Financial Institutions, Inc. Files 8-K for Q3 2025

TL;DR

FINANCIAL INSTITUTIONS INC (FISI) filed its Q3 2025 8-K, check it for financial results.

AI Summary

Financial Institutions, Inc. filed an 8-K on October 23, 2025, reporting on its financial condition as of September 30, 2025. The filing includes information on the company's results of operations and financial statements, along with Regulation FD disclosures.

Why It Matters

This 8-K filing provides investors with crucial updates on the financial performance and condition of Financial Institutions, Inc. for the third quarter of 2025.

Risk Assessment

Risk Level: low — This is a routine financial disclosure filing and does not indicate any immediate or significant risks.

Key Players & Entities

• Financial Institutions, Inc. (company) — Registrant
• 0000862831 (company) — Central Index Key
• 000-26481 (company) — SEC File Number
• 16-0816610 (company) — IRS Employer Identification No.
• 220 Liberty Street, Warsaw, New York 14569 (company) — Principal Executive Offices Address
• 585 786-1100 (company) — Registrant's Telephone Number
• September 30, 2025 (date) — Date of earliest event reported
• October 23, 2025 (date) — Date of Report

FAQ

Key Financial Figures

• $0.01 — ch registered Common stock, par value $0.01 per share FISI Nasdaq Global Select

Filing Documents

• fisi-20250930.htm (8-K) — 55KB
• fisi-ex99_1.htm (EX-99.1) — 2148KB
• img40786843_0.jpg (GRAPHIC) — 316KB
• img145321324_0.jpg (GRAPHIC) — 316KB
• 0001193125-25-248744.txt ( ) — 3521KB
• fisi-20250930.xsd (EX-101.SCH) — 24KB
• fisi-20250930_htm.xml (XML) — 5KB

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition. On October 23, 2025, Financial Institutions, Inc. (the "Company") issued a press release to report financial results for the third quarter ended September 30, 2025. The press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. The Company published an investor presentation with data for the third quarter ended September 30, 2025. The presentation is available on the Company's website at www.FISI-investors.com under "Events & Presentations". Investors should note that the Company announces material information in Securities and Exchange Commission ("SEC") filings and press releases. Based on guidance from the SEC, the Company may also use the Investor Relations section of its corporate website, www.FISI-investors.com , to communicate with investors about the Company. It is possible that the information posted there could be deemed to be material information. The information on the Company's website is not incorporated by reference into this Current Report on Form 8-K. This information is furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934 ("Exchange Act"), as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, of the Exchange Act, whether made before or after the date of this report, except as shall be expressly set forth by specific reference in such filing.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. d) Exhibits . Exhibit Number Description Location 99.1 Press Release issued by Financial Institutions, Inc. on October 23, 2025 Filed Herewith 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Financial Institutions, Inc. Date: October 23, 2025 By: /s/ W. Jack Plants II W. Jack Plants II Executive Vice President, Chief Financial Officer and Treasurer

View Full Filing

View this 8-K filing on SEC EDGAR