Mechanics Bancorp (MCHB) — SEC Filings

Q: What are the key financial highlights for Mechanics Bancorp?

Key financial highlights for Mechanics Bancorp are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at Mechanics Bancorp?

Key executives at Mechanics Bancorp are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for Mechanics Bancorp stock?

Risk factors for Mechanics Bancorp (MCHB) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from Mechanics Bancorp?

Forward-looking statements and predictions from Mechanics Bancorp are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for Mechanics Bancorp. Recent 4 filing on Mar 23, 2026. AI-decoded analysis of earnings, risk factors, and insider trades.

View Mechanics Bancorp on SEC EDGAR

Overview

Mechanics Bancorp (MCHB) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 3 filed on Mar 23, 2026: Douglas E. Downer filed an initial statement of beneficial ownership of securities (Form 3) for Mechanics Bancorp on March 23, 2026. The filing pertains to the period of report ending September 2, 2025. Specific details regarding the number of shares or dollar amounts owned are not provided in this

Sentiment Summary

Across 49 filings, the sentiment breakdown is: 1 bearish, 46 neutral, 2 mixed. The dominant filing sentiment for Mechanics Bancorp is neutral.

Filing Type Overview

Mechanics Bancorp (MCHB) has filed 1 3, 1 4, 30 8-K, 6 10-Q, 1 8-K/A, 1 DEF 14A, 2 10-K, 3 SC 13G, 1 10-K/A, 3 SC 13G/A with the SEC between Jan 2024 to Mar 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (49)

4 Filing — 4 · Mar 23, 2026 Risk: medium
Mechanics Bancorp: Initial Ownership Filing — 3 · Mar 23, 2026 Risk: low
Douglas E. Downer filed an initial statement of beneficial ownership of securities (Form 3) for Mechanics Bancorp on March 23, 2026. The filing pertains to the
Mechanics Bancorp Files 8-K on Material Agreement — 8-K · Dec 9, 2025 Risk: medium
Mechanics Bancorp filed an 8-K on December 9, 2025, reporting a material definitive agreement entered into on December 3, 2025. The filing also includes other e
Mechanics Bancorp Announces Q4 2025 Dividend — 8-K · Nov 26, 2025 Risk: low
Mechanics Bancorp announced its Q4 2025 dividend on November 26, 2025. The company, formerly known as HomeStreet, Inc., is incorporated in Washington and headqu
Mechanics Bancorp's Net Income Soars Post-HomeStreet Merger — 10-Q · Nov 17, 2025 Risk: medium
Mechanics Bancorp reported a significant increase in net income for the quarter ended September 30, 2025, reaching $55.16 million, up from $39.94 million in the
Mechanics Bancorp Files 8-K on Financials — 8-K · Oct 30, 2025 Risk: low
Mechanics Bancorp filed an 8-K on October 30, 2025, reporting on its results of operations and financial condition. The filing includes financial statements and
Mechanics Bancorp Files 8-K/A Amendment — 8-K/A · Sep 25, 2025 Risk: low
Mechanics Bancorp filed an amendment (8-K/A) on September 25, 2025, to a previous report dated August 26, 2025. This amendment pertains to financial statements
Mechanics Bancorp Completes HomeStreet Acquisition — 8-K · Sep 2, 2025 Risk: medium
Mechanics Bancorp announced on August 26, 2025, the completion of its acquisition of HomeStreet, Inc. The filing also details the entry into a material definiti
HomeStreet, Inc. Files 8-K on Security Holder Votes — 8-K · Aug 22, 2025 Risk: low
HomeStreet, Inc. filed an 8-K on August 22, 2025, reporting on matters submitted to a vote of its security holders as of August 21, 2025. The filing details rou
HomeStreet, Inc. Files 8-K Report — 8-K · Aug 19, 2025 Risk: low
On August 19, 2025, HomeStreet, Inc. filed an 8-K report. The filing primarily concerns "Other Events" and "Financial Statements and Exhibits," indicating updat
HomeStreet, Inc. Files 8-K Report — 8-K · Aug 7, 2025 Risk: low
On August 7, 2025, HomeStreet, Inc. filed an 8-K report. The filing indicates that the company is providing information under "Other Events" and is also making
HomeStreet Swings to Q2 Loss Amidst Revenue Decline — 10-Q · Aug 6, 2025 Risk: high
HomeStreet, Inc. reported a net loss of $10.5 million for the second quarter of 2025, a significant decline from a net income of $12.3 million in the second qua
HomeStreet, Inc. Files 8-K on Financials — 8-K · Jul 28, 2025 Risk: low
HomeStreet, Inc. filed an 8-K on July 28, 2025, reporting on its Results of Operations and Financial Condition, and filing Financial Statements and Exhibits. Th
HomeStreet, Inc. Files 8-K Report — 8-K · Jul 18, 2025 Risk: medium
On July 16, 2025, HomeStreet, Inc. filed an 8-K report to disclose other events. The filing does not contain specific details about the nature of these events,
HomeStreet Reports 2025 Shareholder Meeting Results — 8-K · Jun 2, 2025 Risk: low
HomeStreet, Inc. filed an 8-K on June 2, 2025, reporting the results of its annual meeting of shareholders held on May 29, 2025. The filing details the voting o
HomeStreet, Inc. Files Q1 2025 10-Q — 10-Q · May 8, 2025 Risk: low
HomeStreet, Inc. filed its 10-Q for the period ending March 31, 2025. The filing includes financial data for the first quarter of 2025 and comparative data from
HomeStreet, Inc. Files 8-K on Financials — 8-K · Apr 28, 2025 Risk: low
HomeStreet, Inc. filed an 8-K on April 28, 2025, reporting on its results of operations and financial condition, and including financial statements and exhibits
HomeStreet Inc. Files 2025 Proxy Statement — DEF 14A · Apr 15, 2025 Risk: low
HomeStreet, Inc. filed its definitive proxy statement (DEF 14A) on April 15, 2025, for its annual meeting on May 29, 2025. The filing details executive compensa
HomeStreet Inc. Board Changes Announced — 8-K · Apr 3, 2025 Risk: low
HomeStreet, Inc. announced on March 28, 2025, the departure of two directors, Scott A. Boggs and Robert G. Nielsen. The company also appointed two new directors
HomeStreet, Inc. Files 8-K on March 31, 2025 — 8-K · Mar 31, 2025 Risk: low
HomeStreet, Inc. filed an 8-K on March 31, 2025, reporting on events that occurred on the same date. The filing includes information related to Regulation FD Di
HomeStreet, Inc. Files 2024 10-K — 10-K · Mar 7, 2025 Risk: medium
HomeStreet, Inc. filed its 2024 10-K on March 7, 2025, reporting on its fiscal year ending December 31, 2024. The company, a commercial bank based in Seattle, W
HomeStreet, Inc. Files 8-K on Financials — 8-K · Jan 27, 2025 Risk: low
HomeStreet, Inc. filed an 8-K on January 27, 2025, reporting on its results of operations and financial condition, and filing financial statements and exhibits.
HomeStreet, Inc. Files 8-K Report — 8-K · Jan 13, 2025 Risk: low
On January 13, 2025, HomeStreet, Inc. filed an 8-K report. The filing primarily serves as a notification of events and includes financial statements and exhibit
HomeStreet Completes Acquisition — 8-K · Dec 31, 2024 Risk: medium
HomeStreet, Inc. announced on December 27, 2024, the completion of an acquisition. The filing does not specify the target of the acquisition or any financial de
HomeStreet, Inc. Files 8-K for Material Agreement — 8-K · Dec 27, 2024 Risk: medium
HomeStreet, Inc. filed an 8-K on December 27, 2024, reporting the entry into a material definitive agreement as of December 26, 2024. The filing also includes f
HomeStreet, Inc. Terminates Material Definitive Agreement — 8-K · Nov 19, 2024 Risk: medium
HomeStreet, Inc. filed an 8-K on November 18, 2024, to report the termination of a material definitive agreement. The filing does not specify the counterparty o
SC 13G Filing — SC 13G · Nov 14, 2024
HomeStreet, Inc. Files Q3 2024 10-Q — 10-Q · Nov 8, 2024 Risk: medium
HomeStreet, Inc. filed its 10-Q for the period ending September 30, 2024. The filing details financial performance and operational updates for the third quarter
HomeStreet, Inc. Files 8-K for Regulatory Disclosures — 8-K · Oct 30, 2024 Risk: low
HomeStreet, Inc. filed an 8-K on October 29, 2024, to report a Regulation FD Disclosure and Financial Statements and Exhibits. The filing details events that oc
HomeStreet, Inc. Files 8-K on Financials — 8-K · Oct 29, 2024 Risk: low
HomeStreet, Inc. filed an 8-K on October 29, 2024, reporting on its results of operations and financial condition. The filing includes financial statements and
HomeStreet, Inc. Files 10-Q for Q2 2024 — 10-Q · Aug 6, 2024 Risk: medium
HomeStreet, Inc. filed its 10-Q for the period ending June 30, 2024. The filing covers financial performance and operations for the second quarter of 2024. Key
HomeStreet, Inc. Files 8-K on Financials — 8-K · Jul 29, 2024 Risk: low
HomeStreet, Inc. filed an 8-K on July 29, 2024, reporting on its financial condition and results of operations. The filing includes financial statements and exh
HomeStreet Sells Mortgage Division to Guaranteed Rate — 8-K · Jun 20, 2024 Risk: medium
HomeStreet, Inc. announced on June 18, 2024, that it has entered into a definitive agreement to sell its HomeStreet Bank mortgage division to Guaranteed Rate Co
HomeStreet, Inc. Files 8-K for Other Events — 8-K · Jun 7, 2024 Risk: low
HomeStreet, Inc. filed an 8-K on June 7, 2024, to report other events. The filing does not contain specific details about the nature of these events, dollar amo
HomeStreet, Inc. Files Q1 2024 10-Q Report — 10-Q · May 9, 2024 Risk: medium
HomeStreet, Inc. (MCHB) filed a Quarterly Report (10-Q) with the SEC on May 9, 2024. HomeStreet, Inc. filed its quarterly report on Form 10-Q for the period end
HomeStreet, Inc. Files 8-K on Financials — 8-K · Apr 30, 2024 Risk: low
HomeStreet, Inc. filed an 8-K on April 30, 2024, to report on its results of operations and financial condition. The filing includes financial statements and ex
HomeStreet, Inc. Files 10-K/A Amendment for Fiscal Year Ended December 31, 2023 — 10-K/A · Apr 29, 2024 Risk: low
HomeStreet, Inc. (MCHB) filed a Amended Annual Report (10-K/A) with the SEC on April 29, 2024. HomeStreet, Inc. filed an amendment (10-K/A) to its annual report
SC 13G Filing — SC 13G · Mar 19, 2024
HomeStreet, Inc. Files 2023 Annual Report on Form 10-K — 10-K · Mar 6, 2024 Risk: medium
HomeStreet, Inc. (MCHB) filed a Annual Report (10-K) with the SEC on March 6, 2024. HomeStreet, Inc. reported its 2023 fiscal year results on March 6, 2024. The
SC 13G Filing — SC 13G · Feb 14, 2024
SC 13G/A Filing — SC 13G/A · Feb 13, 2024
Dimensional Fund Advisors LP Holds 521,679 HomeStreet Shares — SC 13G/A · Feb 9, 2024 Risk: low
Dimensional Fund Advisors LP, a Delaware Limited Partnership, filed an amended SC 13G/A on February 9, 2024, indicating its beneficial ownership in HomeStreet I
HomeStreet Files 8-K for Regulation FD Disclosure — 8-K · Feb 5, 2024
HomeStreet, Inc. filed an 8-K on February 5, 2024, indicating a Regulation FD Disclosure. This filing, while not detailing specific financial events, signals th
HomeStreet 8-K Signals Major Financial Event, Rule 425 Communication — 8-K · Jan 29, 2024
HomeStreet, Inc. filed an 8-K on January 29, 2024, indicating an event related to "Results of Operations and Financial Condition" and "Financial Statements and
BlackRock Amends HomeStreet Stake, Signals Passive Investment Update — SC 13G/A · Jan 25, 2024
BlackRock, Inc. filed an amended SC 13G/A on January 25, 2024, indicating a change in their ownership of HomeStreet, Inc. common stock as of December 31, 2023.
HomeStreet Files 8-K for Regulation FD Disclosure — 8-K · Jan 23, 2024
HomeStreet, Inc. filed an 8-K on January 23, 2024, indicating it is making a Regulation FD Disclosure. This means the company is publicly disclosing material no
HomeStreet Enters Material Definitive Agreement on Jan 16 — 8-K · Jan 19, 2024
HomeStreet, Inc. filed an 8-K on January 19, 2024, reporting an "Entry into a Material Definitive Agreement" that occurred on January 16, 2024. This filing indi
HomeStreet Files 8-K for Rule 425 Communications — 8-K · Jan 16, 2024
HomeStreet, Inc. filed an 8-K on January 16, 2024, indicating it is making written communications pursuant to Rule 425 under the Securities Act. This specific f
HomeStreet Files 8-K for Regulation FD Disclosure — 8-K · Jan 8, 2024
HomeStreet, Inc. filed an 8-K on January 8, 2024, primarily for Regulation FD Disclosure, meaning they are publicly releasing information that was previously sh

Risk Profile

Risk Assessment: Of MCHB's 38 recent filings, 1 were flagged as high-risk, 14 as medium-risk, and 23 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Mechanics Bancorp's most recent 10-Q filing (Nov 17, 2025):

Revenue: $204.89M
Net Income: $55.16M
EPS: N/A
Debt-to-Equity: 0.07
Cash Position: $1.44B
Operating Margin: N/A
Total Assets: $22.71B
Total Debt: $190.12M

Key Executives

Douglas E. Downer
Scott A. Boggs
Robert G. Nielsen
Pamela A. Hughes
David J. Miller

Industry Context

The banking industry is characterized by intense competition, stringent regulatory oversight, and sensitivity to macroeconomic conditions. Recent trends include consolidation through mergers and acquisitions, technological advancements in digital banking, and evolving customer expectations for seamless service. Banks are also navigating a dynamic interest rate environment and increasing focus on credit risk management.

Top Tags

disclosure (7) · financial-reporting (6) · financials (6) · 8-K (6) · banking (5) · corporate-governance (5) · 8-k (4) · 10-Q (4) · regulatory-filing (4) · corporate-action (3)

Key Numbers

Fiscal Year End: 1231 — Indicates the end of the company's financial reporting year.
Net Income (Q3 2025): $55.16M — Increased 38.1% from $39.94M in Q3 2024, driven by merger.
Net Income (9M 2025): $141.44M — Swung from a $22.66M net loss in 9M 2024, largely due to merger gain.
Bargain Purchase Gain: $90.36M — One-time gain from the HomeStreet Bank merger on September 2, 2025.
Total Assets (Sep 30, 2025): $22.71B — Increased from $16.49B at Dec 31, 2024, primarily due to merger acquisitions.
Provision for Credit Losses (Q3 2025): $46.06M — Significantly increased from $6.73M in Q3 2024, indicating potential asset quality concerns.
Acquisition and Integration Costs (Q3 2025): $63.87M — Major contributor to increased noninterest expense post-merger.
Banking Branches: 166 — Expanded network across California, Washington, Oregon, and Hawaii post-merger.
Loan and Lease Receivables (Sep 30, 2025): $14.57B — Increased from $9.64B at Dec 31, 2024, reflecting merger impact.
Net Loss: $10.5M — Q2 2025, compared to $12.3M net income in Q2 2024
Net Loss (YTD): $18.2M — Six months ended June 30, 2025, compared to $25.1M net income in prior year
Revenue Decrease: -15% — Year-over-year for Q2 2025
Common Stock & Paid-in Capital: $750.2M — As of June 30, 2025, indicating capital strength
Accumulated Other Comprehensive Loss: -$15.8M — As of June 30, 2025, an improvement from -$28.1M at year-end 2024
Reporting Period End Date: 2025-03-31 — Indicates the end of the fiscal quarter for which financial data is reported.

Forward-Looking Statements

{"claim":"Dimensional Fund Advisors LP will maintain a significant, passive stake in HomeStreet Inc. for the foreseeable future.","entity":"Dimensional Fund Advisors LP","targetDate":"December 29, 2024","confidence":"medium"}

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Frequently Asked Questions

What are the latest SEC filings for Mechanics Bancorp (MCHB)?

Mechanics Bancorp has 49 recent SEC filings from Jan 2024 to Mar 2026, including 30 8-K, 6 10-Q, 3 SC 13G. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of MCHB filings?

Across 49 filings, the sentiment breakdown is: 1 bearish, 46 neutral, 2 mixed. The dominant sentiment is neutral.

Where can I find Mechanics Bancorp SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all Mechanics Bancorp (MCHB) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for Mechanics Bancorp?

Key financial highlights from Mechanics Bancorp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for MCHB?

The investment thesis for MCHB includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at Mechanics Bancorp?

Key executives identified across Mechanics Bancorp's filings include Douglas E. Downer, Scott A. Boggs, Robert G. Nielsen, Pamela A. Hughes, David J. Miller.

What are the main risk factors for Mechanics Bancorp stock?

Of MCHB's 38 assessed filings, 1 were flagged high-risk, 14 medium-risk, and 23 low-risk.

What are recent predictions and forward guidance from Mechanics Bancorp?

Recent forward-looking statements from Mechanics Bancorp include guidance on {"claim":"Dimensional Fund Advisors LP will maintain a significant, passive stake in HomeStreet Inc. for the foreseeable.