UBS AG Files Q3 2025 Report

TL;DR

UBS AG dropped its Q3 2025 report on Nov 4th, filing a 6-K. Expect a 20-F annual report.

AI Summary

UBS AG filed its Third Quarter 2025 Report on November 4, 2025. This report, submitted as a Form 6-K, provides an update on the company's performance for the period ending September 30, 2025. The filing indicates that UBS AG will file its annual reports under cover of Form 20-F.

Why It Matters

This filing provides investors with timely financial information for UBS AG's third quarter of 2025, crucial for assessing the company's ongoing performance and strategic direction.

Risk Assessment

Risk Level: low — This is a routine quarterly filing providing standard financial information, not indicating any unusual risks.

Key Players & Entities

• UBS AG (company) — Registrant
• November 4, 2025 (date) — Filing Date
• 20250930 (date) — Reporting Period End Date
• Form 6-K (document) — Filing Type
• Form 20-F (document) — Annual Report Cover

FAQ

Filing Documents

• edgar3q25ubsag.htm (6-K) — 2868KB
• edgarq25ubsagp3i0.jpg (GRAPHIC) — 74KB
• edgarq25ubsagp80i0.gif (GRAPHIC) — 3KB
• 0001610520-25-000119.txt ( ) — 2976KB

financial statements

financial statements 33 UBS AG interim consolidated financial 6. Comparison between UBS AG consolidated and UBS Group AG consolidated 67 Comparison between UBS AG consolidated and UBS Group AG consolidated Appendix 69 Alternative performance measures 73 Abbreviations frequently used in our financial reports 75 Information sources 76 Cautionary statement UBS AG third quarter 2025 report 2 Terms used in this report, unless the context requires otherwise "UBS", "UBS Group", "UBS Group AG consolidated", "Group" UBS Group AG and its consolidated subsidiaries "UBS AG" and "UBS AG consolidated", "we", "us" and "our" UBS AG and its consolidated subsidiaries "Credit Suisse AG" Credit Suisse AG and its consolidated subsidiaries before the merger with UBS AG "Credit Suisse Group" and "Credit Suisse" Pre-acquisition Credit Suisse Group "UBS Group AG" UBS Group AG on a standalone basis "Credit Suisse Group AG" Credit Suisse Group AG on a standalone basis "UBS Switzerland AG" UBS Switzerland AG on a standalone basis "1m" One million, i.e. 1,000,000 "1bn" One billion, i.e. 1,000,000,000 "1trn" One trillion, i.e. 1,000,000,000,000 In this report, unless the context requires otherwise, references to any gender shall apply to all genders. Alternative performance measures An alternative performance measure (an APM) is a financial measure of historical or future financial performance, financial position or cash flows other than a financial measure defined or specified in the applicable recognized accounting standards or in other applicable regulations. A number of APMs are reported in UBS's external reports (annual, quarterly and other reports). APMs are used to provide a more complete picture of operating performance and to reflect management's view of the fundamental drivers of the business results. A definition of each APM, the method used to calculate it and the information content are

business

business activities in France between 2004 and 2012. As a result, UBS AG agreed to pay a fine of EUR 730m and EUR 105m in civil damages to the French State in the third quarter of 2025 and recognized a gain of USD 321m (USD 284m in Global Wealth Management and USD 37m in Personal & Corporate Banking) in connection with the release of a related provision. In 2023, the French Supreme Court confirmed the Paris Court of Appeal's decision finding UBS AG guilty of unlawful client solicitation and aggravated money laundering but referred the financial penalty and civil damages to be re-assessed by the lower court. Sale of a 36.01% stake in Credit Suisse Securities (China) Limited In the third quarter of 2025, UBS AG completed the sale of a 36.01% stake in a subsidiary, Credit Suisse Securities (China) Limited (CSS), to Beijing State-Owned Assets Management Co., Ltd., as announced on 24 June 2024, and deconsolidated the entity. The sale resulted in a pre-tax gain of USD 128m in the Investment Bank. UBS AG retains a 14.99% shareholding in CSS and accounts for this minority interest as an investment in an associate. Court ruling related to the write-off of Credit Suisse additional tier 1 capital instruments in 2023 In proceedings initiated by certain former holders of Credit Suisse Group AG additional tier 1 (AT1) capital instruments against FINMA challenging FINMA's decree of 19 March 2023 ordering the write-off of CHF 16bn principal amount of Credit Suisse Group AG's AT1 instruments, the Swiss Federal Administrative Court published a partial decision in October 2025. The court determined that FINMA's order lacked a sufficient legal basis and revoked FINMA's decree. FINMA has appeal the decision to the Swiss Federal Supreme Court. UBS also intends to appeal. Supplementary 2024 dividend to UBS Group AG On 23 October 2025, the Extraordinary General

properties

properties and leasehold improvements in depreciation, amortization and impairment of non-financial assets. Integration items within revenues included a gain from the sale of a stake in Credit Suisse Securities (China) Limited (CSS). Total revenues: 3Q25 vs 3Q24 Net interest income and other net income from financial instruments measured at fair value through profit or loss Total combined net interest income and other net income from financial instruments measured at fair value through profit or loss decreased by USD 47m to USD 5,106m. Global Wealth Management revenues decreased by USD 12m to USD 2,077m, mainly driven by the impact of lower central bank interest rates on deposit revenues and by low

View Full Filing

View this 6-K filing on SEC EDGAR