Financial Institutions Inc. Files 8-K

TL;DR

FIIN filed an 8-K on Feb 13th for events on Feb 12th, mostly Reg FD and financials.

AI Summary

Financial Institutions, Inc. filed an 8-K on February 13, 2025, reporting events as of February 12, 2025. The filing primarily concerns Regulation FD Disclosure and the submission of Financial Statements and Exhibits. The company is incorporated in New York and headquartered in Warsaw, NY.

Why It Matters

This 8-K filing indicates that Financial Institutions, Inc. is providing updated disclosures and financial information to the SEC, which is important for investors to stay informed about the company's status.

Risk Assessment

Risk Level: low — This filing is a routine disclosure of financial statements and regulatory information, not indicating any immediate financial distress or significant operational changes.

Key Numbers

• 0-26481 — Commission File Number (Identifies the company's SEC filing history.)
• 16-0816610 — IRS Employer Identification No. (Company's tax identification number.)

Key Players & Entities

• Financial Institutions, Inc. (company) — Registrant
• February 12, 2025 (date) — Date of earliest event reported
• February 13, 2025 (date) — Date of Report
• New York (location) — State of Incorporation
• Warsaw, New York (location) — Principal Executive Offices
• 585 786-1100 (phone_number) — Registrant's Telephone Number

FAQ

Key Financial Figures

• $0.01 — ch registered Common stock, par value $0.01 per share FISI Nasdaq Global Select
• $0.31 — g the declaration of a cash dividend of $0.31 per common share on February 12, 2025.
• $0.75 — The Company also announced dividends of $0.75 per share on Series A 3% Preferred Stoc
• $2.12 — hare on Series A 3% Preferred Stock and $2.12 per share on Series B-1 8.48% Preferred

Filing Documents

• fisi-20250212.htm (8-K) — 52KB
• fisi-ex99_1.htm (EX-99.1) — 9KB
• img40780056_0.jpg (GRAPHIC) — 316KB
• img145321324_0.jpg (GRAPHIC) — 316KB
• 0000950170-25-019874.txt ( ) — 1327KB
• fisi-20250212.xsd (EX-101.SCH) — 24KB
• fisi-20250212_htm.xml (XML) — 5KB

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. Financial Institutions, Inc. (the "Company") issued a press release announcing the declaration of a cash dividend of $0.31 per common share on February 12, 2025. The Company also announced dividends of $0.75 per share on Series A 3% Preferred Stock and $2.12 per share on Series B-1 8.48% Preferred Stock. All dividends are payable April 2, 2025 to shareholders of record as of March 14, 2025. The press release issued by the Company is furnished as Exhibit 99.1 to this Form 8-K pursuant to Item 7.01 of Form 8-K and shall not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934 ("Exchange Act"), as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, of the Exchange Act, whether made before or after the date of this report, except as shall be expressly set forth by specific reference in such filing.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits . Exhibit Number Description Location 99.1 Press Release issued by Financial Institutions, Inc. on February 13, 2025 Filed Herewith 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Financial Institutions, Inc. Date: February 13, 2025 By: /s/ W. Jack Plants, II W. Jack Plants, II Executive Vice President, Chief Financial Officer and Treasurer

View Full Filing

View this 8-K filing on SEC EDGAR