Better Home & Finance Holding CO (BETRW) — SEC Filings

Overview

Better Home & Finance Holding CO (BETRW) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 22, 2025: Better Home & Finance Holding Company announced on December 17, 2025, changes related to its board of directors and executive compensation. The filing indicates a departure of directors, election of new directors, and adjustments to compensatory arrangements for certain officers. This 8-K filing als

Sentiment Summary

Across 50 filings, the sentiment breakdown is: 2 bearish, 46 neutral, 2 mixed. The dominant filing sentiment for Better Home & Finance Holding CO is neutral.

Filing Type Overview

Better Home & Finance Holding CO (BETRW) has filed 25 8-K, 6 10-Q, 1 8-K/A, 2 DEF 14A, 2 10-K, 10 SC 13D/A, 2 SC 13G/A, 2 SC 13G with the SEC between Jan 2024 to Dec 2025.

Filings by Year

2025 · 2024

Recent Filings (50)

• Better Home & Finance: Director & Officer Changes Announced — 8-K · Dec 22, 2025 Risk: medium
  Better Home & Finance Holding Company announced on December 17, 2025, changes related to its board of directors and executive compensation. The filing indicates
• Better Home & Finance Holding Co. Files 8-K with Executive Changes — 8-K · Dec 19, 2025 Risk: medium
  On December 19, 2025, Better Home & Finance Holding Company filed an 8-K report detailing changes in its board of directors and executive compensation arrangeme
• Better Home & Finance Narrows Q3 Loss Amid Revenue Surge — 10-Q · Nov 13, 2025 Risk: high
  Better Home & Finance Holding Co. reported a net loss of $39.125 million for the three months ended September 30, 2025, an improvement from the $54.210 million
• 8-K Filing — 8-K · Nov 7, 2025
• Better Home & Finance Reports Officer and Director Changes — 8-K · Oct 3, 2025 Risk: medium
  Better Home & Finance Holding Company filed an 8-K on October 3, 2025, reporting changes effective September 30, 2025. The filing details the departure of direc
• Better Home & Finance Moves HQ — 8-K · Sep 29, 2025 Risk: low
  Better Home & Finance Holding Company filed an 8-K on September 29, 2025, reporting on events that occurred on September 26, 2025. The filing indicates a change
• Better Home & Finance Files 8-K/A Amendment — 8-K/A · Sep 5, 2025 Risk: medium
  Better Home & Finance Holding Company filed an amendment (8-K/A) on September 5, 2025, to a report originally dated August 29, 2025, with the earliest event rep
• Better Home & Finance Narrows Losses, Boosts Revenue Amid Debt Restructuring — 10-Q · Aug 13, 2025 Risk: high
  Better Home & Finance Holding Co. (BETRW) reported a net loss of $36.27 million for the three months ended June 30, 2025, an improvement from a net loss of $41.
• Better Home & Finance Holding Co. Files 8-K — 8-K · Aug 7, 2025 Risk: medium
  On August 7, 2025, Better Home & Finance Holding Co. filed an 8-K report. The filing indicates a change in the company's status or operations, though specific d
• Better Home & Finance Holding Co. Reports Director/Officer Changes — 8-K · Aug 5, 2025 Risk: medium
  Better Home & Finance Holding Company filed an 8-K on August 5, 2025, reporting events as of July 30, 2025. The filing pertains to the departure and election of
• Better Home & Finance Holding Co. Reports Shareholder Vote Matters — 8-K · Jun 16, 2025 Risk: low
  Better Home & Finance Holding Company filed an 8-K on June 16, 2025, reporting on matters submitted to a vote of security holders on June 10, 2025. The filing d
• Better Home & Finance Holding Co. Files Q1 2025 10-Q — 10-Q · May 14, 2025 Risk: medium
  Better Home & Finance Holding Co. filed its 10-Q for the period ending March 31, 2025. The company, previously known as Aurora Acquisition Corp., is in the loan
• Better Home & Finance Files 8-K — 8-K · May 13, 2025 Risk: low
  Better Home & Finance Holding Co. filed an 8-K on May 13, 2025, reporting on its results of operations and financial condition. The company, formerly known as A
• Better Home & Finance Holding Co. Files Definitive Proxy Statement — DEF 14A · Apr 30, 2025 Risk: low
  Better Home & Finance Holding Co. filed its definitive proxy statement on April 30, 2025, for the fiscal year ending December 31, 2024. The company, formerly kn
• Better Home & Finance: Material Agreements & Obligations — 8-K · Apr 28, 2025 Risk: medium
  Better Home & Finance Holding Co. announced on April 28, 2025, the entry into a material definitive agreement and the termination of a material definitive agree
• Better Home & Finance Enters Material Definitive Agreement — 8-K · Apr 14, 2025 Risk: medium
  Better Home & Finance Holding Co. entered into a material definitive agreement on April 12, 2025. The company, formerly known as Aurora Acquisition Corp. and Au
• Better Home & Finance Holding Co. Files 2024 10-K — 10-K · Mar 19, 2025 Risk: medium
  Better Home & Finance Holding Co. filed its 2024 10-K on March 19, 2025, reporting its financial performance for the fiscal year ending December 31, 2024. The c
• Better Home & Finance Holding Co. Announces Director Changes — 8-K · Mar 17, 2025 Risk: medium
  Better Home & Finance Holding Company announced on March 11, 2025, the departure of Director David M. Johnson and the appointment of new directors, including Jo
• Better Home & Finance Updates Office Address — 8-K · Jan 23, 2025 Risk: low
  On January 22, 2025, Better Home & Finance Holding Company filed an 8-K report. The filing indicates a change in the company's principal executive offices to 1
• Novator Capital Sponsor Ltd. Amends Stake in Better Home & Finance — SC 13D/A · Dec 17, 2024 Risk: medium
  On December 17, 2024, Novator Capital Sponsor Ltd. filed an amendment (Amendment No. 6) to its Schedule 13D regarding Better Home & Finance Holding Company. The
• Novator Capital & Bjorgolfsson Amend Better Home & Finance Stake — SC 13D/A · Dec 2, 2024 Risk: medium
  Novator Capital Sponsor Ltd. and Thor Bjorgolfsson, through Livenandro Holdings Ltd., have amended their Schedule 13D filing regarding Better Home & Finance Hol
• Novator Capital Sponsor Ltd. Amends Stake in Better Home & Finance — SC 13D/A · Nov 21, 2024 Risk: medium
  On November 21, 2024, Novator Capital Sponsor Ltd. filed an amendment to its Schedule 13D, reporting a change in beneficial ownership of Better Home & Finance H
• Better Home & Finance Files Q3 2024 10-Q — 10-Q · Nov 14, 2024 Risk: medium
  Better Home & Finance Holding Co. filed its 10-Q for the period ending September 30, 2024. The company, formerly Aurora Acquisition Corp., is involved in loan b
• SC 13G/A Filing — SC 13G/A · Nov 13, 2024
• Better Home & Finance Holding Co Files 8-K — 8-K · Nov 13, 2024 Risk: low
  Better Home & Finance Holding Company filed an 8-K on November 12, 2024, reporting on its results of operations and financial condition. The filing also include
• SC 13G Filing — SC 13G · Nov 1, 2024
• Activant Capital Amends Stake in Better Home & Finance — SC 13D/A · Oct 25, 2024 Risk: medium
  On October 25, 2024, Activant Capital Management, LLC and its affiliates filed an SC 13D/A amendment regarding their holdings in Better Home & Finance Holding C
• Novator Capital Sponsor Ltd. Amends 13D Filing for Better Home & Finance — SC 13D/A · Oct 25, 2024 Risk: medium
  Novator Capital Sponsor Ltd. filed an amendment (No. 2) to its Schedule 13D on October 25, 2024, regarding its holdings in Better Home & Finance Holding Co. The
• Activant Capital Management Amends Stake in Better Home & Finance — SC 13D/A · Oct 2, 2024 Risk: medium
  Activant Capital Management, LLC and its affiliates have filed an amended SC 13D, indicating a change in their beneficial ownership of Better Home & Finance Hol
• Better Home & Finance Files 8-K — 8-K · Sep 9, 2024 Risk: low
  Better Home & Finance Holding Co. filed an 8-K on September 9, 2024, reporting an event on September 3, 2024. The filing primarily concerns financial statements
• Better Home & Finance Holding Co. 13D/A Filing — SC 13D/A · Sep 3, 2024 Risk: medium
  Valani Riaz, through 1/0 Mortgage Investment LLC, has amended their Schedule 13D filing for Better Home & Finance Holding Co. as of August 30, 2024. The filing
• Better Home & Finance Files 8-K with Key Updates — 8-K · Aug 19, 2024 Risk: medium
  Better Home & Finance Holding Co. filed an 8-K on August 19, 2024, reporting events as of August 16, 2024. The filing indicates material modifications to the ri
• Better Home & Finance Holding Co. Files Q2 2024 10-Q — 10-Q · Aug 14, 2024 Risk: medium
  Better Home & Finance Holding Co. filed its 10-Q for the period ending June 30, 2024. The company, formerly Aurora Acquisition Corp., reported financial data fo
• Better Home & Finance to Acquire LoanDepot — 8-K · Aug 8, 2024 Risk: medium
  Better Home & Finance Holding Co. announced on August 7, 2024, that it has entered into a definitive agreement to acquire LoanDepot, Inc. for an undisclosed amo
• Better Home & Finance Holding Co. Files 8-K — 8-K · Jun 6, 2024 Risk: low
  Better Home & Finance Holding Company filed an 8-K on June 4, 2024, reporting on matters submitted to a vote of security holders and financial statements. The c
• 1/0 Mortgage Investment LLC Amends 13D Filing for Better Home & Finance — SC 13D/A · Jun 4, 2024 Risk: medium
  1/0 Mortgage Investment LLC filed an amendment (Amendment No. 2) to its Schedule 13D on June 4, 2024, regarding its holdings in Better Home & Finance Holding Co
• Better Home & Finance Holding Co. Files 10-Q for Period Ending March 31, 2024 — 10-Q · May 15, 2024 Risk: low
  Better Home & Finance Holding Co (BETRW) filed a Quarterly Report (10-Q) with the SEC on May 15, 2024. Filing is a 10-Q for Better Home & Finance Holding Co. fo
• Better Home & Finance Files 8-K on Financials — 8-K · May 13, 2024 Risk: low
  Better Home & Finance Holding Co. filed an 8-K on May 13, 2024, reporting on its results of operations and financial condition. The filing also includes financi
• Better Home & Finance Names New CFO — 8-K · May 10, 2024 Risk: medium
  Better Home & Finance Holding Co. announced on May 6, 2024, the appointment of Michael J. Nierenberg as Chief Financial Officer, effective immediately. Nierenbe
• Better Home & Finance Holding Co. Announces 2024 Annual Meeting — DEF 14A · Apr 22, 2024 Risk:
  Better Home & Finance Holding Co (BETRW) filed a Proxy Statement (DEF 14A) with the SEC on April 22, 2024. The 2024 Annual Meeting of Stockholders for Better Ho
• 1/0 Mortgage Investment LLC Amends Filing for Better Home & Finance — SC 13D/A · Apr 15, 2024 Risk: medium
  1/0 Mortgage Investment LLC has amended its Schedule 13D filing regarding Better Home & Finance Holding Company. The filing, dated April 15, 2024, indicates a c
• Better Home & Finance Faces Delisting Concerns — 8-K · Apr 10, 2024 Risk: high
  Better Home & Finance Holding Company filed an 8-K on April 10, 2024, to report a notice of delisting or failure to satisfy a continued listing rule. The compan
• Garg Amends Stake in Better Home & Finance — SC 13D/A · Apr 8, 2024 Risk: medium
  Vishal Garg, through entities including 1/0 HOLDCO, LLC and 1/0 REAL ESTATE, LLC, has amended their Schedule 13D filing for Better Home & Finance Holding Co. as
• Better Home & Finance Holding Co. Files 2023 10-K — 10-K · Apr 8, 2024 Risk: medium
  Better Home & Finance Holding Co (BETRW) filed a Annual Report (10-K) with the SEC on April 8, 2024. The company filed its 10-K for the fiscal year ended Decemb
• Better Home & Finance Holding Co. Files 8-K — 8-K · Mar 28, 2024 Risk: low
  Better Home & Finance Holding Company filed an 8-K on March 28, 2024, reporting on its results of operations and financial condition. The filing also includes f
• Better Home & Finance Faces Nasdaq Delisting Warning — 8-K · Mar 11, 2024 Risk: high
  Better Home & Finance Holding Co. announced on March 7, 2024, that it received a notice from the Nasdaq Stock Market indicating a failure to meet continued list
• SC 13G Filing — SC 13G · Feb 13, 2024
• Better Home & Finance Reports Executive Changes & Comp Arrangements — 8-K · Feb 7, 2024
  Better Home & Finance Holding Company filed an 8-K on February 7, 2024, reporting an event that occurred on February 1, 2024. This filing, under Item 5.02, pert
• Better Home & Finance Confirms Nasdaq Listing for Stock, Warrants — 8-K · Feb 5, 2024
  Better Home & Finance Holding Company (BETR) filed an 8-K on February 5, 2024, to report that as of February 1, 2024, its Class A common stock and warrants are
• Weiss Asset Mgmt Amends Better Home & Finance Stake — SC 13G/A · Jan 26, 2024
  Weiss Asset Management LP, a Boston-based investment firm, filed an amended SC 13G/A on January 26, 2024, indicating a change in their ownership of Better Home

Risk Profile

Risk Assessment: Of BETRW's 42 recent filings, 4 were flagged as high-risk, 27 as medium-risk, and 11 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.

Financial Highlights

Key financial metrics from Better Home & Finance Holding CO's most recent 10-Q filing (Nov 13, 2025):

• Revenue: $43.867M
• Net Income: -$39.125M
• EPS: N/A
• Debt-to-Equity: 32.03
• Cash Position: $73.893M
• Operating Margin: N/A
• Total Assets: $1.384B
• Total Debt: $1.143B

Key Executives

• David M. Johnson
• John R. Hill
• Michael J. McInerney
• Thor Bjorgolfsson
• Steven Sarracino
• Valani Riaz
• Michael J. Nierenberg
• Harit Talwar
• Vishal Garg

Industry Context

The mortgage and financial services industry is highly sensitive to interest rate movements and regulatory changes. Companies like Better Home & Finance Holding Co. operate in a competitive landscape where origination volume, servicing capabilities, and efficient capital management are key differentiators. Recent trends show increased focus on digital platforms and customer experience, alongside evolving capital requirements.

Top Tags

amendment (8) · sec-filing (8) · ownership-change (6) · corporate-governance (5) · 10-Q (4) · governance (3) · management-change (3) · 8-K (3) · financial-reporting (3) · 13d-amendment (3)

Key Numbers

• Net Loss (Q3 2025): $39.125M — Reduced from $54.210M in Q3 2024, indicating improved financial performance.
• Total Net Revenues (Q3 2025): $43.867M — Increased from $28.994M in Q3 2024, primarily driven by gain on loans.
• Total Assets (Sep 30, 2025): $1.384B — Increased from $913.057M at Dec 31, 2024, reflecting growth in mortgage loans.
• Total Stockholders' Equity (Sep 30, 2025): $41.912M — Shifted from a deficit of $58.170M at Dec 31, 2024, a significant positive change.
• Gain on troubled debt restructuring: $210.044M — Contributed to the improvement in stockholders' equity during the nine months ended Sep 30, 2025.
• Customer Deposits (Sep 30, 2025): $694.815M — Increased significantly from $134.130M at Dec 31, 2024, indicating growing customer engagement but also a liability.
• Warehouse Lines of Credit (Sep 30, 2025): $349.771M — Increased from $244.070M at Dec 31, 2024, reflecting increased loan origination activity and leverage.
• Accumulated Deficit (Sep 30, 2025): $2.036B — Despite improvements, the company still carries a substantial accumulated deficit.
• Net Loss (Q2 2025): $36.27M — Improved from $41.365M in Q2 2024
• Total Net Revenues (Q2 2025): $44.144M — Increased from $32.262M in Q2 2024
• Gain on Loans, Net (Q2 2025): $36.772M — Increased from $24.229M in Q2 2024
• Net Loss (YTD June 30, 2025): $86.827M — Improved from $92.857M in YTD June 30, 2024
• Total Assets (June 30, 2025): $1.231B — Increased from $913.057M at December 31, 2024
• Total Stockholders' Equity (June 30, 2025): $76.557M — Shifted from a deficit of $58.170M at December 31, 2024
• Gain on Troubled Debt Restructuring: $210.044M — Contributed to the increase in stockholders' equity

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