First Business Financial Services, INC. (FBIZ) — SEC Filings

Q: What are the key financial highlights for First Business Financial Services, INC.?

Key financial highlights for First Business Financial Services, INC. are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at First Business Financial Services, INC.?

Key executives at First Business Financial Services, INC. are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for First Business Financial Services, INC. stock?

Risk factors for First Business Financial Services, INC. (FBIZ) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from First Business Financial Services, INC.?

Forward-looking statements and predictions from First Business Financial Services, INC. are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for First Business Financial Services, INC.. Recent 8-K filing on Nov 10, 2025. AI-decoded analysis of earnings, risk factors, and insid

View First Business Financial Services, INC. on SEC EDGAR

Overview

First Business Financial Services, INC. (FBIZ) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Nov 6, 2025: First Business Financial Services, Inc. filed an 8-K on November 6, 2025, reporting events as of October 31, 2025. The filing primarily concerns Regulation FD Disclosure and includes Financial Statements and Exhibits. No specific financial figures or material events beyond the standard reporting req

Sentiment Summary

Across 50 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 47 neutral. The dominant filing sentiment for First Business Financial Services, INC. is neutral.

Filing Type Overview

First Business Financial Services, INC. (FBIZ) has filed 29 8-K, 6 10-Q, 8 13F-HR, 2 DEF 14A, 2 10-K, 2 SC 13G/A, 1 13F-HR/A with the SEC between Feb 2024 to Nov 2025.

Filings by Year

2025 · 2024

Recent Filings (50)

8-K Filing — 8-K · Nov 10, 2025
First Business Financial Services Files 8-K — 8-K · Nov 6, 2025 Risk: low
First Business Financial Services, Inc. filed an 8-K on November 6, 2025, reporting events as of October 31, 2025. The filing primarily concerns Regulation FD D
FBIZ Q3 Net Income Soars 37% on Strong Loan Growth, Non-Interest Gains — 10-Q · Oct 31, 2025 Risk: medium
FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) reported a robust financial performance for the quarter ended September 30, 2025, with net income increasing by 3
First Business Financial Services Files 8-K — 8-K · Oct 30, 2025 Risk: low
On October 30, 2025, First Business Financial Services, Inc. filed an 8-K report. The filing primarily concerns the company's results of operations and financia
13F-HR Filing — 13F-HR · Oct 30, 2025
13F-HR Filing — 13F-HR · Jul 31, 2025
First Business Financial Services Files 8-K — 8-K · Jul 31, 2025 Risk: low
First Business Financial Services, Inc. filed an 8-K on July 31, 2025, reporting an event on July 25, 2025. The filing is a current report under the Securities
First Business Financial Services Files 8-K — 8-K · Jul 29, 2025 Risk: low
On July 29, 2025, First Business Financial Services, Inc. filed an 8-K report. The filing primarily concerns Regulation FD Disclosure and Financial Statements a
FBIZ Net Income Dips Amid Rising Funding Costs — 10-Q · Jul 25, 2025 Risk: medium
FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) reported a net income of $12.5 million for the three months ended June 30, 2025, a decrease from $14.2 million in
First Business Financial Services Files 8-K — 8-K · Jul 24, 2025 Risk: low
On July 24, 2025, First Business Financial Services, Inc. filed an 8-K report detailing results of operations and financial condition. The filing also included
First Business Financial Services Announces Leadership Changes — 8-K · May 7, 2025 Risk: medium
On May 1, 2025, First Business Financial Services, Inc. reported the departure of Director David G. Schueler. The company also announced the election of new dir
First Business Financial Services Reports Director/Officer Changes — 8-K · May 5, 2025 Risk: low
First Business Financial Services, Inc. filed an 8-K on May 5, 2025, reporting events as of May 2, 2025. The filing covers the departure and election of directo
13F-HR Filing — 13F-HR · May 2, 2025
First Business Financial Services Holds Shareholder Meeting — 8-K · May 2, 2025 Risk: low
On April 25, 2025, First Business Financial Services, Inc. filed an 8-K report detailing a shareholder meeting where proposals were voted on. The company, headq
8-K Filing — 8-K · Apr 30, 2025
First Business Financial Services Files 8-K — 8-K · Apr 28, 2025 Risk: low
First Business Financial Services, Inc. filed an 8-K on April 28, 2025, reporting events as of April 25, 2025. The filing primarily concerns Regulation FD Discl
First Business Financial Services Q1 2025 10-Q Filed — 10-Q · Apr 25, 2025 Risk: low
First Business Financial Services, Inc. filed its 10-Q for the period ending March 31, 2025. The filing details financial positions and activities, including fa
First Business Financial Services Files 8-K — 8-K · Apr 24, 2025 Risk: low
On April 24, 2025, First Business Financial Services, Inc. filed an 8-K report detailing results of operations and financial condition. The filing also included
First Business Financial Services Proxy Filing Details Executive Compensation — DEF 14A · Mar 6, 2025 Risk: low
First Business Financial Services, Inc. filed a DEF 14A on March 6, 2025, detailing executive compensation and corporate governance matters. The filing includes
First Business Financial Services Files 2024 10-K — 10-K · Feb 26, 2025 Risk: medium
First Business Financial Services, Inc. filed its 2024 10-K on February 26, 2025, reporting on its fiscal year ending December 31, 2024. The company, based in M
13F-HR Filing — 13F-HR · Feb 6, 2025
First Business Financial Services Files 8-K — 8-K · Feb 3, 2025 Risk: low
First Business Financial Services, Inc. filed an 8-K on February 3, 2025, reporting events as of January 31, 2025. The filing primarily concerns Regulation FD d
First Business Financial Services Files 8-K — 8-K · Jan 30, 2025 Risk: low
First Business Financial Services, Inc. filed an 8-K on January 30, 2025, reporting its current status. The filing confirms the company's principal executive of
First Business Financial Services Reports Leadership Changes — 8-K · Dec 20, 2024 Risk: medium
On December 17, 2024, First Business Financial Services, Inc. filed an 8-K report detailing changes in its board of directors and executive officers. The filing
SC 13G/A Filing — SC 13G/A · Dec 6, 2024
13F-HR Filing — 13F-HR · Nov 6, 2024
First Business Financial Services Files 8-K — 8-K · Oct 28, 2024 Risk: low
First Business Financial Services, Inc. filed an 8-K on October 28, 2024, reporting an event on October 25, 2024. The filing is a current report under Regulatio
First Business Financial Services Q3 2024 10-Q Filed — 10-Q · Oct 25, 2024 Risk: medium
First Business Financial Services, Inc. filed its 10-Q for the period ending September 30, 2024. The filing details various financial obligations and loan portf
8-K Filing — 8-K · Oct 24, 2024
First Business Financial Services Files 8-K — 8-K · Sep 19, 2024 Risk: low
First Business Financial Services, Inc. filed an 8-K on September 19, 2024, reporting events that occurred on September 13, 2024. The filing primarily concerns
13F-HR Filing — 13F-HR · Aug 2, 2024
First Business Financial Services Files 8-K — 8-K · Jul 29, 2024 Risk: low
First Business Financial Services, Inc. filed an 8-K on July 29, 2024, reporting an event on July 26, 2024. The filing is a current report under the Securities
First Business Financial Services Q2 2024 10-Q Filed — 10-Q · Jul 26, 2024 Risk: low
First Business Financial Services, Inc. filed its 10-Q for the period ending June 30, 2024. The filing details financial assets, including commercial and indust
First Business Financial Services Files 8-K — 8-K · Jul 25, 2024 Risk: low
On July 25, 2024, First Business Financial Services, Inc. filed an 8-K report. The filing primarily concerns the company's results of operations and financial c
First Business Financial Services Files 8-K — 8-K · May 20, 2024 Risk: low
First Business Financial Services, Inc. filed an 8-K on May 20, 2024, to report a Regulation FD Disclosure and Financial Statements and Exhibits. The filing doe
13F-HR/A Filing — 13F-HR/A · May 15, 2024
13F-HR Filing — 13F-HR · May 6, 2024
First Business Financial Services Names New CEO, Adds Directors — 8-K · May 3, 2024 Risk: medium
On May 1, 2024, First Business Financial Services, Inc. announced changes in its executive team and board of directors. The company appointed Michael L. Stanek
First Business Financial Services Files 8-K — 8-K · May 1, 2024 Risk: low
On April 26, 2024, First Business Financial Services, Inc. filed an 8-K report detailing matters submitted to a vote of security holders and financial statement
First Business Financial Services Files 8-K — 8-K · Apr 30, 2024 Risk: low
First Business Financial Services, Inc. filed an 8-K on April 30, 2024, reporting an event on April 26, 2024. The filing primarily concerns financial statements
First Business Financial Services Files 8-K — 8-K · Apr 29, 2024 Risk: low
On April 26, 2024, First Business Financial Services, Inc. filed an 8-K report to disclose information regarding Regulation FD and to file financial statements
First Business Financial Services Names New Directors, Adjusts Exec Pay — 8-K · Apr 26, 2024 Risk: low
On April 25, 2024, First Business Financial Services, Inc. announced changes in its board of directors and executive compensation. Specifically, the company ele
FIRST BUSINESS FINANCIAL SERVICES, INC. Files 10-Q for Period Ending March 31, 2024 — 10-Q · Apr 26, 2024 Risk: low
FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) filed a Quarterly Report (10-Q) with the SEC on April 26, 2024. The filing is a 10-Q report for First Business Fi
First Business Financial Services Files 8-K — 8-K · Apr 25, 2024 Risk: low
On April 25, 2024, First Business Financial Services, Inc. filed an 8-K report. The filing primarily concerns the company's results of operations and financial
First Business Financial Services Names New CFO & CRO — 8-K · Apr 23, 2024 Risk: medium
First Business Financial Services, Inc. announced on April 19, 2024, changes in its executive and director positions. The company elected two new directors, Mic
First Business Financial Services, Inc. Announces 2024 Annual Meeting of Shareholders — DEF 14A · Mar 8, 2024 Risk: low
FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) filed a Proxy Statement (DEF 14A) with the SEC on March 8, 2024. The 2024 Annual Meeting of Shareholders for Firs
FIRST BUSINESS FINANCIAL SERVICES Files 8-K on Feb 29 — 8-K · Feb 29, 2024 Risk: low
FIRST BUSINESS FINANCIAL SERVICES, INC. (FBZ) filed an 8-K on February 29, 2024, under Accession Number 0001521951-24-000022. The filing primarily covers Regula
FIRST BUSINESS FINANCIAL SERVICES, INC. Files 2023 Annual Report on Form 10-K — 10-K · Feb 28, 2024 Risk: medium
FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) filed a Annual Report (10-K) with the SEC on February 28, 2024. The company filed its 10-K report for the fiscal
13F-HR Filing — 13F-HR · Feb 14, 2024
Dimensional Fund Advisors Updates Stake in First Business Financial Services — SC 13G/A · Feb 9, 2024 Risk: low
Dimensional Fund Advisors LP, a major investment firm, filed an amended SC 13G/A on February 9, 2024, indicating its ownership in First Business Financial Servi

Risk Profile

Risk Assessment: Of FBIZ's 37 recent filings, 0 were flagged as high-risk, 9 as medium-risk, and 28 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from First Business Financial Services, INC.'s most recent 10-Q filing (Oct 31, 2025):

Revenue: $184,558,000
Net Income: $14,393,000
EPS: $1.70
Debt-to-Equity: 9.69
Cash Position: $44,349,000
Operating Margin: N/A
Total Assets: $4,034,845,000
Total Debt: $266,677,000

Key Executives

David G. Schueler
Michael L. Kehl
Michael L. Stanek
David J. Werner
Thomas J. O'Neill
David J. Baum
Michael L. Smith
Edgar L. Smith
Michael D. Johnson
David A. Schueler

Industry Context

First Business Financial Services, Inc. operates within the highly competitive banking and financial services sector. The industry is characterized by evolving customer preferences, technological advancements, and a dynamic interest rate environment. Banks are increasingly focusing on non-interest income streams and efficient balance sheet management to maintain profitability amidst margin pressures.

Top Tags

8-K (10) · financial-reporting (7) · disclosure (6) · financial-statements (5) · corporate-governance (5) · 10-Q (4) · financials (4) · sec-filing (4) · leadership-change (3) · executive-compensation (3)

Key Numbers

Net Income: $14.393M — Increased by 36.7% from $10.526M in Q3 2024
Diluted EPS: $1.70 — Increased from $1.24 in Q3 2024
Total Interest Income: $63.746M — Increased by 7.4% from $59.327M in Q3 2024
Total Non-Interest Income: $9.640M — Increased by 36.5% from $7.064M in Q3 2024
Total Assets: $4.034B — Increased from $3.853B at December 31, 2024
Provision for Credit Losses: $1.440M — Decreased from $2.087M in Q3 2024
Net Decrease in Cash and Cash Equivalents: $113.353M — For the nine months ended September 30, 2025, indicating significant cash outflow from investing activities
Net Cash Used in Investing Activities: $322.273M — For the nine months ended September 30, 2025, contributing to the decrease in cash and cash equivalents
Financing Receivables 30-59 Days Past Due: $8.7M — Increased from $6.2M at year-end 2024, signaling deteriorating asset quality.
Commercial Real Estate Payment Deferrals: $5.3M — Reported for H1 2024, highlighting stress in the CRE portfolio.
Total Deposits: $3.8B — Increased from $3.7B at year-end 2024, showing deposit growth.
Interest Rate Swaps: $150M — Designated as hedging instruments, reflecting efforts to manage interest rate risk.
SEC File Number: 001-34095 — Identifies the company's filing with the SEC.
IRS Employer Identification No.: 39-1576570 — Company's tax identification number.
Reporting Date: 2025-03-31 — Key date for financial reporting

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Frequently Asked Questions

What are the latest SEC filings for First Business Financial Services, INC. (FBIZ)?

First Business Financial Services, INC. has 50 recent SEC filings from Feb 2024 to Nov 2025, including 29 8-K, 8 13F-HR, 6 10-Q. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of FBIZ filings?

Across 50 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 47 neutral. The dominant sentiment is neutral.

Where can I find First Business Financial Services, INC. SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all First Business Financial Services, INC. (FBIZ) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for First Business Financial Services, INC.?

Key financial highlights from First Business Financial Services, INC.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for FBIZ?

The investment thesis for FBIZ includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at First Business Financial Services, INC.?

Key executives identified across First Business Financial Services, INC.'s filings include David G. Schueler, Michael L. Kehl, Michael L. Stanek, David J. Werner, Thomas J. O'Neill and 5 others.

What are the main risk factors for First Business Financial Services, INC. stock?

Of FBIZ's 37 assessed filings, 0 were flagged high-risk, 9 medium-risk, and 28 low-risk.

What are recent predictions and forward guidance from First Business Financial Services, INC.?

Forward guidance and predictions for First Business Financial Services, INC. are extracted from SEC filings as they are enriched.