Financial Institutions Inc. Files 8-K

TL;DR

FINANCIAL INSTITUTIONS INC filed an 8-K on 8/25/25. Standard reporting.

AI Summary

Financial Institutions, Inc. filed an 8-K on August 25, 2025, reporting under Regulation FD and including financial statements and exhibits. The company, incorporated in New York with its principal executive offices at 220 Liberty Street, Warsaw, NY, operates as a national commercial bank.

Why It Matters

This filing indicates routine corporate reporting for Financial Institutions, Inc., providing updates on financial statements and exhibits as required by the SEC.

Risk Assessment

Risk Level: low — This is a standard 8-K filing for routine corporate disclosures and does not appear to contain any significant new risks.

Key Numbers

• 0-26481 — Commission File Number (SEC File Number for the company)
• 16-0816610 — IRS Employer Identification No. (Tax identification number for the company)

Key Players & Entities

• Financial Institutions, Inc. (company) — Registrant
• August 25, 2025 (date) — Date of earliest event reported
• 220 Liberty Street, Warsaw, New York 14569 (address) — Principal Executive Offices
• 0000862831 (company_id) — Central Index Key
• 16-0816610 (ein) — IRS Employer Identification No.

FAQ

Key Financial Figures

• $0.01 — ch registered Common stock, par value $0.01 per share FISI Nasdaq Global Select
• $0.31 — g the declaration of a cash dividend of $0.31 per common share on August 25, 2025. Th
• $0.75 — The Company also announced dividends of $0.75 per share on Series A 3% Preferred Stoc
• $2.12 — hare on Series A 3% Preferred Stock and $2.12 per share on Series B-1 8.48% Preferred

Filing Documents

• fisi-20250825.htm (8-K) — 54KB
• fisi-ex99_1.htm (EX-99.1) — 8KB
• img40785856_0.jpg (GRAPHIC) — 316KB
• img145321324_0.jpg (GRAPHIC) — 316KB
• 0000950170-25-111189.txt ( ) — 1321KB
• fisi-20250825.xsd (EX-101.SCH) — 24KB
• fisi-20250825_htm.xml (XML) — 5KB

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. Financial Institutions, Inc. (the "Company") issued a press release announcing the declaration of a cash dividend of $0.31 per common share on August 25, 2025. The Company also announced dividends of $0.75 per share on Series A 3% Preferred Stock and $2.12 per share on Series B-1 8.48% Preferred Stock. All dividends are payable October 2, 2025 to shareholders of record as of September 15, 2025. The press release issued by the Company is furnished as Exhibit 99.1 to this Form 8-K pursuant to Item 7.01 of Form 8-K and shall not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934 ("Exchange Act"), as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, of the Exchange Act, whether made before or after the date of this report, except as shall be expressly set forth by specific reference in such filing.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits . Exhibit Number Description Location 99.1 Press Release issued by Financial Institutions, Inc. on August 25, 2025 Filed Herewith 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Financial Institutions, Inc. Date: August 25, 2025 By: /s/ W. Jack Plants, II W. Jack Plants, II Executive Vice President, Chief Financial Officer and Treasurer

View Full Filing

View this 8-K filing on SEC EDGAR