Sofi Technologies, INC. (SOFI) — SEC Filings

Overview

Sofi Technologies, INC. (SOFI) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 8, 2025: SoFi Technologies, Inc. filed an 8-K on December 8, 2025, reporting an event that occurred on December 4, 2025. The filing is categorized under 'Other Events' and 'Financial Statements and Exhibits'. The company, formerly known as Social Capital Hedosophia Holdings Corp. V, is incorporated in Delawa

Sentiment Summary

Across 39 filings, the sentiment breakdown is: 2 bullish, 37 neutral. The dominant filing sentiment for Sofi Technologies, INC. is neutral.

Filing Type Overview

Sofi Technologies, INC. (SOFI) has filed 27 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 1 8-K/A, 1 SC 13G/A with the SEC between Jan 2024 to Dec 2025.

Filings by Year

2025 · 2024

Recent Filings (39)

• SoFi Technologies Files 8-K — 8-K · Dec 8, 2025 Risk: low
  SoFi Technologies, Inc. filed an 8-K on December 8, 2025, reporting an event that occurred on December 4, 2025. The filing is categorized under 'Other Events' a
• SoFi Technologies Files 8-K — 8-K · Dec 5, 2025 Risk: low
  SoFi Technologies, Inc. filed an 8-K on December 5, 2025, reporting an event that occurred on December 4, 2025. The filing is categorized under 'Other Events' a
• SoFi Technologies Announces Board and Executive Changes — 8-K · Dec 4, 2025 Risk: medium
  SoFi Technologies, Inc. announced on December 2, 2025, changes related to its board of directors and executive compensation. Specifically, the company reported
• SoFi Technologies Files 8-K for Regulation FD Disclosure — 8-K · Nov 13, 2025 Risk: low
  SoFi Technologies, Inc. filed an 8-K on November 13, 2025, reporting a Regulation FD Disclosure as of November 12, 2025. The filing indicates no significant new
• SoFi's Q3 Net Income Soars 129% on Robust Loan Platform Growth — 10-Q · Nov 6, 2025 Risk: medium
  SoFi Technologies, Inc. reported a significant increase in net income for the three months ended September 30, 2025, reaching $139.39 million, up 129.4% from $6
• SoFi Technologies Files 8-K on Financials — 8-K · Oct 28, 2025 Risk: low
  SoFi Technologies, Inc. filed an 8-K on October 28, 2025, reporting on its results of operations and financial condition. The filing includes financial statemen
• SoFi Technologies Files 8-K: Regulation FD Disclosure — 8-K · Aug 29, 2025 Risk: low
  SoFi Technologies, Inc. filed an 8-K on August 29, 2025, reporting an event on August 28, 2025. The filing is categorized under Regulation FD Disclosure. The co
• SoFi Surges to Profitability with 33% Revenue Growth — 10-Q · Aug 7, 2025 Risk: medium
  SoFi Technologies, Inc. reported a significant increase in revenue for the three months ended June 30, 2025, reaching $600 million, up from $450 million in the
• SoFi Technologies Files 8-K Report — 8-K · Jul 31, 2025 Risk: low
  SoFi Technologies, Inc. filed an 8-K on July 31, 2025, reporting an event on July 29, 2025. The filing is a current report under Section 13 or 15(d) of the Secu
• SoFi Technologies Files 8-K — 8-K · Jul 30, 2025 Risk: low
  SoFi Technologies, Inc. filed an 8-K on July 30, 2025, reporting "Other Events" and "Financial Statements and Exhibits" as of July 29, 2025. The filing does not
• SoFi Technologies Files 8-K on Financials — 8-K · Jul 29, 2025 Risk: low
  SoFi Technologies, Inc. filed an 8-K on July 29, 2025, reporting on its results of operations and financial condition. The filing includes financial statements
• SoFi Technologies Files 8-K on Shareholder Vote Matters — 8-K · May 30, 2025 Risk: low
  SoFi Technologies, Inc. filed an 8-K on May 30, 2025, reporting on matters submitted to a vote of security holders on May 28, 2025. The filing does not detail t
• SoFi Technologies Files Q1 2025 10-Q — 10-Q · May 6, 2025 Risk: medium
  SoFi Technologies, Inc. filed its 10-Q for the period ending March 31, 2025. The filing details financial performance and operational updates for the first quar
• SoFi Technologies Files 8-K on Financials — 8-K · Apr 29, 2025 Risk: low
  SoFi Technologies, Inc. filed an 8-K on April 29, 2025, reporting on its results of operations and financial condition. The filing also includes financial state
• SoFi's 2024 Executive Compensation & Stock Awards Detailed — DEF 14A · Apr 15, 2025 Risk: medium
  SoFi Technologies, Inc. filed its DEF 14A on April 15, 2025, detailing executive compensation and stock awards for the fiscal year ending December 31, 2024. The
• SoFi Technologies Files 8-K on Officer/Director Changes — 8-K · Mar 27, 2025 Risk: low
  SoFi Technologies, Inc. filed an 8-K on March 21, 2025, reporting on the departure of directors or certain officers, the election of directors, the appointment
• SoFi Technologies Files 2024 10-K — 10-K · Feb 24, 2025 Risk: medium
  SoFi Technologies, Inc. filed its 2024 10-K on February 24, 2025, reporting on its fiscal year ending December 31, 2024. The company, formerly known as Social C
• SoFi Technologies Files 8-K on Financials — 8-K · Jan 27, 2025 Risk: low
  SoFi Technologies, Inc. filed an 8-K on January 27, 2025, reporting on its results of operations and financial condition. The filing also includes financial sta
• SoFi Technologies Announces Board and Executive Compensation Changes — 8-K · Jan 10, 2025 Risk: medium
  SoFi Technologies, Inc. announced on January 8, 2025, changes in its board and executive compensation. The filing details the departure of a director, the elect
• SoFi Technologies Files 8-K: Regulation FD Disclosure — 8-K · Dec 17, 2024 Risk: low
  SoFi Technologies, Inc. filed an 8-K on December 16, 2024, reporting a Regulation FD Disclosure. The filing was made on December 17, 2024, and pertains to event
• SoFi Technologies Files Q3 2024 10-Q — 10-Q · Nov 7, 2024 Risk: medium
  SoFi Technologies, Inc. filed its 10-Q for the period ending September 30, 2024. The company reported its financial performance and position, including details
• SoFi Technologies Files 8-K on Financials — 8-K · Oct 29, 2024 Risk: low
  SoFi Technologies, Inc. filed an 8-K on October 29, 2024, reporting on its results of operations and financial condition. The filing includes financial statemen
• SoFi Technologies Files Q2 2024 10-Q — 10-Q · Aug 6, 2024 Risk: medium
  SoFi Technologies, Inc. filed its 10-Q for the period ending June 30, 2024. The filing covers the second quarter of 2024 and provides financial updates. Key fin
• SoFi Technologies Files 8-K on Financials — 8-K · Jul 30, 2024 Risk: low
  SoFi Technologies, Inc. filed an 8-K on July 30, 2024, reporting on its results of operations and financial condition. The filing includes financial statements
• SoFi Elects New Directors, Noto Joins Compensation Committee — 8-K · Jul 3, 2024 Risk: low
  SoFi Technologies, Inc. announced on June 27, 2024, the election of Michael D. Grimes and Anthony Noto to its Board of Directors, effective immediately. Grimes
• SoFi Technologies Reports on Shareholder Votes — 8-K · May 23, 2024 Risk: low
  SoFi Technologies, Inc. filed an 8-K on May 23, 2024, reporting on matters submitted to a vote of security holders on May 21, 2024. The filing details the compa
• SoFi Technologies, Inc. Files 10-Q for Period Ending March 31, 2024 — 10-Q · May 7, 2024 Risk: medium
  SoFi Technologies, Inc. (SOFI) filed a Quarterly Report (10-Q) with the SEC on May 7, 2024. SoFi Technologies, Inc. filed its quarterly report (10-Q) for the pe
• SoFi Technologies Files 8-K on Financials — 8-K · Apr 29, 2024 Risk: low
  SoFi Technologies, Inc. filed an 8-K on April 29, 2024, reporting on its results of operations and financial condition. The filing includes financial statements
• SoFi Technologies Files 8-K for Regulation FD Disclosure — 8-K · Apr 24, 2024 Risk: low
  SoFi Technologies, Inc. filed an 8-K on April 24, 2024, reporting an event on April 22, 2024. The filing is related to Regulation FD Disclosure. The company's p
• SoFi Technologies, Inc. files DEF 14A with executive compensation details — DEF 14A · Apr 8, 2024 Risk:
  SoFi Technologies, Inc. (SOFI) filed a Proxy Statement (DEF 14A) with the SEC on April 8, 2024. SoFi Technologies, Inc. filed a DEF 14A on April 8, 2024. The fi
• SoFi Technologies Files 8-K Amendment — 8-K/A · Mar 26, 2024 Risk: medium
  SoFi Technologies, Inc. filed an amendment (8-K/A) on March 26, 2024, related to events on March 4, 2024. The filing concerns entry into a material definitive a
• SoFi Technologies Reports Material Agreement and Equity Sales — 8-K · Mar 8, 2024 Risk: medium
  SoFi Technologies, Inc. entered into a material definitive agreement on March 4, 2024, related to a direct financial obligation. The company also reported on un
• SoFi Technologies Files 8-K Update — 8-K · Mar 6, 2024 Risk: low
  SoFi Technologies, Inc. filed an 8-K on March 5, 2024, reporting other events and financial statements. The filing details the company's principal executive off
• SoFi Technologies Files 8-K — 8-K · Mar 5, 2024 Risk: low
  SoFi Technologies, Inc. filed an 8-K on March 5, 2024, reporting other events and financial statements. The filing details the company's corporate structure and
• SoFi Technologies, Inc. Files 2023 Annual Report (10-K) — 10-K · Feb 27, 2024 Risk:
  SoFi Technologies, Inc. (SOFI) filed a Annual Report (10-K) with the SEC on February 27, 2024. SoFi Technologies, Inc. filed its 10-K report for the fiscal year
• SC 13G/A Filing — SC 13G/A · Feb 13, 2024
• SoFi 8-K: No Major Leadership or Compensation Changes Reported — 8-K · Feb 8, 2024 Risk: low
  SoFi Technologies, Inc. filed an 8-K on February 8, 2024, reporting an event that occurred on February 7, 2024. This filing is a standard current report under S
• SoFi Files 8-K: Routine Update, No Major Changes Reported — 8-K · Jan 31, 2024
  SoFi Technologies, Inc. filed an 8-K on January 31, 2024, reporting an event that occurred on January 25, 2024. This filing is a standard current report under S
• SoFi Files 8-K on Operations & Financial Condition — 8-K · Jan 29, 2024
  SoFi Technologies, Inc. filed an 8-K on January 29, 2024, to report on its results of operations and financial condition. This filing is a routine disclosure, i

Risk Profile

Risk Assessment: Of SOFI's 34 recent filings, 0 were flagged as high-risk, 12 as medium-risk, and 22 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Sofi Technologies, INC.'s most recent 10-Q filing (Nov 6, 2025):

• Revenue: $961.60M
• Net Income: $139.39M
• EPS: $0.11
• Debt-to-Equity: 0.31
• Cash Position: $3.75B
• Operating Margin: N/A
• Total Assets: $45.29B
• Total Debt: $2.71B

Key Executives

• Michael D. Grimes
• Anthony Noto
• Thomas J. Hutton

Industry Context

SoFi operates in the rapidly evolving fintech landscape, characterized by intense competition from both traditional financial institutions and other digital-native companies. Key industry trends include the increasing adoption of digital banking, demand for personalized financial products, and the integration of various financial services into unified platforms. The sector is also subject to ongoing regulatory scrutiny and innovation in areas like embedded finance and AI-driven financial advice.

Top Tags

8-K (6) · disclosure (5) · sec-filing (5) · financial-reporting (5) · corporate-governance (5) · regulatory-filing (4) · 10-Q (4) · financials (4) · executive-compensation (3) · Fintech (3)

Key Numbers

• Net Income (Q3 2025): $139.39M — Increased 129.4% from $60.75M in Q3 2024
• Total Net Revenue (Q3 2025): $961.60M — Increased 37.9% from $697.12M in Q3 2024
• Loan Platform Fees (Q3 2025): $164.90M — Increased 196.3% from $55.64M in Q3 2024
• Net Interest Income (Q3 2025): $585.11M — Increased 35.7% from $431.01M in Q3 2024
• Total Assets (Sept 30, 2025): $45.29B — Increased from $36.25B at Dec 31, 2024
• Total Deposits (Sept 30, 2025): $32.95B — Increased 26.8% from $25.98B at Dec 31, 2024
• Total Noninterest Expense (Q3 2025): $803.85M — Increased 28.2% from $627.25M in Q3 2024
• Sales and Marketing Expense (Q3 2025): $286.88M — Increased 33.5% from $214.90M in Q3 2024
• Diluted EPS (Q3 2025): $0.11 — Increased from $0.05 in Q3 2024
• Q2 2025 Revenue: $600M — Up 33.3% from $450M in Q2 2024, indicating strong top-line growth.
• Q2 2025 Net Income: $75M — A significant turnaround from a $50M net loss in Q2 2024, demonstrating improved profitability.
• Total Members: 10M — Increased by 25% as of June 30, 2025, showing robust customer acquisition.
• Total Products: 15M — Grew by 28% as of June 30, 2025, reflecting successful cross-selling and product diversification.
• Galileo Transactions: 1.5B — Processed in Q2 2025, a 20% increase from Q2 2024, highlighting strong platform usage.
• SEC File Number: 001-39606 — Identifies SoFi's filing with the SEC.

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