Financial Institutions Inc. Files 8-K

TL;DR

FIIN filed an 8-K on Nov 17, reporting events from Nov 14. Standard financial disclosures.

AI Summary

Financial Institutions, Inc. filed an 8-K on November 17, 2025, reporting events as of November 14, 2025. The filing primarily concerns Regulation FD Disclosure and the submission of Financial Statements and Exhibits. The company, incorporated in New York with its principal executive offices at 220 Liberty Street, Warsaw, NY, operates as a national commercial bank.

Why It Matters

This 8-K filing indicates that Financial Institutions, Inc. is providing updates and submitting financial information, which is crucial for investors to assess the company's current status and performance.

Risk Assessment

Risk Level: low — This filing is a routine 8-K for financial disclosures and does not appear to contain any immediately alarming information.

Key Numbers

• 0-26481 — Commission File Number (Identifies the company's SEC filing history.)
• 16-0816610 — IRS Employer Identification No. (Company's tax identification number.)

Key Players & Entities

• Financial Institutions, Inc. (company) — Registrant
• November 14, 2025 (date) — Earliest event reported
• November 17, 2025 (date) — Filing date
• 220 Liberty Street, Warsaw, New York 14569 (address) — Principal Executive Offices
• 585 786-1100 (phone_number) — Registrant's Telephone Number

FAQ

Key Financial Figures

• $0.01 — ch registered Common stock, par value $0.01 per share FISI Nasdaq Global Select
• $0.31 — f Directors declared a cash dividend of $0.31 per common share. The Company also anno
• $0.75 — The Company also announced dividends of $0.75 per share on Series A 3% Preferred Stoc
• $2.12 — hare on Series A 3% Preferred Stock and $2.12 per share on Series B-1 8.48% Preferred

Filing Documents

• fisi-20251114.htm (8-K) — 54KB
• fisi-ex99_1.htm (EX-99.1) — 8KB
• img40808888_0.jpg (GRAPHIC) — 316KB
• img145321324_0.jpg (GRAPHIC) — 316KB
• 0001193125-25-284607.txt ( ) — 1320KB
• fisi-20251114.xsd (EX-101.SCH) — 24KB
• fisi-20251114_htm.xml (XML) — 5KB

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. Financial Institutions, Inc. (the "Company") issued a press release announcing that on November 14, 2025, its Board of Directors declared a cash dividend of $0.31 per common share. The Company also announced dividends of $0.75 per share on Series A 3% Preferred Stock and $2.12 per share on Series B-1 8.48% Preferred Stock. All dividends are payable January 2, 2026 to shareholders of record as of December 15, 2025. The press release issued by the Company is furnished as Exhibit 99.1 to this Form 8-K pursuant to Item 7.01 of Form 8-K and shall not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934 ("Exchange Act"), as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, of the Exchange Act, whether made before or after the date of this report, except as shall be expressly set forth by specific reference in such filing.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits . Exhibit Number Description Location 99.1 Press Release issued by Financial Institutions, Inc. on November 17, 2025 Filed Herewith 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Financial Institutions, Inc. Date: November 17, 2025 By: /s/ W. Jack Plants, II W. Jack Plants, II Executive Vice President, Chief Financial Officer and Treasurer

View Full Filing

View this 8-K filing on SEC EDGAR