Ellington Credit CO (EARN) — SEC Filings

Overview

Ellington Credit CO (EARN) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a FWP filed on Mar 26, 2026: Ellington Credit Co. filed a Free Writing Prospectus (FWP) on March 26, 2026, under SEC Accession No. 0001999371-26-006959. This filing, which is a preliminary communication about a potential securities offering, indicates that the company is likely preparing to raise capital. For investors, this ma

Sentiment Summary

Across 50 filings, the sentiment breakdown is: 1 bearish, 49 neutral. The dominant filing sentiment for Ellington Credit CO is neutral.

Filing Type Overview

Ellington Credit CO (EARN) has filed 1 CERT, 1 8-A12B, 1 FWP, 2 497AD, 1 EFFECT, 29 8-K, 2 10-K, 2 DEF 14A, 11 DEFA14A with the SEC between Aug 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (50)

• CERT Filing — CERT · Apr 1, 2026
• 8-A12B Filing — 8-A12B · Mar 31, 2026
• Ellington Credit Co. Files FWP, Signals Potential Capital Raise — FWP · Mar 26, 2026
  Ellington Credit Co. filed a Free Writing Prospectus (FWP) on March 26, 2026, under SEC Accession No. 0001999371-26-006959. This filing, which is a preliminary
• Ellington Credit Co. Files 497AD Ad, Signals Active Marketing Push — 497AD · Mar 26, 2026
  Ellington Credit Co. filed a 497AD on March 26, 2026, which is an advertisement for an investment company under Rule 482. This filing, with accession number 000
• Ellington Credit Co. Files Rule 482 Advertising on March 25, 2026 — 497AD · Mar 25, 2026
  Ellington Credit Co. filed a 497AD on March 25, 2026, which is a filing for certain investment companies to submit Rule 482 advertising. This specific filing, w
• Ellington Credit Co. Registration Statement Declared Effective — EFFECT · Mar 25, 2026
  The SEC has declared the registration statement for Ellington Credit Co. (CIK: 0001560672) effective as of March 24, 2026. This means the company can now procee
• Ellington Credit Co Files 8-K — 8-K · Dec 4, 2025 Risk: low
  Ellington Credit Company filed an 8-K on December 4, 2025, reporting "Other Events" and "Financial Statements and Exhibits." The filing does not contain specifi
• 8-K Filing — 8-K · Nov 19, 2025
• 8-K Filing — 8-K · Nov 10, 2025
• Ellington Credit Co Files 8-K — 8-K · Oct 7, 2025 Risk: low
  Ellington Credit Company filed an 8-K on October 7, 2025, reporting other events and financial statements. The company, incorporated in Delaware, operates as a
• Ellington Credit Co Files 8-K — 8-K · Sep 8, 2025 Risk: low
  Ellington Credit Company filed an 8-K on September 8, 2025, reporting "Other Events" and "Financial Statements and Exhibits." The filing does not contain specif
• Ellington Credit Co Files 8-K on Financials — 8-K · Aug 19, 2025 Risk: low
  On August 19, 2025, Ellington Credit Company filed an 8-K report. The filing primarily concerns the company's results of operations and financial condition, as
• Ellington Credit Co Files 8-K — 8-K · Aug 7, 2025 Risk: low
  Ellington Credit Company filed an 8-K on August 7, 2025, reporting on other events and financial statements/exhibits. The filing does not contain specific finan
• Ellington Credit Co Files 8-K — 8-K · Jul 8, 2025 Risk: low
  Ellington Credit Company filed an 8-K on July 8, 2025, to report other events and financial statements. The filing does not contain specific details about the n
• Ellington Credit Reports Flat Q1 EPS Amid Rising Share Count — 10-K · Jun 23, 2025 Risk: high
  Ellington Credit Co. (EARN) reported a net income per common share of $0.01 for the quarter ended March 31, 2025, consistent with the prior year's quarter. The
• Ellington Credit Co Files 8-K — 8-K · Jun 10, 2025 Risk: low
  Ellington Credit Company filed an 8-K on June 10, 2025, reporting other events and financial statements/exhibits as of June 9, 2025. The company, incorporated i
• Ellington Credit Co Files 8-K on Shareholder Votes & Financials — 8-K · May 29, 2025 Risk: low
  Ellington Credit Company filed an 8-K on May 29, 2025, reporting on matters submitted to a vote of security holders and financial statements. The company, incor
• Ellington Credit Co Files 8-K on Financials — 8-K · May 20, 2025 Risk: low
  Ellington Credit Company filed an 8-K on May 20, 2025, reporting on its results of operations and financial condition. The filing also includes disclosures rela
• Ellington Credit Co Files 8-K: Other Events & Exhibits — 8-K · May 7, 2025 Risk: low
  Ellington Credit Company filed an 8-K on May 7, 2025, reporting other events and financial statements. The company, incorporated in Delaware, is a real estate i
• Ellington Credit Co. Files 2024 Proxy Statement — DEF 14A · Apr 18, 2025 Risk: low
  Ellington Credit Co. filed its definitive proxy statement (DEF 14A) on April 18, 2025, for the fiscal year ending December 31, 2024. The filing provides informa
• Ellington Credit Co Files 8-K — 8-K · Apr 3, 2025 Risk: low
  Ellington Credit Company filed an 8-K on April 3, 2025, reporting on other events and financial statements. The company, previously known as Ellington Residenti
• Ellington Credit Co Files 8-K with Material Agreements — 8-K · Apr 1, 2025 Risk: medium
  On March 28, 2025, Ellington Credit Company entered into a Material Definitive Agreement and terminated a Material Definitive Agreement. The company also made m
• Ellington Credit Co. 2024 10-K: Financials and Management Fees — 10-K · Mar 31, 2025 Risk: medium
  Ellington Credit Co. filed its 2024 10-K on March 31, 2025, reporting its financial performance for the fiscal year ending December 31, 2024. The company's tota
• Ellington Credit Co Files 8-K — 8-K · Mar 20, 2025 Risk: low
  Ellington Credit Company filed an 8-K on March 20, 2025, reporting other events and financial statements. The filing details the company's incorporation in Mary
• Ellington Credit Co Files 8-K on Financials — 8-K · Mar 12, 2025 Risk: low
  Ellington Credit Company filed an 8-K on March 12, 2025, to report on its results of operations and financial condition. The filing also includes information re
• Ellington Credit Co Files 8-K — 8-K · Mar 7, 2025 Risk: low
  Ellington Credit Company filed an 8-K on March 7, 2025, reporting other events and financial statements. The company, incorporated in Maryland with its principa
• Ellington Credit Co Files 8-K for Material Agreement — 8-K · Feb 12, 2025 Risk: medium
  Ellington Credit Company filed an 8-K on February 12, 2025, reporting a material definitive agreement entered into on February 11, 2025. The filing also include
• Ellington Credit Co Files 8-K for Financial Statements — 8-K · Feb 11, 2025 Risk: low
  Ellington Credit Company filed an 8-K on February 11, 2025, reporting an event on February 10, 2025. The filing primarily concerns financial statements and exhi
• Ellington Credit Co Files 8-K on Financials — 8-K · Feb 4, 2025 Risk: low
  Ellington Credit Company filed an 8-K on February 4, 2025, reporting on its results of operations and financial condition as of February 3, 2025. The filing inc
• Ellington Credit Co Files 8-K with Key Updates — 8-K · Jan 21, 2025 Risk: medium
  Ellington Credit Company filed an 8-K on January 21, 2025, reporting events that occurred on January 17, 2025. The filing indicates material modifications to th
• Ellington Credit Co Files 8-K for Material Agreement — 8-K · Jan 14, 2025 Risk: medium
  On January 13, 2025, Ellington Credit Company entered into a material definitive agreement. The company, incorporated in Maryland with its principal executive o
• Ellington Credit Co Files 8-K — 8-K · Jan 8, 2025 Risk: low
  Ellington Credit Company filed an 8-K on January 8, 2025, reporting other events and financial statements. The company, incorporated in Maryland, is a real esta
• Ellington Credit Co. Files Proxy Materials for Special Meeting — DEFA14A · Dec 19, 2024 Risk: medium
  Ellington Credit Co. filed a Definitive Additional Materials proxy statement on December 19, 2024. This filing relates to a special meeting of stockholders, ind
• Ellington Credit Co Files 8-K on Material Agreements & Equity Sales — 8-K · Dec 9, 2024 Risk: medium
  On December 9, 2024, Ellington Credit Company filed an 8-K report detailing several material events. These include entering into a material definitive agreement
• Ellington Credit Co Files 8-K — 8-K · Dec 6, 2024 Risk: low
  Ellington Credit Company filed an 8-K on December 6, 2024, reporting other events and financial statements/exhibits. The filing does not contain specific financ
• Ellington Credit Co Files 8-K on Security Holder Vote — 8-K · Dec 4, 2024 Risk: low
  Ellington Credit Company filed an 8-K on December 4, 2024, to report on the submission of matters to a vote of security holders. The filing does not contain spe
• Ellington Credit Co. Files Proxy Materials — DEFA14A · Nov 21, 2024 Risk: low
  Ellington Credit Co. filed a Definitive Additional Materials proxy statement on November 21, 2024. This filing relates to the company's proxy statement for its
• Ellington Credit Co. Files Proxy Materials — DEFA14A · Nov 14, 2024 Risk: low
  Ellington Credit Co. (formerly Ellington Residential Mortgage REIT) filed a Definitive Additional Materials proxy statement on November 14, 2024. This filing re
• Ellington Credit Co. Files Q3 2024 Proxy Supplement — DEFA14A · Nov 13, 2024 Risk: low
  Ellington Credit Co. filed a DEFA14A on November 13, 2024, related to its Q3 2024 earnings proxy materials. The filing is a definitive additional material, indi
• Ellington Credit Co Files 8-K — 8-K · Nov 7, 2024 Risk: low
  Ellington Credit Company filed an 8-K on November 7, 2024, to report other events and financial statements. The filing includes information related to their ope
• Ellington Credit Co. Files Proxy Supplement — DEFA14A · Nov 1, 2024 Risk: low
  Ellington Credit Co. filed a DEFA14A on November 1, 2024, related to their proxy statement for the upcoming shareholder meeting. The filing is a definitive addi
• Ellington Credit Co. Files Proxy Supplement — DEFA14A · Oct 30, 2024 Risk: low
  Ellington Credit Co. filed a DEFA14A on October 30, 2024, related to its proxy materials. The filing indicates it is a definitive additional material, suggestin
• Ellington Credit Co. Files Proxy Materials — DEFA14A · Oct 25, 2024 Risk: low
  Ellington Credit Co. filed a Definitive Additional Materials proxy statement on October 25, 2024. This filing relates to the company's proxy materials, which ar
• Ellington Credit Co. Files Proxy Supplement — DEFA14A · Oct 11, 2024 Risk: low
  Ellington Credit Co. filed a DEFA14A on October 11, 2024, related to proxy materials. The filing indicates it is a definitive additional material, suggesting it
• Ellington Credit Co Files 8-K — 8-K · Oct 7, 2024 Risk: low
  Ellington Credit Company filed an 8-K on October 7, 2024, to report other events and financial statements. The filing does not contain specific financial figure
• Ellington Credit Co. Files Definitive Proxy Statement — DEFA14A · Oct 2, 2024 Risk: low
  Ellington Credit Co. filed a DEFA14A proxy statement on October 2, 2024. This filing is related to the company's proxy materials and is not a preliminary statem
• Ellington Credit Co. Files Proxy Supplement — DEFA14A · Sep 23, 2024 Risk: low
  Ellington Credit Co. filed a DEFA14A on September 23, 2024, related to its proxy materials. This filing is a definitive additional material, indicating it suppl
• Ellington Credit Co. Files Definitive Proxy Materials — DEFA14A · Sep 17, 2024 Risk: low
  Ellington Credit Co. filed a DEFA14A on September 17, 2024, indicating it is providing definitive additional materials for its proxy statement. This filing rela
• Ellington Credit Co Files 8-K Current Report — 8-K · Sep 10, 2024 Risk: low
  Ellington Credit Company filed an 8-K on September 10, 2024, reporting an event on September 9, 2024. The filing is a current report under Section 13 or 15(d) o
• Ellington Credit Co. Files 2023 Proxy Statement — DEF 14A · Aug 16, 2024 Risk: medium
  Ellington Credit Co. filed its definitive proxy statement (DEF 14A) on August 16, 2024, for the fiscal year ending December 31, 2023. The filing provides inform

Risk Profile

Risk Assessment: Of EARN's 42 recent filings, 1 were flagged as high-risk, 8 as medium-risk, and 33 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Ellington Credit CO's most recent 10-K filing (Jun 23, 2025):

• EPS: $0.01

Industry Context

Ellington Credit Co. operates within the real estate investment trusts (REITs) sector, specifically focusing on mortgage-related assets. This industry is sensitive to interest rate fluctuations, credit market conditions, and regulatory changes. Companies in this space often rely on external management due to the specialized nature of portfolio management and securitization.

Top Tags

8-K (16) · regulatory-filing (9) · corporate-governance (8) · REIT (7) · financial-reporting (6) · proxy-filing (6) · proxy-statement (5) · real-estate (5) · 8-k (4) · sec-filing (4)

Key Numbers

• Central Index Key: 0001560672 — Unique identifier for the filer
• Commission File Number: 001-35896 — SEC file number for the registrant
• Net Income Per Common Share: $0.01 — Consistent for Q1 2025 and Q1 2024, despite increased share count.
• Common Shares Outstanding: 37,559,195 — Increased from 18,601,464 in 2023, indicating significant dilution.
• Annual Management Fee Rate: 1.50% — Paid quarterly in arrears based on shareholders' equity.
• Termination Fee Rate: 5% — Payable to the Manager on Shareholders' Equity under specific conditions.
• Accession Number: 0001560672-25-000063 — Unique identifier for the filing
• IRS Employer Identification No.: 46-0687599 — Tax identification number for the company
• EIN: 460687599 — Employer Identification Number
• SIC Code: 6798 — Identifies the company as a Real Estate Investment Trust.
• Total Assets: $29.6B — As of December 31, 2024
• Total Liabilities: $18.6B — As of December 31, 2024
• Management Fee Rate: 1.50% — Annual percentage of shareholders' equity
• SEC File Number: 001-35896 — Identifies the company's filing with the SEC.
• Filing Date: 20241113 — Date the DEFA14A was filed with the SEC

Frequently Asked Questions