Chemung Financial CORP (CHMG) — SEC Filings

Q: What are the key financial highlights for Chemung Financial CORP?

Key financial highlights for Chemung Financial CORP are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at Chemung Financial CORP?

Key executives at Chemung Financial CORP are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for Chemung Financial CORP stock?

Risk factors for Chemung Financial CORP (CHMG) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from Chemung Financial CORP?

Forward-looking statements and predictions from Chemung Financial CORP are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for Chemung Financial CORP. Recent DEFA14A filing on Apr 23, 2026. AI-decoded analysis of earnings, risk factors, and insider trades.

View Chemung Financial CORP on SEC EDGAR

Overview

Chemung Financial CORP (CHMG) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a DEFA14A filed on Apr 23, 2026: Chemung Financial Corp filed a Definitive Proxy Statement (DEFA14A) on April 23, 2026. This filing is related to additional definitive proxy soliciting materials. The company's mailing and business address is One Chemung Canal Plaza, Elmira, NY.

Sentiment Summary

Across 50 filings, the sentiment breakdown is: 1 bearish, 48 neutral, 1 mixed. The dominant filing sentiment for Chemung Financial CORP is neutral.

Filing Type Overview

Chemung Financial CORP (CHMG) has filed 1 DEFA14A, 1 ARS, 31 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 3 SC 13G/A, 3 SC 13G, 1 8-K/A with the SEC between Jan 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (50)

Chemung Financial Corp Files Definitive Proxy Materials — DEFA14A · Apr 23, 2026 Risk: low
Chemung Financial Corp filed a Definitive Proxy Statement (DEFA14A) on April 23, 2026. This filing is related to additional definitive proxy soliciting material
ARS Filing — ARS · Apr 23, 2026
Chemung Financial Corp Files 8-K — 8-K · Apr 7, 2026 Risk: low
Chemung Financial Corporation filed an 8-K on April 7, 2026, reporting other events and financial statements/exhibits. The filing includes XBRL data and a compl
Chemung Financial Corp Files 8-K — 8-K · Nov 18, 2025 Risk: low
Chemung Financial Corporation filed an 8-K on November 18, 2025, reporting on other events and financial statements. The filing details the company's principal
8-K Filing — 8-K · Nov 7, 2025
CHMG Q3 Net Income Jumps 36% YOY, But YTD Plunges on Securities Losses — 10-Q · Nov 6, 2025 Risk: medium
CHEMUNG FINANCIAL CORP (CHMG) reported a significant increase in net income for the three months ended September 30, 2025, reaching $7.792 million, up 36.22% fr
Chemung Financial Corp Files 8-K on Financials — 8-K · Oct 21, 2025 Risk: low
Chemung Financial Corporation filed an 8-K on October 21, 2025, reporting on its results of operations and financial condition. The filing includes financial st
Chemung Financial Names New CEO, Griffith Takes Helm — 8-K · Sep 11, 2025 Risk: medium
Chemung Financial Corporation announced on September 11, 2025, that its Board of Directors appointed Thomas J. Griffith as Chief Executive Officer, effective Se
8-K Filing — 8-K · Sep 2, 2025
Chemung Financial Corp Files 8-K — 8-K · Aug 19, 2025 Risk: low
Chemung Financial Corporation filed an 8-K on August 19, 2025, reporting "Other Events" and "Financial Statements and Exhibits." The filing does not contain spe
Chemung Financial Q2 Net Income Dips Amidst Revenue Pressures — 10-Q · Aug 7, 2025 Risk: medium
CHEMUNG FINANCIAL CORP reported a net income of $5.6 million for the second quarter of 2025, a decrease from $6.2 million in the second quarter of 2024. For the
Chemung Financial Corp Files 8-K — 8-K · Jul 25, 2025 Risk: low
Chemung Financial Corporation filed an 8-K on July 25, 2025, reporting on events that occurred on the same date. The filing primarily concerns Regulation FD dis
Chemung Financial Corp Files 8-K on Financials — 8-K · Jul 17, 2025 Risk: low
Chemung Financial Corporation filed an 8-K on July 17, 2025, reporting on its results of operations and financial condition. The filing includes financial state
Chemung Financial to Acquire First Liberty National Bank — 8-K · Jun 12, 2025 Risk: medium
Chemung Financial Corporation announced on June 12, 2025, that it has entered into a definitive agreement to acquire First Liberty National Bank. The transactio
Chemung Financial Corp Enters Credit Agreement — 8-K · Jun 10, 2025 Risk: medium
On June 10, 2025, Chemung Financial Corporation entered into a material definitive agreement, specifically a credit agreement, which creates a direct financial
Chemung Financial Corp Files 8-K on Shareholder Matters — 8-K · Jun 3, 2025 Risk: low
Chemung Financial Corporation filed an 8-K on June 3, 2025, reporting on a submission of matters to a vote of security holders. The filing details the company's
Chemung Financial Corp Files 8-K — 8-K · May 22, 2025 Risk: low
Chemung Financial Corporation filed an 8-K on May 22, 2025, reporting "Other Events" and "Financial Statements and Exhibits." The filing does not contain specif
Chemung Financial Corp. Files Q1 2025 10-Q — 10-Q · May 7, 2025 Risk: low
Chemung Financial Corp. reported its first quarter 2025 results, ending March 31, 2025. The filing details financial performance and operational data for the pe
Chemung Financial Corp DEF 14A Filing — DEF 14A · Apr 23, 2025 Risk: low
Chemung Financial Corp filed a DEF 14A on April 23, 2025, for the fiscal year ending June 3, 2025. The filing details executive compensation and other corporate
Chemung Financial Corp Files 8-K on Financials — 8-K · Apr 18, 2025 Risk: low
Chemung Financial Corporation filed an 8-K on April 18, 2025, reporting on its results of operations and financial condition, and including financial statements
Chemung Financial Elects New Directors and CEO — 8-K · Mar 14, 2025 Risk: medium
Chemung Financial Corporation announced on March 14, 2025, that its Board of Directors elected two new directors, John D. Herrick and Thomas J. Reilly, effectiv
Chemung Financial Corp. Files 2024 10-K — 10-K · Mar 14, 2025 Risk: low
Chemung Financial Corp. filed its 2024 10-K on March 14, 2025, detailing its financial performance for the fiscal year ending December 31, 2024. The company, in
Chemung Financial Corp Files 8-K — 8-K · Feb 21, 2025 Risk: low
Chemung Financial Corporation filed an 8-K on February 21, 2025, reporting information under Regulation FD and including financial statements and exhibits. The
Chemung Financial Corp Files 8-K — 8-K · Feb 19, 2025 Risk: low
Chemung Financial Corporation filed an 8-K on February 19, 2025, reporting other events and financial statements. The filing details the company's principal exe
Chemung Financial Corp Files 8-K on Financials — 8-K · Jan 28, 2025 Risk: low
Chemung Financial Corporation filed an 8-K on January 28, 2025, reporting on its results of operations and financial condition. The filing includes financial st
Chemung Financial Corp Files 8-K — 8-K · Dec 13, 2024 Risk: low
Chemung Financial Corporation filed an 8-K on December 13, 2024, reporting other events and financial statements. The filing details the company's principal exe
Chemung Financial Corp Files 8-K — 8-K · Nov 19, 2024 Risk: low
Chemung Financial Corporation filed an 8-K on November 19, 2024, reporting other events and financial statements. The filing details the company's principal exe
SC 13G/A Filing — SC 13G/A · Nov 14, 2024
SC 13G Filing — SC 13G · Nov 8, 2024
Chemung Financial Corp. Q3 2024: Assets Hit $7.2B — 10-Q · Nov 7, 2024 Risk: low
Chemung Financial Corp. reported its Q3 2024 results, with total assets reaching $7.2 billion as of September 30, 2024. Net income for the nine months ended Sep
SC 13G Filing — SC 13G · Oct 22, 2024
Chemung Financial Corp Files 8-K on Financials — 8-K · Oct 22, 2024 Risk: low
Chemung Financial Corporation filed an 8-K on October 22, 2024, reporting on its results of operations and financial condition. The filing includes financial st
Chemung Financial Corp Files 8-K — 8-K · Aug 21, 2024 Risk: low
Chemung Financial Corporation filed an 8-K on August 21, 2024, reporting on other events and financial statements. The filing details the company's principal ex
Chemung Financial Corp Q2 2024 10-Q Filing — 10-Q · Aug 7, 2024 Risk: low
Chemung Financial Corporation reported its second quarter 2024 results, ending June 30, 2024. The company's filing details its financial performance and operati
Chemung Financial Corp Files 8-K — 8-K · Jul 30, 2024 Risk: low
Chemung Financial Corporation filed an 8-K on July 30, 2024, reporting on events that occurred on the same date. The filing is primarily a cover page and does n
Chemung Financial Corp Files 8-K on Financials — 8-K · Jul 18, 2024 Risk: low
Chemung Financial Corporation filed an 8-K on July 18, 2024, reporting on its results of operations and financial condition. The filing includes financial state
Chemung Financial Corp Files 8-K — 8-K · Jul 15, 2024 Risk: low
Chemung Financial Corporation filed an 8-K on July 15, 2024, reporting other events and financial statements. The filing details the company's principal executi
Chemung Financial Declares Quarterly Dividend — 8-K · Jul 11, 2024 Risk: low
Chemung Financial Corporation announced on July 11, 2024, that its Board of Directors declared a quarterly cash dividend of $0.34 per share on July 9, 2024. Thi
Chemung Financial Corp Amends Prior Filing — 8-K/A · Jun 18, 2024 Risk: low
Chemung Financial Corporation filed an 8-K/A on June 18, 2024, to amend a previous filing regarding a submission of matters to a vote of security holders. The o
Chemung Financial Corp Files 8-K — 8-K · Jun 4, 2024 Risk: low
Chemung Financial Corporation filed an 8-K on June 4, 2024, to report a Regulation FD Disclosure and Financial Statements and Exhibits. The filing details the c
Chemung Financial Declares Quarterly Dividend — 8-K · May 21, 2024 Risk: low
Chemung Financial Corporation (CHMG) announced on May 21, 2024, that its Board of Directors has declared a quarterly cash dividend of $0.34 per share. This divi
Chemung Financial Corp Files 10-Q for Q1 2024 — 10-Q · May 8, 2024 Risk: low
CHEMUNG FINANCIAL CORP (CHMG) filed a Quarterly Report (10-Q) with the SEC on May 8, 2024. Chemung Financial Corp filed its 10-Q for the period ending March 31,
CHEMUNG FINANCIAL CORP DEF 14A Filing — DEF 14A · Apr 24, 2024 Risk:
CHEMUNG FINANCIAL CORP (CHMG) filed a Proxy Statement (DEF 14A) with the SEC on April 24, 2024. Filing type is DEF 14A for CHEMUNG FINANCIAL CORP. The report co
Chemung Financial Corp Files 8-K on Financials — 8-K · Apr 18, 2024 Risk: low
Chemung Financial Corporation filed an 8-K on April 18, 2024, reporting on its results of operations and financial condition, and including financial statements
Chemung Financial Corp Files 2023 Annual Report on Form 10-K — 10-K · Mar 13, 2024 Risk: medium
CHEMUNG FINANCIAL CORP (CHMG) filed a Annual Report (10-K) with the SEC on March 13, 2024. Chemung Financial Corp filed its 2023 Form 10-K on March 13, 2024. Th
CHEMUNG FINANCIAL Files 8-K on Feb 21 for 'Other Event' — 8-K · Feb 21, 2024 Risk: low
CHEMUNG FINANCIAL CORPORATION filed an 8-K on February 21, 2024, reporting an "Other Event" and "Financial Statements and Exhibits." The filing indicates a curr
SC 13G Filing — SC 13G · Feb 14, 2024
Insider Robert Dalrymple Holds 237,319 CHFC Shares — SC 13G/A · Feb 9, 2024 Risk: low
Robert H. Dalrymple, a significant insider at Chemung Financial Corp (CHFC), has filed an Amendment No. 3 to Schedule 13G, indicating a beneficial ownership of
Dalrymple Family Partnership Holds 339,242 CHFC Shares — SC 13G/A · Feb 8, 2024 Risk: low
The Dalrymple Family Limited Partnership, along with group members Henry M. Dalrymple and Matthew D. Dalrymple, filed an Amendment No. 3 to their Schedule 13G f
CHEMUNG FINANCIAL CORP to Announce Q4/FY23 Earnings — 8-K · Jan 25, 2024
CHEMUNG FINANCIAL CORPORATION filed an 8-K on January 25, 2024, to announce its financial results for the fourth quarter and full year ended December 31, 2023.

Risk Profile

Risk Assessment: Of CHMG's 41 recent filings, 0 were flagged as high-risk, 7 as medium-risk, and 34 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Chemung Financial CORP's most recent 10-Q filing (Nov 6, 2025):

Net Income: $7.792M
EPS: $1.62
Total Assets: $2.696B

Key Executives

Thomas J. Griffith
Christopher J. Dowd
John D. Herrick
Thomas J. Reilly
Evan L. Smith
Robert H. Dalrymple
Elizabeth T. Dalrymple
Henry M. Dalrymple
Matthew D. Dalrymple

Industry Context

The banking industry is currently navigating a complex environment characterized by fluctuating interest rates, evolving regulatory landscapes, and increasing competition. Financial institutions are focused on managing interest rate risk, maintaining strong credit quality, and adapting to technological advancements. Deposit growth and loan demand are key indicators of performance, alongside the ability to generate non-interest income.

Top Tags

8-K (10) · financial-reporting (10) · 8-k (7) · corporate-filing (6) · filing (5) · financials (5) · financial-results (3) · corporate-governance (3) · 10-Q (3) · quarterly-report (3)

Key Numbers

Net income for Q3 2025: $7.792M — Increased 36.22% from $5.720M in Q3 2024
Net income for YTD Q3 2025: $7.363M — Decreased from $17.757M in YTD Q3 2024
Net losses on securities transactions: $17.498M — Impacted YTD Q3 2025 non-interest income
Total assets as of Sep 30, 2025: $2.696B — Decreased from $2.776B at Dec 31, 2024
Securities available for sale as of Sep 30, 2025: $280.514M — Decreased from $531.442M at Dec 31, 2024
Loans, net as of Sep 30, 2025: $2.178B — Increased 6.28% from $2.050B at Dec 31, 2024
Allowance for credit losses as of Sep 30, 2025: $23.645M — Increased 10.55% from $21.388M at Dec 31, 2024
Provision for credit losses for YTD Q3 2025: $3.301M — Shifted from a credit of $0.597M in YTD Q3 2024
Total shareholders' equity as of Sep 30, 2025: $245.308M — Increased 13.94% from $215.309M at Dec 31, 2024
Basic and diluted EPS for Q3 2025: $1.62 — Increased from $1.19 in Q3 2024
Net Income (Q2 2025): $5.6M — Decreased from $6.2 million in Q2 2024
Net Income (YTD June 30, 2025): $11.5M — Decreased from $12.8 million in YTD June 30, 2024
Net Interest Income (Q2 2025): $18.5M — Decreased from $19.1 million in Q2 2024
Wealth Management Group Services Non-Interest Income (Q2 2025): $2.8M — Increased from $2.7 million in Q2 2024
Service Charge on Deposits (Q2 2025): $1.1M — Stable compared to Q2 2024

Forward-Looking Statements

{"claim":"Robert H. Dalrymple will maintain a significant ownership stake in Chemung Financial Corp.","entity":"Robert H. Dalrymple","targetDate":"Next 12-24 months","confidence":"medium"}
{"claim":"The Dalrymple Family will maintain a significant ownership stake in Chemung Financial Corporation.","entity":"Dalrymple Family Limited Partnership","targetDate":"2025-12-31","confidence":"high"}

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Frequently Asked Questions

What are the latest SEC filings for Chemung Financial CORP (CHMG)?

Chemung Financial CORP has 50 recent SEC filings from Jan 2024 to Apr 2026, including 31 8-K, 6 10-Q, 3 SC 13G/A. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of CHMG filings?

Across 50 filings, the sentiment breakdown is: 1 bearish, 48 neutral, 1 mixed. The dominant sentiment is neutral.

Where can I find Chemung Financial CORP SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all Chemung Financial CORP (CHMG) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for Chemung Financial CORP?

Key financial highlights from Chemung Financial CORP's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for CHMG?

The investment thesis for CHMG includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at Chemung Financial CORP?

Key executives identified across Chemung Financial CORP's filings include Thomas J. Griffith, Christopher J. Dowd, John D. Herrick, Thomas J. Reilly, Evan L. Smith and 4 others.

What are the main risk factors for Chemung Financial CORP stock?

Of CHMG's 41 assessed filings, 0 were flagged high-risk, 7 medium-risk, and 34 low-risk.

What are recent predictions and forward guidance from Chemung Financial CORP?

Recent forward-looking statements from Chemung Financial CORP include guidance on {"claim":"Robert H. Dalrymple will maintain a significant ownership stake in Chemung Financial Corp.","entity":"Robert H and 1 other predictions.