Financial Institutions Inc (FIISP) — SEC Filings
Financial Institutions Inc (FIISP) — 45 SEC filings. Latest: 8-K (Dec 11, 2025). Includes 30 8-K, 6 10-Q, 4 SC 13G/A.
View Financial Institutions Inc on SEC EDGAR
Overview
Financial Institutions Inc (FIISP) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Nov 17, 2025: Financial Institutions, Inc. filed an 8-K on November 17, 2025, reporting events as of November 14, 2025. The filing primarily concerns Regulation FD Disclosure and the submission of Financial Statements and Exhibits. The company, incorporated in New York with its principal executive offices at 220
Sentiment Summary
Across 45 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 43 neutral. The dominant filing sentiment for Financial Institutions Inc is neutral.
Filing Type Overview
Financial Institutions Inc (FIISP) has filed 30 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 1 8-K/A, 4 SC 13G/A with the SEC between Jan 2024 to Dec 2025.
Filings by Year
Recent SEC Filings (45)
Risk Profile
Risk Assessment: Of FIISP's 40 recent filings, 0 were flagged as high-risk, 6 as medium-risk, and 34 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $147.775M |
| Net Income | $54.887M |
| EPS | $2.68 |
| Total Assets | $6.288B |
Key Executives
- Mark R. Johnson
- David M. Miller
- Michael J. Donato
- John R. Spero
Industry Context
Financial Institutions, Inc. operates within the regional banking sector, primarily serving Western and Central New York. The industry is characterized by intense competition from larger national banks, credit unions, and increasingly, FinTech companies. Trends include a focus on digital transformation, evolving customer expectations for seamless service, and ongoing regulatory scrutiny. Strategic decisions like exiting certain markets or divesting non-core businesses are common as institutions seek to optimize profitability and efficiency.
Top Tags
disclosure (9) · 8-K (9) · regulation-fd (6) · financials (6) · financial-results (5) · 8-k (5) · financial-reporting (4) · 10-Q (4) · reporting (4) · results-of-operations (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Commission File Number | 0-26481 | Identifies the company's SEC filing history. |
| IRS Employer Identification No. | 16-0816610 | Company's tax identification number. |
| Net Income (3 months) | $20.477M | Increased 52.07% from $13.466M in Q3 2024 |
| Net Income (9 months) | $54.887M | Increased 33.33% from $41.165M in 9M 2024 |
| Net Interest Income (3 months) | $51.789M | Increased 27.31% from $40.681M in Q3 2024 |
| Net Interest Income (9 months) | $147.775M | Increased 21.17% from $121.956M in 9M 2024 |
| Total Assets | $6.288B | Increased from $6.117B at December 31, 2024 |
| Provision for Credit Losses (9 months) | $8.222M | Increased from a benefit of $311K in 9M 2024 |
| Proceeds from SDN sale | $27M | Generated a pre-tax gain of $13.7M in April 2024 |
| BaaS-related deposits | $7M | Remaining on balance sheet at September 30, 2025 |
| Basic EPS (3 months) | $1.00 | Increased from $0.85 in Q3 2024 |
| Basic EPS (9 months) | $2.68 | Increased from $2.60 in 9M 2024 |
| Event Date | 20250918 | Earliest event reported in the 8-K |
| Filing Date | 20250922 | Date the 8-K was filed with the SEC |
| Net Income | $15.3M | Decreased from $17.1M in Q2 2024, indicating a 10.4% decline. |
Forward-Looking Statements
- {"claim":"Dimensional Fund Advisors LP will maintain a significant ownership stake in Financial Institutions Inc. for the foreseeable future.","entity":"Dimensional Fund Advisors LP","targetDate":"December 29, 2024","confidence":"high"}
Related Companies
Frequently Asked Questions
What are the latest SEC filings for Financial Institutions Inc (FIISP)?
Financial Institutions Inc has 45 recent SEC filings from Jan 2024 to Dec 2025, including 30 8-K, 6 10-Q, 4 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of FIISP filings?
Across 45 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 43 neutral. The dominant sentiment is neutral.
Where can I find Financial Institutions Inc SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Financial Institutions Inc (FIISP) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Financial Institutions Inc?
Key financial highlights from Financial Institutions Inc's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for FIISP?
The investment thesis for FIISP includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Financial Institutions Inc?
Key executives identified across Financial Institutions Inc's filings include Mark R. Johnson, David M. Miller, Michael J. Donato, John R. Spero.
What are the main risk factors for Financial Institutions Inc stock?
Of FIISP's 40 assessed filings, 0 were flagged high-risk, 6 medium-risk, and 34 low-risk.
What are recent predictions and forward guidance from Financial Institutions Inc?
Recent forward-looking statements from Financial Institutions Inc include guidance on {"claim":"Dimensional Fund Advisors LP will maintain a significant ownership stake in Financial Institutions Inc. for th.