Lakeland Financial Corp (LKFN) — SEC Filings
Lakeland Financial Corp (LKFN) — 40 SEC filings. Latest: 8-K (Apr 27, 2026). Includes 25 8-K, 6 10-Q, 3 SC 13G/A.
View Lakeland Financial Corp on SEC EDGAR
Overview
Lakeland Financial Corp (LKFN) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Apr 27, 2026: Lakeland Financial Corp. filed an 8-K on April 27, 2026, to disclose information under Regulation FD. The filing includes a presentation document (EX-99.1) related to the company's first quarter of 2026, which contains various graphic files likely illustrating financial data or business updates.
Sentiment Summary
Across 40 filings, the sentiment breakdown is: 2 bullish, 35 neutral, 3 mixed. The dominant filing sentiment for Lakeland Financial Corp is neutral.
Filing Type Overview
Lakeland Financial Corp (LKFN) has filed 25 8-K, 6 10-Q, 1 DEF 14A, 2 10-K, 2 SC 13G, 1 DEFA14A, 3 SC 13G/A with the SEC between Jan 2024 to Apr 2026.
Filings by Year
Recent SEC Filings (40)
Risk Profile
Risk Assessment: Of LKFN's 34 recent filings, 0 were flagged as high-risk, 7 as medium-risk, and 27 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $56.073M |
| Net Income | $26.404M |
| EPS | $1.03 |
| Debt-to-Equity | 0.75 |
| Cash Position | $192.836M |
| Operating Margin | N/A |
| Total Assets | $6.895B |
| Total Debt | $56.200M |
Key Executives
- Michael J. Reafsnyder
- David M. Miller
- KRISTIN PRUITT
Industry Context
Lakeland Financial Corporation operates within the highly competitive banking and financial services industry. The sector is characterized by evolving customer preferences, technological advancements, and a dynamic interest rate environment. Banks are increasingly focusing on fee-based income streams like wealth advisory services to diversify revenue. Consolidation remains a trend, with larger institutions often leveraging scale and technology to gain market share.
Top Tags
financial-reporting (7) · financials (7) · 8-K (6) · disclosure (5) · quarterly-report (4) · sec-filing (4) · corporate-governance (4) · executive-compensation (4) · board-of-directors (4) · 10-Q (4)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (Q3 2025) | $26.404M | Increased 13.14% from $23.338M in Q3 2024 |
| Net Income (YTD Q3 2025) | $73.455M | Increased 6.01% from $69.288M in YTD Q3 2024 |
| Total Assets | $6.895B | Increased 3.24% from $6.678B at Dec 31, 2024 |
| Net Interest Income (Q3 2025) | $56.073M | Increased 13.80% from $49.273M in Q3 2024 |
| Interest on Deposits (Q3 2025) | $38.446M | Decreased from $45.556M in Q3 2024 |
| Provision for Credit Losses (Q3 2025) | $2.000M | Decreased from $3.059M in Q3 2024 |
| Total Noninterest Expense (Q3 2025) | $34.965M | Increased 15.05% from $30.393M in Q3 2024 |
| Salaries and Employee Benefits (YTD Q3 2025) | $55.412M | Increased from $49.467M in YTD Q3 2024 |
| Total Borrowings | $56.200M | Increased from $0 at Dec 31, 2024 |
| Allowance for Credit Losses | $68.168M | Decreased from $85.960M at Dec 31, 2024 |
| Q2 2025 Net Income | $21.5M | Decreased from $23.1M in Q2 2024, indicating a 7% decline. |
| YTD 2025 Net Income | $43.2M | Decreased from $46.5M in YTD 2024, showing a 7.1% decline. |
| Total Liabilities | $6.0B | Increased from $5.9B at year-end 2024, a 1.7% growth. |
| Shareholder Equity | $700M | Decreased from $705M at year-end 2024, a 0.7% decline. |
| Reporting Period End | 20250331 | The end date for the financial reporting period covered by this 10-Q. |
Forward-Looking Statements
- {"claim":"Neuberger Berman Group LLC will maintain a significant stake in Lakeland Financial Corp. throughout 2024.","entity":"Neuberger Berman Group LLC","targetDate":"December 31, 2024","confidence":"medium"}
- {"claim":"Lakeland Financial Corp's stock price may experience slight downward pressure due to Vanguard's reduced stake.","entity":"Lakeland Financial Corp","targetDate":"Q1 2024","confidence":"medium"}
- {"claim":"Other institutional investors might re-evaluate their positions in Lakeland Financial Corp following Vanguard's reduction.","entity":"Institutional Investors","targetDate":"Q2 2024","confidence":"low"}
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Frequently Asked Questions
What are the latest SEC filings for Lakeland Financial Corp (LKFN)?
Lakeland Financial Corp has 40 recent SEC filings from Jan 2024 to Apr 2026, including 25 8-K, 6 10-Q, 3 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of LKFN filings?
Across 40 filings, the sentiment breakdown is: 2 bullish, 35 neutral, 3 mixed. The dominant sentiment is neutral.
Where can I find Lakeland Financial Corp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Lakeland Financial Corp (LKFN) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Lakeland Financial Corp?
Key financial highlights from Lakeland Financial Corp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for LKFN?
The investment thesis for LKFN includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Lakeland Financial Corp?
Key executives identified across Lakeland Financial Corp's filings include Michael J. Reafsnyder, David M. Miller, KRISTIN PRUITT.
What are the main risk factors for Lakeland Financial Corp stock?
Of LKFN's 34 assessed filings, 0 were flagged high-risk, 7 medium-risk, and 27 low-risk.
What are recent predictions and forward guidance from Lakeland Financial Corp?
Recent forward-looking statements from Lakeland Financial Corp include guidance on {"claim":"Neuberger Berman Group LLC will maintain a significant stake in Lakeland Financial Corp. throughout 2024.","en and 2 other predictions.