Enterprise Financial Services Corp (EFSCP) — SEC Filings
Enterprise Financial Services Corp (EFSCP) — 50 SEC filings. Latest: 10-Q (Oct 31, 2025). Includes 26 8-K, 8 13F-HR, 6 10-Q.
View Enterprise Financial Services Corp on SEC EDGAR
Overview
Enterprise Financial Services Corp (EFSCP) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Oct 31, 2025: ENTERPRISE FINANCIAL SERVICES CORP (EFSCP) reported a net income of $45.235 million for the three months ended September 30, 2025, a decrease from $50.585 million in the same period of 2024. For the nine months ended September 30, 2025, net income increased to $146.580 million from $136.432 million
Sentiment Summary
Across 50 filings, the sentiment breakdown is: 2 bullish, 44 neutral, 4 mixed. The dominant filing sentiment for Enterprise Financial Services Corp is neutral.
Filing Type Overview
Enterprise Financial Services Corp (EFSCP) has filed 6 10-Q, 26 8-K, 8 13F-HR, 2 DEF 14A, 2 10-K, 1 8-K/A, 3 SC 13G/A, 2 SC 13G with the SEC between Jan 2024 to Oct 2025.
Filings by Year
Recent SEC Filings (50)
Risk Profile
Risk Assessment: Of EFSCP's 40 recent filings, 0 were flagged as high-risk, 16 as medium-risk, and 24 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $225,390,000 |
| Net Income | $45,235,000 |
| EPS | $1.19 |
| Debt-to-Equity | 7.28 |
| Cash Position | $471,955,000 |
| Operating Margin | N/A |
| Total Assets | $16,402,405,000 |
| Total Debt | $751,613,000 |
Key Executives
- James R. Smith
- Michael J. DeCola
- Kevin L. McHenry
- Scott R. Uthe
- Troy R. Dumlao
Industry Context
Enterprise Financial Services Corp operates within the highly competitive banking and financial services sector. The industry is characterized by evolving interest rate environments, increasing regulatory scrutiny, and a growing demand for digital services. Banks are focusing on managing credit risk, optimizing net interest margins, and diversifying noninterest income streams to maintain profitability and market share.
Top Tags
acquisition (9) · financials (7) · banking (5) · 8-K (4) · financial-statements (4) · commercial-banking (3) · governance (3) · executive-compensation (3) · asset-purchase (3) · expansion (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (Q3 2025) | $45.235M | Decreased from $50.585M in Q3 2024 |
| Net Income (9M 2025) | $146.580M | Increased from $136.432M in 9M 2024 |
| Provision for Credit Losses (Q3 2025) | $8.447M | Increased from $4.099M in Q3 2024 |
| Total Noninterest Income (Q3 2025) | $48.624M | Increased from $21.420M in Q3 2024 |
| Other Income (Q3 2025) | $38.883M | Increased from $8.347M in Q3 2024 |
| Total Assets (Sep 30, 2025) | $16.402B | Increased from $15.596B at Dec 31, 2024 |
| Total Loans, Net (Sep 30, 2025) | $11.434B | Increased from $11.082B at Dec 31, 2024 |
| Allowance for Credit Losses on Loans (Sep 30, 2025) | $148.854M | Increased from $137.950M at Dec 31, 2024 |
| Income Tax Expense (Q3 2025) | $43.438M | Increased from $12.198M in Q3 2024, includes $32.1M recaptured tax credits |
| Diluted EPS (Q3 2025) | $1.19 | Decreased from $1.32 in Q3 2024 |
| Card Services Revenue | $15.2M | Increased 4.8% in Q2 2025 from $14.5M in Q2 2024. |
| Tax Credit Activity Net Revenue | $2.1M | Decreased 44.7% in Q2 2025 from $3.8M in Q2 2024. |
| Other Financial Service Revenue | $7.3M | Decreased slightly in Q2 2025 from $7.5M in Q2 2024. |
| Common Stock Shares Outstanding | 25,000,000 | Increased from 24,800,000 at December 31, 2024. |
| Deposit Account Balances | $10.5B | Total deposits as of June 30, 2025. |
Forward-Looking Statements
- {"claim":"Vanguard will maintain a significant, but potentially fluctuating, stake in Enterprise Financial Services Corp, reflecting its passive investment strategy.","entity":"The Vanguard Group","targetDate":"2025-02-13","confidence":"high"}
- {"claim":"Enterprise Financial Services Corp will likely maintain its significant positions in large-cap tech and pharmaceutical companies in its next filing.","entity":"ENTERPRISE FINANCIAL SERVICES CORP","targetDate":"Q1 2024 13F-HR filing (due May 2024)","confidence":"medium"}
- {"claim":"Dimensional Fund Advisors LP will maintain a significant, passive stake in Enterprise Financial Services Corp for the foreseeable future.","entity":"Dimensional Fund Advisors LP","targetDate":"December 29, 2024","confidence":"high"}
- {"claim":"Other institutional investors may take a closer look at Enterprise Financial Services Corp due to Wellington Management's disclosed stake.","entity":"Enterprise Financial Services Corp","targetDate":"Q2 2024","confidence":"medium"}
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Frequently Asked Questions
What are the latest SEC filings for Enterprise Financial Services Corp (EFSCP)?
Enterprise Financial Services Corp has 50 recent SEC filings from Jan 2024 to Oct 2025, including 26 8-K, 8 13F-HR, 6 10-Q. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of EFSCP filings?
Across 50 filings, the sentiment breakdown is: 2 bullish, 44 neutral, 4 mixed. The dominant sentiment is neutral.
Where can I find Enterprise Financial Services Corp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Enterprise Financial Services Corp (EFSCP) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Enterprise Financial Services Corp?
Key financial highlights from Enterprise Financial Services Corp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for EFSCP?
The investment thesis for EFSCP includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Enterprise Financial Services Corp?
Key executives identified across Enterprise Financial Services Corp's filings include James R. Smith, Michael J. DeCola, Kevin L. McHenry, Scott R. Uthe, Troy R. Dumlao.
What are the main risk factors for Enterprise Financial Services Corp stock?
Of EFSCP's 40 assessed filings, 0 were flagged high-risk, 16 medium-risk, and 24 low-risk.
What are recent predictions and forward guidance from Enterprise Financial Services Corp?
Recent forward-looking statements from Enterprise Financial Services Corp include guidance on {"claim":"Vanguard will maintain a significant, but potentially fluctuating, stake in Enterprise Financial Services Corp and 3 other predictions.