Carver Bancorp INC (CARV) — SEC Filings

Overview

Carver Bancorp INC (CARV) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Nov 18, 2025: Carver Bancorp, Inc. filed an 8-K on November 18, 2025, to report a notice of delisting or failure to satisfy a continued listing rule or standard, and also filed financial statements and exhibits. The filing indicates potential issues with the company's continued listing on an exchange.

Sentiment Summary

Across 27 filings, the sentiment breakdown is: 4 bearish, 23 neutral. The dominant filing sentiment for Carver Bancorp INC is neutral.

Filing Type Overview

Carver Bancorp INC (CARV) has filed 8 8-K, 6 10-Q, 2 10-K/A, 2 10-K, 2 8-K/A, 2 SC 13D/A, 4 DEFA14A, 1 SC 13D with the SEC between Jan 2024 to Nov 2025.

Filings by Year

2025 · 2024

Recent Filings (27)

• Carver Bancorp Faces Delisting Concerns — 8-K · Nov 18, 2025 Risk: high
  Carver Bancorp, Inc. filed an 8-K on November 18, 2025, to report a notice of delisting or failure to satisfy a continued listing rule or standard, and also fil
• Carver Bancorp's Net Loss Widens Amidst Liquidity Management — 10-Q · Nov 13, 2025 Risk: high
  CARVER BANCORP INC reported a net loss of $2.431 million for the three months ended September 30, 2025, an increase from the $2.113 million net loss in the prio
• Carver Bancorp Files 8-K — 8-K · Nov 5, 2025 Risk: low
  Carver Bancorp, Inc. filed an 8-K on November 5, 2025, reporting other events and financial statements. The filing does not contain specific details on new even
• Carver Bancorp Narrows Losses, Faces Regulatory Scrutiny — 10-Q · Aug 13, 2025 Risk: high
  CARVER BANCORP INC reported a net loss of $1.177 million for the three months ended June 30, 2025, a significant improvement from the $2.212 million net loss in
• Carver Bancorp Files 10-K/A, Confirms Reporting Compliance — 10-K/A · Jul 29, 2025 Risk: low
  CARVER BANCORP INC filed a 10-K/A Amendment No. 1 for the fiscal year ended March 31, 2025, primarily to amend its annual report. While specific revenue and net
• Carver Bancorp Reports Net Loss Amidst Capital Structure Shifts — 10-K · Jun 24, 2025 Risk: high
  CARVER BANCORP INC reported a net loss for the fiscal year ended March 31, 2025, with revenue figures not explicitly detailed in the provided excerpt. The compa
• Carver Bancorp Files 8-K for Material Agreement — 8-K · May 16, 2025 Risk: medium
  Carver Bancorp, Inc. filed an 8-K on May 16, 2025, reporting an entry into a material definitive agreement as of May 14, 2025. The filing also includes financia
• Carver Bancorp Files Q3 2025 10-Q — 10-Q · Feb 13, 2025 Risk: medium
  Carver Bancorp Inc. filed its 10-Q for the period ending December 31, 2024. The filing details financial performance and operational updates for the third quart
• Carver Bancorp Files 8-K/A Amendment — 8-K/A · Jan 27, 2025 Risk: low
  Carver Bancorp, Inc. filed an 8-K/A on January 27, 2025, to amend a previous filing concerning events that occurred on December 12, 2024, and January 23, 2025.
• Dream Chasers Capital Updates Carver Bancorp Stake — SC 13D/A · Dec 12, 2024 Risk: medium
  Dream Chasers Capital Group LLC, through Gregory Lewis, has filed an amendment (No. 2) to its Schedule 13D regarding Carver Bancorp Inc. The filing, dated Decem
• Carver Bancorp Files 8-K on Officer Changes and Shareholder Votes — 8-K · Dec 12, 2024 Risk: low
  Carver Bancorp, Inc. filed an 8-K on December 12, 2024, reporting on the departure of directors or certain officers, election of directors, appointment of certa
• Carver Bancorp Proxy: ISS Backs Director Nominees — DEFA14A · Dec 6, 2024 Risk: low
  Carver Bancorp Inc. is holding its annual meeting of shareholders on December 12, 2024, to vote on director elections and other business. The company's board of
• Carver Bancorp: ISS Backs Directors, Dismisses Dream Chasers — DEFA14A · Nov 29, 2024 Risk: medium
  Carver Bancorp Inc. (CARV) has released its Definitive Proxy Statement (DEFA14A) for its upcoming shareholder meeting. The proxy statement highlights that a lea
• Carver Bancorp Files Proxy Statement on Turnaround Strategy — DEFA14A · Nov 21, 2024 Risk: medium
  Carver Bancorp Inc. filed a Definitive Proxy Statement (DEFA14A) on November 21, 2024, detailing its commitment to investors and its strategy for value creation
• Carver Bancorp Q2 2024 Update: Balance Sheet Details — 10-Q · Nov 14, 2024 Risk: low
  Carver Bancorp Inc. reported its financial results for the second quarter ended September 30, 2024. The company's filing details its balance sheet, including va
• Dream Chasers Capital Amends Carver Bancorp Filing — SC 13D/A · Nov 4, 2024 Risk: medium
  Dream Chasers Capital Group LLC, led by Gregory Lewis, has filed an amendment (No. 1) to its Schedule 13D on November 4, 2024, regarding Carver Bancorp Inc. The
• Carver Bancorp Seeks Shareholder Input on Strategy — DEFA14A · Nov 1, 2024 Risk: low
  Carver Bancorp, Inc. is filing a Definitive Proxy Statement (DEFA14A) on November 1, 2024, to solicit shareholder votes. The company is seeking shareholder inpu
• Dream Chasers Capital Buys Stake in Carver Bancorp — SC 13D · Oct 22, 2024 Risk: medium
  On October 22, 2024, Dream Chasers Capital Group LLC, led by Gregory Lewis, filed a Schedule 13D indicating they have acquired a significant stake in Carver Ban
• Carver Bancorp Appoints New CFO — 8-K · Sep 16, 2024 Risk: medium
  Carver Bancorp, Inc. announced on September 11, 2024, the appointment of Craig A. Wilson as Chief Financial Officer, effective September 16, 2024. Wilson will a
• Carver Bancorp Files Q1 2025 10-Q — 10-Q · Aug 14, 2024 Risk: medium
  Carver Bancorp Inc. filed its 10-Q for the period ending June 30, 2024. The filing details the company's financial performance and position, including its loan
• Carver Bancorp Files 10-K/A Amendment for Part III — 10-K/A · Jul 29, 2024 Risk: low
  Carver Bancorp Inc. filed Amendment No. 1 to its Form 10-K for the fiscal year ended March 31, 2024, on July 29, 2024. This amendment is solely to revise Part I
• Carver Bancorp Files 8-K — 8-K · Jul 17, 2024 Risk: low
  Carver Bancorp, Inc. filed an 8-K on July 17, 2024, to report a Regulation FD Disclosure and Financial Statements and Exhibits. The filing does not contain spec
• Carver Bancorp Files 2024 10-K — 10-K · Jul 16, 2024 Risk: low
  Carver Bancorp Inc. filed its 10-K for the fiscal year ending March 31, 2024, reporting total assets of $5,094,948. The filing details its financial position as
• Carver Bancorp Amends 8-K Filing on Feb 22, 2024 — 8-K/A · Feb 22, 2024 Risk: low
  CARVER BANCORP, INC. filed an 8-K/A on February 22, 2024, amending a previous 8-K filing from February 21, 2024. The amendment primarily relates to Regulation F
• Carver Bancorp Files 8-K on Feb 21, 2024 — 8-K · Feb 21, 2024 Risk: low
  CARVER BANCORP, INC. filed an 8-K on February 21, 2024, under Regulation FD Disclosure and Financial Statements and Exhibits. The filing indicates a current rep
• Carver Bancorp Inc. Files 10-Q for Period Ending December 31, 2023 — 10-Q · Feb 14, 2024 Risk: low
  CARVER BANCORP INC (CARV) filed a Quarterly Report (10-Q) with the SEC on February 14, 2024. Carver Bancorp Inc. filed its 10-Q report for the period ending Dec
• CARVER BANCORP Files 8-K for Regulation FD Disclosure — 8-K · Jan 31, 2024
  CARVER BANCORP, INC. filed an 8-K on January 31, 2024, to report a 'Regulation FD Disclosure' and 'Other Events.' This filing primarily serves to update the pub

Risk Profile

Risk Assessment: Of CARV's 26 recent filings, 4 were flagged as high-risk, 9 as medium-risk, and 13 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Carver Bancorp INC's most recent 10-Q filing (Nov 13, 2025):

• Revenue: $6.381M
• Net Income: -$2.431M
• EPS: N/A
• Debt-to-Equity: 24.93
• Cash Position: $40.747M
• Operating Margin: N/A
• Total Assets: $697.933M
• Total Debt: $17.006M

Key Executives

• President Trump
• Gregory Lewis
• Drew G.L. Chapman
• Jillian E. Joseph
• Kenneth J. Knuckles
• Craig A. Wilson

Industry Context

Carver Bancorp operates in the highly competitive New York City banking market, which is characterized by a mix of large national banks, regional institutions, and community banks. The industry faces ongoing challenges from evolving customer preferences towards digital banking, increasing regulatory scrutiny, and a dynamic interest rate environment. Community banks like Carver often focus on specific local markets and customer segments, aiming to differentiate through personalized service.

Top Tags

financials (5) · 10-Q (4) · amendment (4) · Net Loss (3) · corporate-governance (3) · proxy-statement (3) · Regional Banking (2) · Liquidity Risk (2) · Capital Ratios (2) · regulatory-filing (2)

Key Numbers

• Net Loss: $2.431M — Increased from $2.113M in Q3 2024
• Total Assets: $697.933M — Decreased from $729.991M at March 31, 2025
• Net Interest Income: $5.132M — Decreased from $5.995M in Q3 2024
• Total Non-Interest Income: $1.249M — Increased from $584K in Q3 2024
• Deferred Interest Payment: $567K — On trust preferred securities due June 17, 2025, for liquidity management
• Tier 1 Leverage Ratio: 9% — Required minimum under OCC's IMCR letter
• Total Risk-Based Capital Ratio: 12% — Required minimum under OCC's IMCR letter
• New York City Unemployment Rate: 4.9% — Exceeds the national average
• Total Interest Income: $9.204M — Stable compared to $9.207M in Q2 2024.
• Total Interest Expense: $3.563M — Decreased by 3.8% from Q2 2024, positively impacting net interest income.
• Recovery for Credit Losses: $26K — A positive shift from a $260K provision in Q2 2024.
• Total Deposits: $645.531M — Decreased from $661.837M as of March 31, 2025, impacting funding stability.
• Tier1 Leverage Ratio: 9% — Required minimum regulatory capital level by OCC IMCR letter.
• Fiscal Year End: 2025-03-31 — The period covered by the annual report being amended.
• Commission File Number: 001-13007 — Unique identifier for CARVER BANCORP INC's SEC filings.

Frequently Asked Questions