Lendingclub CORP (LC) — SEC Filings

Q: What are the key financial highlights for Lendingclub CORP?

Key financial highlights for Lendingclub CORP are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at Lendingclub CORP?

Key executives at Lendingclub CORP are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for Lendingclub CORP stock?

Risk factors for Lendingclub CORP (LC) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from Lendingclub CORP?

Forward-looking statements and predictions from Lendingclub CORP are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for Lendingclub CORP. Recent 8-K filing on Nov 5, 2025. AI-decoded analysis of earnings, risk factors, and insider trades.

View Lendingclub CORP on SEC EDGAR

Overview

Lendingclub CORP (LC) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Nov 5, 2025: LendingClub Corporation filed an 8-K on November 5, 2025, reporting an event on November 4, 2025. The filing is categorized under Regulation FD Disclosure and Financial Statements and Exhibits. The company is incorporated in Delaware and its principal executive offices are located at 595 Market Stre

Sentiment Summary

Across 30 filings, the sentiment breakdown is: 1 bullish, 3 bearish, 26 neutral. The dominant filing sentiment for Lendingclub CORP is neutral.

Filing Type Overview

Lendingclub CORP (LC) has filed 14 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 1 SC 13G, 1 DEFA14A, 4 SC 13G/A with the SEC between Jan 2024 to Nov 2025.

Filings by Year

2025 · 2024

Recent Filings (30)

LendingClub Files 8-K: Regulation FD & Financials — 8-K · Nov 5, 2025 Risk: low
LendingClub Corporation filed an 8-K on November 5, 2025, reporting an event on November 4, 2025. The filing is categorized under Regulation FD Disclosure and F
LendingClub Q3 Net Income Soars 206% on Strong Marketplace Revenue — 10-Q · Oct 30, 2025 Risk: medium
LendingClub Corporation (LC) reported a significant increase in net income for the three months ended September 30, 2025, reaching $44.27 million, up from $14.4
LendingClub Corp. Files 8-K on Financials — 8-K · Oct 22, 2025 Risk: low
On October 22, 2025, LendingClub Corp. filed an 8-K report. The filing primarily concerns the company's results of operations and financial condition, as well a
LendingClub Swings to Q2 Loss Amid Revenue Dip, Higher Credit Reserves — 10-Q · Jul 31, 2025 Risk: high
LendingClub Corp (LC) reported a net loss of $10.2 million for Q2 2025, a significant decline from a net income of $1.5 million in Q2 2024. For the six months e
LendingClub Corp Files 8-K on Financials — 8-K · Jul 29, 2025 Risk: low
LendingClub Corporation filed an 8-K on July 29, 2025, reporting on its Results of Operations and Financial Condition, as well as Financial Statements and Exhib
LendingClub Corp Files 8-K on Security Holder Vote Matters — 8-K · Jun 5, 2025 Risk: low
On June 3, 2025, LendingClub Corporation filed an 8-K report to announce the submission of matters to a vote of its security holders. The filing details the com
LendingClub Corp Files Q1 2025 10-Q — 10-Q · May 1, 2025 Risk: medium
LendingClub Corp filed its 10-Q for the period ending March 31, 2025. The filing details financial performance and operational updates for the first quarter of
LendingClub Corp Files 8-K on Financials — 8-K · Apr 29, 2025 Risk: low
LendingClub Corporation filed an 8-K on April 29, 2025, reporting on its Results of Operations and Financial Condition, as well as Financial Statements and Exhi
DEF 14A Filing — DEF 14A · Apr 23, 2025
LendingClub Files 8-K for Financial Statements — 8-K · Apr 17, 2025 Risk: low
LendingClub Corporation filed an 8-K on April 17, 2025, reporting an event that occurred on April 11, 2025. The filing primarily concerns financial statements a
LendingClub Corp Files 2024 10-K — 10-K · Feb 13, 2025 Risk: medium
LendingClub Corp filed its 2024 10-K on February 13, 2025, detailing its financial performance for the fiscal year ending December 31, 2024. The company, headqu
LendingClub Corp Files 8-K on Financials — 8-K · Jan 28, 2025 Risk: low
On January 28, 2025, LendingClub Corporation filed an 8-K report. The filing primarily concerns the company's results of operations and financial condition, as
SC 13G Filing — SC 13G · Oct 31, 2024
LendingClub Corp Files Q3 2024 10-Q — 10-Q · Oct 30, 2024 Risk: medium
LendingClub Corp filed its 10-Q for the period ending September 30, 2024. The filing details financial performance and operational updates for the third quarter
LendingClub Corp Files 8-K on Financials — 8-K · Oct 23, 2024 Risk: low
LendingClub Corporation filed an 8-K on October 23, 2024, to report on its results of operations and financial condition. The filing includes financial statemen
LendingClub Corp Files Q2 2024 10-Q — 10-Q · Aug 1, 2024 Risk: medium
LendingClub Corp filed its 10-Q for the period ending June 30, 2024. The company reported its financial performance and position, including details on its asset
LendingClub Corp Files 8-K on Financials — 8-K · Jul 30, 2024 Risk: low
On July 30, 2024, LendingClub Corporation filed an 8-K report detailing its financial results and condition. The filing includes financial statements and exhibi
LendingClub Corp Files 8-K on Shareholder Vote Matters — 8-K · Jun 12, 2024 Risk: low
On June 11, 2024, LendingClub Corporation filed an 8-K report detailing a submission of matters to a vote of security holders. The filing does not specify the e
LendingClub Names R. Kent Tharp CFO — 8-K · Jun 5, 2024 Risk: low
On June 3, 2024, LendingClub Corp. announced the appointment of R. Kent Tharp as Chief Financial Officer, effective immediately. Tharp will also serve as Princi
LendingClub Amends 2024 Annual Meeting Proxy Statement — DEFA14A · May 2, 2024 Risk: low
LendingClub Corporation filed an amendment to its proxy statement for the 2024 Annual Meeting of Stockholders, scheduled for June 11, 2024. This filing, designa
LendingClub Corp Files 10-Q for Period Ending March 31, 2024 — 10-Q · May 1, 2024 Risk: low
LendingClub Corp (LC) filed a Quarterly Report (10-Q) with the SEC on May 1, 2024. LendingClub Corp filed its 10-Q report for the period ending March 31, 2024.
LendingClub Corp Files 8-K on Financials — 8-K · Apr 30, 2024 Risk: low
On April 30, 2024, LendingClub Corporation filed an 8-K report detailing its financial results and condition. The filing includes financial statements and exhib
LendingClub Corp Files DEF 14A with SEC — DEF 14A · Apr 25, 2024 Risk: low
LendingClub Corp (LC) filed a Proxy Statement (DEF 14A) with the SEC on April 25, 2024. LendingClub Corp filed a DEF 14A with the SEC on April 25, 2024. The fil
LendingClub Corp Files 2023 Annual Report on Form 10-K — 10-K · Feb 16, 2024 Risk: medium
LendingClub Corp (LC) filed a Annual Report (10-K) with the SEC on February 16, 2024. LendingClub Corp filed its annual report for the fiscal year ending Decemb
SC 13G/A Filing — SC 13G/A · Feb 13, 2024
Rubric Capital Divests Entire LendingClub Stake — SC 13G/A · Feb 12, 2024 Risk: medium
Rubric Capital Management LP, a Delaware-based investment firm, has filed an amended SC 13G/A for LendingClub Corp, indicating they no longer beneficially own a
Jackson Square Partners Cuts LendingClub Stake to 9.7% — SC 13G/A · Feb 9, 2024 Risk: medium
Jackson Square Partners, LLC, a Delaware-based investment adviser, has updated its holdings in LendingClub Corp (LC) as of December 31, 2023. The filing, an Ame
LendingClub Files Routine 8-K for Regulation FD Disclosure — 8-K · Feb 2, 2024
LendingClub Corporation filed an 8-K on February 2, 2024, under Regulation FD Disclosure, indicating they are making a public disclosure of material non-public
LendingClub Files 8-K on Operations & Financial Condition — 8-K · Jan 30, 2024
LendingClub Corporation filed an 8-K on January 30, 2024, to report on its results of operations and financial condition. This filing, under Commission File Num
BlackRock Amends LendingClub Stake, Signals Institutional View — SC 13G/A · Jan 25, 2024
BlackRock, Inc. filed an amended SC 13G/A on January 25, 2024, indicating its ownership of LendingClub Corporation's Common Stock as of December 31, 2023. This

Risk Profile

Risk Assessment: Of LC's 24 recent filings, 1 were flagged as high-risk, 8 as medium-risk, and 15 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Lendingclub CORP's most recent 10-Q filing (Oct 30, 2025):

Revenue: $266.23M
Net Income: $44.27M
EPS: $0.39
Cash Position: $827.39M
Total Assets: $11.07B

Key Executives

R. Kent Tharp

Industry Context

LendingClub operates within the rapidly evolving fintech and digital lending sector. The industry is characterized by intense competition from traditional financial institutions and other fintech startups. Key trends include increasing adoption of AI for credit scoring, demand for personalized loan products, and a growing focus on regulatory compliance and consumer protection.

Top Tags

financial-reporting (6) · financials (5) · 10-Q (4) · amendment (4) · results-of-operations (3) · sec-filing (3) · 8-K (3) · LendingClub (3) · SEC Filing (3) · institutional-ownership (3)

Key Numbers

Net Income (Q3 2025): $44.27M — Increased 206% from $14.46M in Q3 2024
Marketplace Revenue (Q3 2025): $102.16M — Increased 75% from $58.38M in Q3 2024
Total Net Revenue (Q3 2025): $266.23M — Increased 32% from $201.88M in Q3 2024
Total Interest Expense (Q3 2025): $83.36M — Decreased 16.8% from $100.14M in Q3 2024
Loans Held for Sale (Sept 30, 2025): $1.21B — Nearly doubled from $636.35M at Dec 31, 2024
Allowance for Loan and Lease Losses (Sept 30, 2025): $267.77M — Increased from $236.73M at Dec 31, 2024
Basic EPS (Q3 2025): $0.39 — Increased from $0.13 in Q3 2024
Total Assets (Sept 30, 2025): $11.07B — Increased from $10.63B at Dec 31, 2024
Total Equity (Sept 30, 2025): $1.46B — Increased from $1.34B at Dec 31, 2024
Total Deposits (Sept 30, 2025): $9.39B — Increased from $9.07B at Dec 31, 2024
Net Loss: $10.2M — Q2 2025, compared to $1.5M net income in Q2 2024
Total Revenue: $195.3M — Q2 2025, a 4.8% decrease from $205.1M in Q2 2024
Allowance for Credit Losses: $270M — as of June 30, 2025, up from $255M at Dec 31, 2024
Net Loss (Six Months): $18.7M — for the six months ended June 30, 2025, compared to $10.1M net income in prior year
Fiscal Year End: 2024-12-31 — Reporting period for the 10-K

Forward-Looking Statements

{"claim":"LendingClub's stock price may experience downward pressure due to the institutional divestment.","entity":"LendingClub Corp","targetDate":"Q1 2024","confidence":"medium"}
{"claim":"Other institutional investors might re-evaluate their positions in LendingClub following Rubric Capital's exit.","entity":"LendingClub Corp","targetDate":"Q2 2024","confidence":"low"}
{"claim":"LendingClub's stock price may experience short-term volatility due to the perceived lack of confidence from a major institutional investor.","entity":"LendingClub Corp","targetDate":"Q1 2024","confidence":"medium"}
{"claim":"Other institutional investors might re-evaluate their positions in LendingClub following Jackson Square Partners' reduction.","entity":"Institutional Investors","targetDate":"Q2 2024","confidence":"low"}

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Frequently Asked Questions

What are the latest SEC filings for Lendingclub CORP (LC)?

Lendingclub CORP has 30 recent SEC filings from Jan 2024 to Nov 2025, including 14 8-K, 6 10-Q, 4 SC 13G/A. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of LC filings?

Across 30 filings, the sentiment breakdown is: 1 bullish, 3 bearish, 26 neutral. The dominant sentiment is neutral.

Where can I find Lendingclub CORP SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all Lendingclub CORP (LC) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for Lendingclub CORP?

Key financial highlights from Lendingclub CORP's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for LC?

The investment thesis for LC includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at Lendingclub CORP?

Key executives identified across Lendingclub CORP's filings include R. Kent Tharp.

What are the main risk factors for Lendingclub CORP stock?

Of LC's 24 assessed filings, 1 were flagged high-risk, 8 medium-risk, and 15 low-risk.

What are recent predictions and forward guidance from Lendingclub CORP?

Recent forward-looking statements from Lendingclub CORP include guidance on {"claim":"LendingClub's stock price may experience downward pressure due to the institutional divestment.","entity":"Len and 3 other predictions.