Enova International Files 8-K with Material Agreement

TL;DR

Enova Intl (ENOV) filed an 8-K on 12/18/25 for a material definitive agreement. Watch for details.

AI Summary

On December 18, 2025, Enova International, Inc. filed an 8-K report. The filing indicates an entry into a material definitive agreement and includes financial statements and exhibits. The company, headquartered in Chicago, Illinois, operates in the personal credit institutions sector.

Why It Matters

This 8-K filing signals a significant development for Enova International, Inc., potentially impacting its financial standing and future operations through a new material definitive agreement.

Risk Assessment

Risk Level: medium — Material definitive agreements can introduce new risks or opportunities that may affect the company's financial performance and stock price.

Key Numbers

• 001-35503 — SEC File Number (Identifies Enova International's filing with the SEC.)
• 45-3190813 — IRS Employer Identification No. (Enova International's tax identification number.)

Key Players & Entities

• Enova International, Inc. (company) — Registrant
• December 18, 2025 (date) — Date of earliest event reported
• 175 West Jackson Boulevard, Chicago, Illinois 60604 (location) — Principal Executive Offices
• 6141 (industry_code) — Standard Industrial Classification for Personal Credit Institutions

FAQ

Filing Documents

• enva-20251218.htm (8-K) — 61KB
• enva-ex2_1.htm (EX-2.1) — 58KB
• 0001193125-25-325071.txt ( ) — 231KB
• enva-20251218.xsd (EX-101.SCH) — 23KB
• enva-20251218_htm.xml (XML) — 4KB

01 Entry Into a Material Definitive Agreement

Item 1.01 Entry Into a Material Definitive Agreement. Amendment to Agreement and Plan of Merger As previously disclosed, on December 10, 2025, Enova International, Inc. ("Enova"), a Delaware corporation, and Grasshopper Bancorp, Inc. ("Grasshopper"), a Delaware corporation and the parent holding company of Grasshopper Bank N.A. ("Grasshopper Bank"), a national bank and wholly-owned subsidiary of Grasshopper, entered into an Agreement and Plan of Merger (the "Merger Agreement"). Under the terms and subject to the conditions of the Merger Agreement, among other things, (1) Grasshopper will merge with and into Enova, with Enova continuing as the surviving corporation (the "Merger"), and (2) immediately following the Merger, an interim national bank and wholly owned subsidiary of Enova to be formed following the date hereof will merge with and into Grasshopper Bank, with Grasshopper Bank continuing as the surviving bank (the "Bank Merger" and, together with the Merger, the "Mergers"), each as more fully described in the Merger Agreement. On December 18, 2025, Enova and Grasshopper entered into an Amendment No. 1 to the Merger Agreement (the "Amendment"), pursuant to which the parties agreed to simplify the consideration procedures by eliminating certain election provisions from the Merger Agreement, which had provided that a Grasshopper stockholder would have the right to elect to receive either cash or stock consideration, subject to procedures applicable to oversubscription and undersubscription for cash consideration (which was capped at 50% of the overall consideration to Grasshopper stockholders in the Merger). Pursuant to the Amendment, each such stockholder will no longer have the right to make an election and will instead receive both cash and stock in the Merger, with the consideration payable to each stockholder being 50% cash and 50% stock. The aggregate consideration payable by Enova in the Merger remains unchanged. The terms and provisions of the Me

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit No. Description 2.1 Amendment No. 1 to Agreement and Plan of Merger, by and between Enova International, Inc. and Grasshopper Bancorp, Inc., dated December 18, 2025* 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) * Certain schedules and similar attachments have been omitted pursuant to Item 601(a)(5) of Regulation S-K. The registrant hereby agrees to furnish a copy of any omitted schedule or similar attachment to the SEC upon request.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Enova International, Inc. Date: December 18, 2025 By: /s/ Sean Rahilly Sean Rahilly General Counsel & Secretary

View Full Filing

View this 8-K filing on SEC EDGAR