Ellington Credit Co. 2024 10-K: Financials and Management Fees

Ticker: EARN · Form: 10-K · Filed: Mar 31, 2025 · CIK: 1560672

Sentiment: neutral

Topics: financials, real-estate, management-fees

TL;DR

Ellington Credit Co. 2024 10-K shows $29.6M assets, $18.6M liabilities. Management fee is 1.5% of equity.

AI Summary

Ellington Credit Co. filed its 2024 10-K on March 31, 2025, reporting its financial performance for the fiscal year ending December 31, 2024. The company's total assets were $29,651,553, with total liabilities of $18,601,464, resulting in shareholders' equity of $11,050,089. The filing also details the management fee structure, which is 1.50% per annum of shareholders' equity, payable quarterly.

Why It Matters

This filing provides a snapshot of Ellington Credit Co.'s financial health and operational structure, including its management fee agreement, which impacts profitability and investor returns.

Risk Assessment

Risk Level: medium — The company's financial performance and the details of its management agreement, including termination clauses, present potential risks.

Key Numbers

Key Players & Entities

FAQ

What were Ellington Credit Co.'s total assets as of December 31, 2024?

Ellington Credit Co.'s total assets were $29,651,553 as of December 31, 2024.

What were Ellington Credit Co.'s total liabilities as of December 31, 2024?

Ellington Credit Co.'s total liabilities were $18,601,464 as of December 31, 2024.

What is the annual management fee rate for Ellington Credit Co.?

The annual management fee rate is 1.50% of shareholders' equity.

When is the management fee payable?

The management fee is payable quarterly in arrears.

What are the conditions for the termination fee to be paid to the Manager?

A termination fee is payable if the Company terminates or does not renew the Management Agreement without cause, or if the Manager terminates due to the Company's material breach.

Filing Details

This Form 10-K (Form 10-K) was filed with the SEC on March 31, 2025 regarding Ellington Credit Co (EARN).

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