Bread Financial Files 8-K on Operations, Financial Condition

Ticker: BFH-PA · Form: 8-K · Filed: Jan 25, 2024 · CIK: 1101215

Bread Financial Holdings, INC. 8-K Filing Summary
FieldDetail
CompanyBread Financial Holdings, INC. (BFH-PA)
Form Type8-K
Filed DateJan 25, 2024
Risk Levellow
Pages2
Reading Time3 min
Key Dollar Amounts$0.01, $0.21
Sentimentneutral

Complexity: simple

Sentiment: neutral

Topics: financial-condition, operations, disclosure

TL;DR

**BFH just dropped an 8-K on financial results and other events, get ready for potential market moves.**

AI Summary

Bread Financial Holdings, Inc. (BFH) filed an 8-K on January 25, 2024, to report on its 'Results of Operations and Financial Condition,' 'Regulation FD Disclosure,' and 'Other Events.' This filing indicates that the company is providing an update on its financial performance and other significant developments. For investors, this matters because it signals that important financial information is being disclosed, which could impact the stock's valuation and future outlook.

Why It Matters

This filing signals that Bread Financial is providing an update on its financial health and other key business developments, which could influence investor sentiment and stock price.

Risk Assessment

Risk Level: low — This 8-K is a routine disclosure of financial and operational updates, not indicating any immediate high-risk events.

Analyst Insight

A smart investor would review the full contents of the 8-K once available to understand the specific financial results and other events disclosed, as this filing only indicates the categories of information being reported, not the details themselves.

Key Numbers

Key Players & Entities

FAQ

What is the primary purpose of this 8-K filing by Bread Financial Holdings, Inc.?

The primary purpose of this 8-K filing, dated January 25, 2024, is to report on 'Results of Operations and Financial Condition,' 'Regulation FD Disclosure,' and 'Other Events' as per the ITEM INFORMATION section.

What is the trading symbol and exchange for Bread Financial Holdings, Inc.?

The trading symbol for Bread Financial Holdings, Inc. is BFH, and its Common Stock is registered on the NYSE, as stated in the 'Securities registered pursuant to Section 12(b) of the Act' section.

What is the state of incorporation for Bread Financial Holdings, Inc.?

Bread Financial Holdings, Inc. is incorporated in Delaware, as indicated in the 'State or Other Jurisdiction of Incorporation' section of the filing.

What is the business address and phone number of Bread Financial Holdings, Inc.?

The business address for Bread Financial Holdings, Inc. is 3095 LOYALTY CIRCLE, COLUMBUS, Ohio, 43219, and its telephone number is (614) 729-4000, according to the filing.

Has Bread Financial Holdings, Inc. changed its name recently, according to the filing?

Yes, the filing indicates that the former company name was ALLIANCE DATA SYSTEMS CORP, with a date of name change on 19991217, as listed under 'FORMER COMPANY'.

Filing Stats: 710 words · 3 min read · ~2 pages · Grade level 10.7 · Accepted 2024-01-25 06:52:58

Key Financial Figures

Filing Documents

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition. On January 25, 2024, Bread Financial Holdings, Inc. (the "Company") issued a press release regarding its results of operations for the fourth quarter and fiscal year ended December 31, 2023 (the "Q4 2023 Earnings Release"). A copy of the Q4 2023 Earnings Release is furnished as Exhibit 99.1 hereto.

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. In connection with the Q4 2023 Earnings Release, on January 25, 2024, the Company made available an investor presentation that may be used by the Company's senior management during meetings and calls with analysts, investors and other market participants, a copy of which is furnished as Exhibit 99.2 hereto and is posted on the Company's website at www.breadfinancial.com on the "Investors" page under "Events & Presentations." Information on the Company's website does not constitute a part of this Current Report on Form 8-K.

01 Other Events

Item 8.01 Other Events. On January 25, 2024, the Company issued a press release announcing that the Board of Directors of the Company has declared a quarterly cash dividend of $0.21 per share of common stock, payable on March 15, 2024 to stockholders of record at the close of business on February 9, 2024. A copy of the press release announcing the quarterly dividend is attached as Exhibit 99.3 hereto.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit No. Document Description 99.1 Press Release dated January 25, 2024 announcing the Company's results of operations for the fourth quarter and fiscal year ended December 31, 2023. 99.2 Investor Presentation dated January 25, 2024. 99.3 Press Release dated January 25, 2024 announcing the Company's quarterly dividend. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). Note: Except for the information in Item 8.01 hereof (including Exhibit 99.3 hereto), the information contained in this report (including Exhibits 99.1 and 99.2) shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such a filing.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Bread Financial Holdings, Inc. Date: January 25, 2024 By: /s/ Joseph L. Motes III Joseph L. Motes III Executive Vice President, Chief Administrative Officer, General Counsel and Secretary

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