Enova International, Inc. (ENVA) — SEC Filings
Enova International, Inc. (ENVA) — 50 SEC filings. Latest: ARS (Apr 2, 2026). Includes 38 8-K, 6 10-Q, 2 DEF 14A.
View Enova International, Inc. on SEC EDGAR
Overview
Enova International, Inc. (ENVA) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a ARS filed on Apr 2, 2026: Enova International, Inc. filed an Annual Report to Security Holders (ARS) on April 2, 2026, for the period ending December 31, 2025. The filing includes a PDF document of the report and a complete submission text file. Enova International, Inc. is a personal credit institution based in Chicago, IL.
Sentiment Summary
Across 50 filings, the sentiment breakdown is: 2 bullish, 48 neutral. The dominant filing sentiment for Enova International, Inc. is neutral.
Filing Type Overview
Enova International, Inc. (ENVA) has filed 1 ARS, 1 DEFA14A, 38 8-K, 6 10-Q, 2 DEF 14A, 2 10-K with the SEC between Feb 2024 to Apr 2026.
Filings by Year
Recent SEC Filings (50)
Risk Profile
Risk Assessment: Of ENVA's 46 recent filings, 0 were flagged as high-risk, 27 as medium-risk, and 19 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $2.312B |
| Net Income | $229.408M |
| EPS | $8.53 |
| Total Debt | $4.106B |
Key Executives
- Chartier
- Rahilly
Industry Context
Enova operates in the rapidly evolving fintech lending sector, characterized by increasing competition from both traditional banks and other online lenders. The industry is driven by demand for faster, more convenient access to credit, particularly for consumers and small businesses underserved by conventional financial institutions. Key trends include the adoption of advanced data analytics for underwriting and a growing focus on regulatory compliance.
Top Tags
sec-filing (9) · financial-obligation (7) · debt (7) · financials (6) · disclosure (6) · filing (5) · material-agreement (5) · 8-k (5) · corporate-governance (4) · material-definitive-agreement (4)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| SEC File Number | 001-35503 | Identifies Enova International's filing with the SEC. |
| IRS Employer Identification No. | 45-3190813 | Enova International's tax identification number. |
| Revenue for Q3 2025 | $802.678M | Increased from $689.924M in Q3 2024 |
| Revenue for Nine Months Ended Sep 30, 2025 | $2.312B | Increased from $1.928B in the same period 2024 |
| Net income for Q3 2025 | $80.314M | Increased 85% from $43.414M in Q3 2024 |
| Net income for Nine Months Ended Sep 30, 2025 | $229.408M | Increased from $145.753M in the same period 2024 |
| Diluted EPS for Q3 2025 | $3.03 | Increased from $1.57 in Q3 2024 |
| Diluted EPS for Nine Months Ended Sep 30, 2025 | $8.53 | Increased from $5.14 in the same period 2024 |
| Loans and finance receivables at fair value | $5.013B | As of September 30, 2025, up from $4.386B at December 31, 2024 |
| Long-term debt | $4.106B | As of September 30, 2025, up from $3.563B at December 31, 2024 |
| Common shares outstanding | 24,801,579 | As of October 22, 2025 |
| Total Revenue | $500.0M | Increased 15% from $434.8M in Q2 2024 |
| Net Income | $85.0M | Increased 25% from $68.0M in Q2 2024 |
| Loan Portfolio | $3.5B | Increased 10% from $3.2B at Dec 31, 2024 |
| Class B Asset-Backed Notes | $300.0M | Issued on July 17, 2025, enhancing liquidity |
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Frequently Asked Questions
What are the latest SEC filings for Enova International, Inc. (ENVA)?
Enova International, Inc. has 50 recent SEC filings from Feb 2024 to Apr 2026, including 38 8-K, 6 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of ENVA filings?
Across 50 filings, the sentiment breakdown is: 2 bullish, 48 neutral. The dominant sentiment is neutral.
Where can I find Enova International, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Enova International, Inc. (ENVA) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Enova International, Inc.?
Key financial highlights from Enova International, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for ENVA?
The investment thesis for ENVA includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Enova International, Inc.?
Key executives identified across Enova International, Inc.'s filings include Chartier, Rahilly.
What are the main risk factors for Enova International, Inc. stock?
Of ENVA's 46 assessed filings, 0 were flagged high-risk, 27 medium-risk, and 19 low-risk.
What are recent predictions and forward guidance from Enova International, Inc.?
Forward guidance and predictions for Enova International, Inc. are extracted from SEC filings as they are enriched.