EFSC Suspends Trading in Employee Benefit Plans

TL;DR

EFSC just suspended trading in employee stock plans. Watch out.

AI Summary

Enterprise Financial Services Corp. (EFSC) announced a temporary suspension of trading under its employee benefit plans, effective October 22, 2025. This action pertains to the company's common stock and depositary shares. The filing does not specify the reason for the suspension or its expected duration.

Why It Matters

This suspension could impact employees' ability to buy or sell company stock through their benefit plans, potentially affecting their investment strategies and access to funds.

Risk Assessment

Risk Level: medium — Suspensions of trading in employee benefit plans can sometimes signal underlying issues or upcoming significant events, warranting closer attention from investors.

Key Players & Entities

• Enterprise Financial Services Corp. (company) — Registrant
• October 22, 2025 (date) — Effective date of trading suspension
• 001-15373 (company) — SEC File Number
• 43-1706259 (company) — IRS Employer Identification No.

FAQ

Key Financial Figures

• $0.01 — ich registered Common Stock, par value $0.01 per share EFSC Nasdaq Global Select Mar

Filing Documents

• efsc-20251022.htm (8-K) — 29KB
• exhibit991memotodirectorsa.htm (EX-99.1) — 7KB
• efsc-logo.jpg (GRAPHIC) — 165KB
• 0001025835-25-000201.txt ( ) — 405KB
• efsc-20251022.xsd (EX-101.SCH) — 3KB
• efsc-20251022_def.xml (EX-101.DEF) — 15KB
• efsc-20251022_lab.xml (EX-101.LAB) — 26KB
• efsc-20251022_pre.xml (EX-101.PRE) — 15KB
• efsc-20251022_htm.xml (XML) — 4KB

04 Temporary Suspension of Trading Under Registrant's Employee Benefit Plans

Item 5.04 Temporary Suspension of Trading Under Registrant's Employee Benefit Plans. On October 20, 2025, Enterprise Financial Services Corp (the "Company") received the notification described under Section 101(i)(2)(E) of the Employment Retirement Income Security Act of 1974 regarding a blackout period for the EFSC Incentive Savings Plan (the "Plan"). There will be a blackout period beginning on November 24, 2025 at 3:00 p.m. (Central Time) and ending during the calendar week beginning January 4, 2026 (the "Blackout Period"), during which Plan participants will be unable to direct or diversify investments in individual accounts, including with respect to shares of common stock, $0.01 par value per share of the Company ("EFSC Common Stock"), or obtain a loan or distribution from the Plan. The Blackout Period is necessary for administrative reasons to implement a change in service provider for the Plan. On October 22, 2025, the Company sent a notice (the "Blackout Notice") to its directors and executive officers pursuant to Section 306(a) of the Sarbanes-Oxley Act of 2002 and Section 104 of Regulation BTR under the Securities and Exchange Act of 1934, as amended. The Blackout Notice informed directors and executive officers that during the Blackout Period, they will be prohibited from, directly or indirectly, purchasing, acquiring, selling or otherwise transferring EFSC Common Stock acquired in connection with their service or employment as a director or executive officer of the Company. A copy of the notice provided to the Company's directors and executive officers is filed hereto as Exhibit 99.1 and incorporated by reference herein. During the Blackout Period and for a period of two years after the ending date of the Blackout Period, stockholders or other interested parties may obtain, without charge, information about the actual beginning and ending dates of the Blackout Period by contacting Keith Goltschman, VP Retirement Plans, by telephone at 314-512-7245

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits. Exhibit Number Description 99.1 Notice to Directors and Executive Officers dated October 22, 2025. 104 The cover page of this Current Report on Form 8-K, formatted in Inline XBRL.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. ENTERPRISE FINANCIAL SERVICES CORP Date: October 22, 2025 By: /s/ Troy R. Dumlao Troy R. Dumlao Executive Vice President and Chief Accounting Officer

View Full Filing

View this 8-K filing on SEC EDGAR