Gouverneur Bancorp, INC./Md/ (GOVB) — SEC Filings

Q: What are the key financial highlights for Gouverneur Bancorp, INC./Md/?

Key financial highlights for Gouverneur Bancorp, INC./Md/ are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at Gouverneur Bancorp, INC./Md/?

Key executives at Gouverneur Bancorp, INC./Md/ are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for Gouverneur Bancorp, INC./Md/ stock?

Risk factors for Gouverneur Bancorp, INC./Md/ (GOVB) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from Gouverneur Bancorp, INC./Md/?

Forward-looking statements and predictions from Gouverneur Bancorp, INC./Md/ are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for Gouverneur Bancorp, INC./Md/. Recent 8-K filing on Apr 23, 2026. AI-decoded analysis of earnings, risk factors, and insider trades.

View Gouverneur Bancorp, INC./Md/ on SEC EDGAR

Overview

Gouverneur Bancorp, INC./Md/ (GOVB) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Apr 23, 2026: Gouverneur Bancorp, Inc. filed an 8-K on April 23, 2026, reporting results of operations and financial condition for the period ending April 21, 2026. The filing includes financial statements and exhibits related to their performance.

Sentiment Summary

Across 36 filings, the sentiment breakdown is: 1 bullish, 34 neutral, 1 mixed. The dominant filing sentiment for Gouverneur Bancorp, INC./Md/ is neutral.

Filing Type Overview

Gouverneur Bancorp, INC./Md/ (GOVB) has filed 21 8-K, 2 10-K, 6 10-Q, 1 DEFA14A, 2 DEF 14A, 1 SC 13G/A, 3 SC 13G with the SEC between Jan 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (36)

Gouverneur Bancorp Files 8-K on Financials — 8-K · Apr 23, 2026 Risk: low
Gouverneur Bancorp, Inc. filed an 8-K on April 23, 2026, reporting results of operations and financial condition for the period ending April 21, 2026. The filin
Gouverneur Bancorp Bolsters Capital Post-Conversion, Focuses on Mortgages — 10-K · Dec 19, 2025 Risk: medium
Gouverneur Bancorp, Inc. (GOVB) reported a market value of common stock held by nonaffiliates at $12.7 million as of March 31, 2025, with 1,050,546 shares outst
8-K Filing — 8-K · Oct 31, 2025
Gouverneur Bancorp Announces Board and Officer Changes — 8-K · Aug 21, 2025 Risk: low
Gouverneur Bancorp, Inc. announced on August 18, 2025, changes in its board and officer appointments. The filing details the departure of a director, the electi
Gouverneur Bancorp Files 8-K on Officer/Director Changes — 8-K · Aug 12, 2025 Risk: medium
Gouverneur Bancorp, Inc. filed an 8-K on August 12, 2025, reporting changes in its board of directors and officers, and details regarding compensatory arrangeme
Gouverneur Bancorp Navigates Equity Shifts, Credit Quality Concerns — 10-Q · Aug 8, 2025 Risk: medium
Gouverneur Bancorp, Inc. (GOVB) reported its 10-Q for the period ending June 30, 2025. While specific revenue and net income figures are not provided in the exc
Gouverneur Bancorp Files 8-K — 8-K · Jul 25, 2025 Risk: low
Gouverneur Bancorp, Inc. filed an 8-K on July 25, 2025, reporting events as of July 24, 2025. The filing primarily concerns financial statements and exhibits, w
Gouverneur Bancorp Files 8-K on Financials — 8-K · Jul 22, 2025 Risk: low
Gouverneur Bancorp, Inc. filed an 8-K on July 22, 2025, reporting on its results of operations and financial condition as of July 21, 2025. The filing includes
Gouverneur Bancorp Announces Board and Officer Changes — 8-K · May 16, 2025 Risk: low
Gouverneur Bancorp, Inc. announced on May 13, 2025, changes in its board and officer appointments. The filing details the departure of certain directors and off
Gouverneur Bancorp Files Q1 2025 10-Q — 10-Q · May 9, 2025 Risk: low
Gouverneur Bancorp, Inc. filed its 10-Q for the period ending March 31, 2025. The filing provides financial details for the company, which operates in the savin
Gouverneur Bancorp Files 8-K on Financials — 8-K · Apr 24, 2025 Risk: low
Gouverneur Bancorp, Inc. filed an 8-K on April 24, 2025, reporting on its results of operations and financial condition as of April 23, 2025. The filing include
Gouverneur Bancorp Files 10-Q for Dec 31, 2024 — 10-Q · Feb 14, 2025 Risk: low
Gouverneur Bancorp, Inc. filed its 10-Q for the period ending December 31, 2024. The filing details financial information for the company, including its fiscal
Gouverneur Bancorp Files 8-K on Officer/Director Changes & Shareholder Votes — 8-K · Feb 12, 2025 Risk: low
Gouverneur Bancorp, Inc. filed an 8-K on February 12, 2025, reporting events as of February 10, 2025. The filing covers the departure of directors or certain of
Gouverneur Bancorp Files Definitive Proxy Statement — DEFA14A · Feb 3, 2025 Risk: low
Gouverneur Bancorp, Inc. (GBCP) filed a Definitive Proxy Statement (DEFA14A) on February 3, 2025. This filing is related to the company's annual meeting and inc
Gouverneur Bancorp Files 8-K on Financials — 8-K · Jan 28, 2025 Risk: low
Gouverneur Bancorp, Inc. filed an 8-K on January 28, 2025, reporting on its results of operations and financial condition as of January 24, 2025. The filing inc
Gouverneur Bancorp Files 2025 Proxy Statement — DEF 14A · Jan 2, 2025 Risk: low
Gouverneur Bancorp, Inc. filed its definitive proxy statement (DEF 14A) on January 2, 2025, for its annual meeting of stockholders. The filing concerns the comp
Gouverneur Bancorp Files 2024 10-K — 10-K · Dec 20, 2024 Risk: low
Gouverneur Bancorp, Inc. filed its 10-K for the fiscal year ending September 30, 2024. The filing details the company's financial position and operations, inclu
Gouverneur Bancorp Files 8-K — 8-K · Dec 11, 2024 Risk: low
Gouverneur Bancorp, Inc. filed an 8-K on December 11, 2024, reporting other events and financial statements. The filing details the company's principal executiv
Gouverneur Bancorp Files 8-K on Financials — 8-K · Nov 20, 2024 Risk: low
Gouverneur Bancorp, Inc. filed an 8-K on November 20, 2024, reporting on its results of operations and financial condition as of November 15, 2024. The filing i
SC 13G/A Filing — SC 13G/A · Nov 15, 2024
Gouverneur Bancorp Files 8-K — 8-K · Oct 30, 2024 Risk: low
Gouverneur Bancorp, Inc. filed an 8-K on October 30, 2024, reporting other events and financial statements. The filing details the company's incorporation in Ma
Gouverneur Bancorp Announces Board and Officer Changes — 8-K · Oct 25, 2024 Risk: low
Gouverneur Bancorp, Inc. announced on October 21, 2024, changes in its board and officer appointments. The filing details the departure of certain directors and
Gouverneur Bancorp Files 8-K — 8-K · Oct 22, 2024 Risk: low
Gouverneur Bancorp, Inc. filed an 8-K on October 22, 2024, reporting events that occurred on October 21, 2024. The filing primarily concerns financial statement
Gouverneur Bancorp Files Q2 2024 10-Q — 10-Q · Aug 9, 2024 Risk: low
Gouverneur Bancorp, Inc. filed its 10-Q for the period ending June 30, 2024. The filing details financial performance and operational updates for the company, w
Gouverneur Bancorp Announces Leadership Changes — 8-K · Jul 19, 2024 Risk: medium
Gouverneur Bancorp, Inc. announced on July 18, 2024, the departure of director Robert J. Miller and the election of new director David M. L. Johnson. The compan
Gouverneur Bancorp, Inc. Files 10-Q for Period Ending March 31, 2024 — 10-Q · May 10, 2024 Risk: low
Gouverneur Bancorp, Inc./MD/ (GOVB) filed a Quarterly Report (10-Q) with the SEC on May 10, 2024. Gouverneur Bancorp, Inc. filed its 10-Q report for the period
Gouverneur Bancorp Announces Board and Officer Changes — 8-K · Apr 19, 2024 Risk: medium
Gouverneur Bancorp, Inc. announced on April 15, 2024, changes in its board of directors and officer appointments. The filing details the departure of certain of
Gouverneur Bancorp Announces Board and Officer Changes — 8-K · Mar 27, 2024 Risk: low
Gouverneur Bancorp, Inc. announced on March 27, 2024, changes in its board and officer appointments. The company filed an 8-K report detailing these personnel s
Gouverneur Bancorp Announces Board and Officer Changes — 8-K · Mar 22, 2024 Risk: low
Gouverneur Bancorp, Inc. announced on March 18, 2024, changes in its board and officer appointments. The filing details the departure of certain directors and o
Gouverneur Bancorp Names New CEO, Elects Directors — 8-K · Mar 7, 2024 Risk: medium
Gouverneur Bancorp, Inc. announced on March 1, 2024, changes in its board of directors and executive officers. The company elected two new directors, Michael J.
Gouverneur Bancorp Files 8-K on Shareholder Vote Matters — 8-K · Feb 16, 2024 Risk: low
Gouverneur Bancorp, Inc. filed an 8-K on February 16, 2024, reporting an event that occurred on February 12, 2024. The filing indicates the submission of matter
Gouverneur Bancorp, Inc. Files Q3 2024 10-Q Report — 10-Q · Feb 12, 2024 Risk: low
Gouverneur Bancorp, Inc./MD/ (GOVB) filed a Quarterly Report (10-Q) with the SEC on February 12, 2024. Gouverneur Bancorp, Inc. filed its 10-Q for the period en
Gouverneur ESOP Discloses Significant Stake in Bancorp — SC 13G · Feb 8, 2024 Risk: low
The Gouverneur Savings & Loan Association Employee Stock Ownership Plan (ESOP) has reported beneficial ownership of Gouverneur Bancorp, Inc. (ticker: GBNC) comm
Oppenheimer-Spence Group Discloses Passive Stake in Gouverneur Bancorp — SC 13G · Jan 24, 2024
Oppenheimer-Spence Financial Services Partnership, LP, along with Oppvest, LLC and Carl K. Oppenheimer, filed an SC 13G on January 24, 2024, disclosing their be
Gouverneur Bancorp, Inc. Announces 2024 Annual Meeting of Stockholders — DEF 14A · Jan 4, 2024 Risk: low
Gouverneur Bancorp, Inc./MD/ (GOVB) filed a Proxy Statement (DEF 14A) with the SEC on January 4, 2024. The annual meeting of stockholders for Gouverneur Bancorp
Exploration Capital Takes 5.0% Stake in Gouverneur Bancorp — SC 13G · Jan 2, 2024
Exploration Capital, LLC, a Delaware-based entity, has disclosed a new passive stake in Gouverneur Bancorp, Inc. (GOUV) by acquiring beneficial ownership of 56,

Risk Profile

Risk Assessment: Of GOVB's 32 recent filings, 0 were flagged as high-risk, 6 as medium-risk, and 26 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Key Executives

Robert J. Miller
David M. L. Johnson
Sarah E. Miller
Michael J. O'Neill
David A. L. Smith
Charles C. Van Vleet, Jr.

Industry Context

Gouverneur Bancorp, Inc. operates within the community banking sector, which is characterized by local market focus and relationship-based lending. The industry faces ongoing competition from larger banks, credit unions, and increasingly, fintech companies. Trends include digital transformation, evolving regulatory landscapes, and the persistent impact of interest rate environments on net interest margins.

Top Tags

corporate-governance (7) · management-change (5) · financials (5) · 10-Q (5) · financial-reporting (5) · 8-k (4) · officer-changes (3) · governance (3) · savings-institution (3) · 8-K (3)

Key Numbers

Aggregate market value of common stock held by nonaffiliates: $12.7 million — as of March 31, 2025
Common stock outstanding: 1,050,546 shares — as of December 18, 2025
Gross proceeds from common stock sale: $7.2 million — from 723,068 shares at $10.00 per share on October 31, 2023
One- to four-family residential loans: $109.7 million — 82.6% of total loan portfolio at September 30, 2025
Percentage of total loan portfolio: 82.6% — represented by one- to four-family residential loans at September 30, 2025
Commercial real estate loans: $10.8 million — 8.1% of total loan portfolio at September 30, 2025
Deposits at GS&L Municipal Bank: $20.0 million — as of September 30, 2025
Largest one- to four-family residential loan: $630,000 — secured by a single-family residence in Chaumont, New York
Year Gouverneur Savings and Loan Association was founded: 1892 — demonstrates long-standing community presence
SEC File Number: 000-56605 — Identifies the company's filing with the SEC.
IRS Employer Identification No.: 37-2102925 — Company's tax identification number.
Period End Date: 2025-06-30 — The end date for the reported financial quarter.
Filing Date: 2025-08-08 — The date the 10-Q was officially filed with the SEC.
Central Index Key (CIK): 0001978811 — Unique identifier for Gouverneur Bancorp, Inc. with the SEC.
Fiscal Year End: 0930 — Indicates the end of the company's annual accounting period.

Related Companies

GBCP

Frequently Asked Questions

What are the latest SEC filings for Gouverneur Bancorp, INC./Md/ (GOVB)?

Gouverneur Bancorp, INC./Md/ has 36 recent SEC filings from Jan 2024 to Apr 2026, including 21 8-K, 6 10-Q, 3 SC 13G. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of GOVB filings?

Across 36 filings, the sentiment breakdown is: 1 bullish, 34 neutral, 1 mixed. The dominant sentiment is neutral.

Where can I find Gouverneur Bancorp, INC./Md/ SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all Gouverneur Bancorp, INC./Md/ (GOVB) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for Gouverneur Bancorp, INC./Md/?

Key financial highlights from Gouverneur Bancorp, INC./Md/'s most recent 10-K include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for GOVB?

The investment thesis for GOVB includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at Gouverneur Bancorp, INC./Md/?

Key executives identified across Gouverneur Bancorp, INC./Md/'s filings include Robert J. Miller, David M. L. Johnson, Sarah E. Miller, Michael J. O'Neill, David A. L. Smith and 1 others.

What are the main risk factors for Gouverneur Bancorp, INC./Md/ stock?

Of GOVB's 32 assessed filings, 0 were flagged high-risk, 6 medium-risk, and 26 low-risk.

What are recent predictions and forward guidance from Gouverneur Bancorp, INC./Md/?

Forward guidance and predictions for Gouverneur Bancorp, INC./Md/ are extracted from SEC filings as they are enriched.