margin | N/A |
| Total Assets | $1,461,494,000 |
| Total Debt | $78,800,000 |
Key Executives
- Bryan Abbott
- Jeffrey L. Gendell
Industry Context
AmeriServ Financial, Inc. operates within the community banking sector, characterized by a focus on local markets and relationship-based lending. The industry is currently navigating a complex environment with rising interest rates impacting net interest margins, while also facing increased competition from larger institutions and fintech companies. Deposit growth remains a key focus for funding, and managing credit risk is paramount, especially in uncertain economic conditions.
Top Tags
8-K (8) · financial-reporting (6) · corporate-governance (5) · financials (5) · sec-filing (4) · 8-k (4) · Regional Banking (3) · financial-condition (3) · 10-Q (3) · amendment (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (Q3 2025) | $2.544M | Increased 115% from $1.183M in Q3 2024 |
| Net Income (9M 2025) | $4.170M | Increased 53.7% from $2.712M in 9M 2024 |
| Net Interest Income (Q3 2025) | $11.007M | Increased 23.8% from $8.887M in Q3 2024 |
| Net Interest Income (9M 2025) | $31.332M | Increased 18.2% from $26.509M in 9M 2024 |
| Provision for Credit Losses (9M 2025) | $3.396M | Significant increase from a $174K recovery in 9M 2024 |
| Total Assets (Sep 30, 2025) | $1.461B | Increased from $1.422B at Dec 31, 2024 |
| Cash and Cash Equivalents (Sep 30, 2025) | $53.764M | Increased from $17.746M at Dec 31, 2024 |
| Total Deposits (Sep 30, 2025) | $1.258B | Increased from $1.200B at Dec 31, 2024 |
| Wealth Management Fees (Q3 2025) | $2.849M | Decreased from $3.050M in Q3 2024 |
| Basic EPS (Q3 2025) | $0.15 | Increased from $0.07 in Q3 2024 |
| Q2 2025 Net Income | $2.6M | Decreased from $3.1M in Q2 2024, a 16.1% decline. |
| YTD Net Income (June 30, 2025) | $5.2M | Decreased from $6.3M in YTD June 30, 2024, a 17.5% decline. |
| Total Assets | $1.65B | As of June 30, 2025, a slight decrease from $1.67B at Dec 31, 2024. |
| Commitments to Extend Credit | $26.78M | Increased from $25.00M at Dec 31, 2024, indicating potential future loan growth. |
| Standby Letters of Credit | $10.26M | Increased from $8.00M at Dec 31, 2024, showing increased contingent liabilities. |
Forward-Looking Statements
- {"claim":"Jeffrey L. Gendell's group will maintain a significant, passive stake in AmeriServ Financial, Inc. for the foreseeable future.","entity":"Jeffrey L. Gendell","targetDate":"December 31, 2024","confidence":"medium"}
- {"claim":"AmeriServ Financial Inc.'s stock price may experience downward pressure due to the reduced institutional ownership.","entity":"AmeriServ Financial Inc.","targetDate":"Q1 2024","confidence":"medium"}
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Frequently Asked Questions
What are the latest SEC filings for Ameriserv Financial Inc /Pa/ (ASRV)?
Ameriserv Financial Inc /Pa/ has 38 recent SEC filings from Jan 2024 to Nov 2025, including 24 8-K, 6 10-Q, 3 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of ASRV filings?
Across 38 filings, the sentiment breakdown is: 2 bearish, 35 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Ameriserv Financial Inc /Pa/ SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Ameriserv Financial Inc /Pa/ (ASRV) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Ameriserv Financial Inc /Pa/?
Key financial highlights from Ameriserv Financial Inc /Pa/'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for ASRV?
The investment thesis for ASRV includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Ameriserv Financial Inc /Pa/?
Key executives identified across Ameriserv Financial Inc /Pa/'s filings include Bryan Abbott, Jeffrey L. Gendell.
What are the main risk factors for Ameriserv Financial Inc /Pa/ stock?
Of ASRV's 34 assessed filings, 0 were flagged high-risk, 9 medium-risk, and 25 low-risk.
What are recent predictions and forward guidance from Ameriserv Financial Inc /Pa/?
Recent forward-looking statements from Ameriserv Financial Inc /Pa/ include guidance on {"claim":"Jeffrey L. Gendell's group will maintain a significant, passive stake in AmeriServ Financial, Inc. for the for and 1 other predictions.