Flagstar Financial Files S-1/A Amendment

TL;DR

Flagstar Financial (fka NYCB) filed an S-1/A. Watch for stock changes.

AI Summary

Flagstar Financial, Inc. filed an S-1/A amendment on November 15, 2024, related to its registration statement. The company, formerly known as New York Community Bancorp, Inc., is incorporated in Delaware and headquartered in Hicksville, New York. This filing is an amendment to a previous registration statement with SEC file number 333-280398.

Why It Matters

This S-1/A filing indicates ongoing regulatory processes for Flagstar Financial, Inc., which could impact its corporate structure, stock offerings, or financial reporting.

Risk Assessment

Risk Level: low — This is a routine S-1/A filing for a public company, indicating an amendment to a registration statement rather than a significant new event.

Key Numbers

• 333-280398 — SEC File Number (Identifies the specific registration statement being amended.)
• 20241115 — Filing Date (The date the amendment was submitted to the SEC.)

Key Players & Entities

• FLAGSTAR FINANCIAL, INC. (company) — Registrant
• NEW YORK COMMUNITY BANCORP, INC. (company) — Former company name
• 333-280398 (dollar_amount) — SEC File Number
• November 15, 2024 (date) — Filing Date
• Joseph M. Otting (person) — President and Chief Executive Officer

FAQ

Key Financial Figures

• $0.01 — 7 shares of our common stock, par value $0.01 per share (Common Stock), by the sellin
• $10 — ice of our Common Stock on the NYSE was $10.81, per share. The Warrants are not lis
• $114.4 billion — At September 30, 2024, the Company had $114.4 billion of assets, $73.0 billion of loans, depo
• $73.0 billion — e Company had $114.4 billion of assets, $73.0 billion of loans, deposits of $83.0 billion, an
• $83.0 b — ts, $73.0 billion of loans, deposits of $83.0 billion, and total stockholders equity of
• $8.6 billion — llion, and total stockholders equity of $8.6 billion. Private Placements On March 7, 202

Filing Documents

• d723949ds1a.htm (S-1/A) — 367KB
• d723949dex51.htm (EX-5.1) — 16KB
• d723949dex231.htm (EX-23.1) — 2KB
• d723949dex232.htm (EX-23.2) — 2KB
• g723949g01k02.jpg (GRAPHIC) — 39KB
• 0001193125-24-259952.txt ( ) — 441KB

USE OF PROCEEDS

USE OF PROCEEDS 17

DESCRIPTION OF COMMON STOCK

DESCRIPTION OF COMMON STOCK 18 DESCRIPTION OF WARRANTS 20 CERTAIN UNITED STATES FEDERAL INCOME TAX CONSIDERATIONS TO NON-U.S. HOLDERS 22 CERTAIN RELATIONSHIPS AND RELATED PARTY TRANSACTIONS 26 SELLING SECURITYHOLDERS 27 PLAN OF DISTRIBUTION 32 LEGAL MATTERS 35 EXPERTS 35 i Table of Contents ABOUT THIS PROSPECTUS Unless the context otherwise requires, all references in this prospectus to Flagstar Financial, FLG, the Company, we, us and our mean Flagstar Financial, Inc. (formerly known as New York Community Bancorp, Inc.) and its consolidated subsidiaries. You should carefully read this prospectus and any prospectus supplement or free writing prospectus that we may authorize for use, together with the additional information described under the heading Where You Can Find More Information. This prospectus does not contain all of the information set forth in the registration statement we have filed with the SEC of which this prospectus forms a part, certain parts of which are omitted in accordance with the rules and regulations of the SEC. You may refer to the registration statement of which this prospectus forms a part and the exhibits to the registration statement for further information with respect to us, the Common Stock and the Warrants. Neither we nor the Selling Securityholders (i) have authorized anyone to provide you with any information other than that contained in or incorporated by reference into this prospectus, (ii) take responsibility for, or can provide any assurance as to the reliability of, any other information that others may give you or (iii) are making offers to sell the Common Stock in any jurisdiction in which an offer or solicitation is not authorized or in which the person making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make an offer or solicitation. You should assume that the information appearing in this prospectus and any prospectus supplement or f

View Full Filing

View this S-1/A filing on SEC EDGAR