Citizens Financial Group Reports on Preferred Stock

Ticker: CFG-PI · Form: 8-K · Filed: Apr 25, 2024 · CIK: 759944

Citizens Financial Group Inc/Ri 8-K Filing Summary
FieldDetail
CompanyCitizens Financial Group Inc/Ri (CFG-PI)
Form Type8-K
Filed DateApr 25, 2024
Risk Levellow
Pages3
Reading Time4 min
Key Dollar Amounts$0.01, $750 million
Sentimentneutral

Sentiment: neutral

Topics: preferred-stock, capital-structure, filing

Related Tickers: CFG

TL;DR

CFG filed an 8-K detailing its Series D and E preferred stock, crucial for understanding their capital structure.

AI Summary

Citizens Financial Group, Inc. (CFG) filed an 8-K on April 25, 2024, reporting on its Depositary Shares. These shares represent interests in its Series D (6.350% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock) and Series E (5.000% Fixed-Rate Non-Cumulative Perpetual Preferred Stock). The filing details the nature of these preferred stock issuances.

Why It Matters

This filing clarifies the terms and existence of specific preferred stock series, which are important for investors to understand the capital structure and dividend obligations of Citizens Financial Group.

Risk Assessment

Risk Level: low — The filing is informational, detailing existing preferred stock, and does not indicate new risks or significant changes.

Key Numbers

  • 6.350% — Series D Preferred Stock Rate (Represents the fixed rate for a portion of the Series D preferred stock dividend.)
  • 5.000% — Series E Preferred Stock Rate (Represents the fixed rate for the Series E preferred stock dividend.)

Key Players & Entities

  • Citizens Financial Group, Inc. (company) — Registrant
  • Series D (preferred_stock) — 6.350% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock
  • Series E (preferred_stock) — 5.000% Fixed-Rate Non-Cumulative Perpetual Preferred Stock
  • April 25, 2024 (date) — Filing date

FAQ

What is the primary purpose of this 8-K filing for Citizens Financial Group?

The primary purpose is to report on its Depositary Shares, which represent interests in its Series D and Series E Perpetual Preferred Stock.

What are the dividend rates for the preferred stocks mentioned?

The Series D preferred stock has a rate of 6.350% Fixed-to-Floating, and the Series E preferred stock has a rate of 5.000% Fixed-Rate.

When was this 8-K filing submitted to the SEC?

The filing was submitted on April 25, 2024.

What type of preferred stock is Series D?

Series D is described as 6.350% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock.

What jurisdiction is Citizens Financial Group incorporated in?

Citizens Financial Group, Inc. is incorporated in Delaware.

Filing Stats: 994 words · 4 min read · ~3 pages · Grade level 11.3 · Accepted 2024-04-25 16:33:56

Key Financial Figures

  • $0.01 — nge on which registered Common stock, $0.01 par value per share CFG New York St
  • $750 million — e issuance and sale (the "Offering") of $750 million aggregate principal amount of 6.645% Fi

Filing Documents

Financial Statements and Exhibits

Financial Statements and Exhibits. (d) Exhibits Exhibit Number Description 1.1 Underwriting Agreement, dated as of April 18, 2024, between the Company, and Citigroup Global Markets Inc., Goldman Sachs & Co. LLC, J.P. Morgan Securities LLC, Morgan Stanley & Co. LLC and Citizens JMP Securities, LLC, as representatives of the several underwriters listed on Schedule I thereto 4.1 Base Indenture, dated as of October 28, 2015, between the Company and The Bank of New York Mellon (incorporated herein by reference to Exhibit 4.1 of Registration Statement on Form S-3, filed October 29, 2015) 4.2 Eighth Supplemental Indenture, dated as of April 25, 2024, between the Company and The Bank of New York Mellon 4.3 Form of 6.645% Fixed/Floating Rate Senior Note due April 25, 2035 (included in Exhibit 4.2) 5.1 Opinion of Sullivan & Cromwell LLP 23.1 Consent of Sullivan & Cromwell LLP (included in Exhibit 5.1) 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CITIZENS FINANCIAL GROUP, INC. By: /s/ Robin S. Elkowitz Name: Robin S. Elkowitz Title: Executive Vice President, Deputy General Counsel and Secretary Date: April 25, 2024

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