Midland States Bancorp, Inc. (MSBIP) — SEC Filings
Midland States Bancorp, Inc. (MSBIP) — 46 SEC filings. Latest: 8-K (Dec 19, 2025). Includes 32 8-K, 6 10-Q, 3 SC 13G/A.
View Midland States Bancorp, Inc. on SEC EDGAR
Overview
Midland States Bancorp, Inc. (MSBIP) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 19, 2025: Midland States Bancorp, Inc. filed an 8-K on December 19, 2025, reporting changes related to directors and officers, including elections and appointments. The filing also covers compensatory arrangements for certain officers. Specific details on individuals and compensation amounts are not provided
Sentiment Summary
Across 46 filings, the sentiment breakdown is: 8 bearish, 38 neutral. The dominant filing sentiment for Midland States Bancorp, Inc. is neutral.
Filing Type Overview
Midland States Bancorp, Inc. (MSBIP) has filed 32 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 1 SC 13G, 3 SC 13G/A with the SEC between Jan 2024 to Dec 2025.
Filings by Year
Recent SEC Filings (46)
Risk Profile
Risk Assessment: Of MSBIP's 38 recent filings, 6 were flagged as high-risk, 7 as medium-risk, and 25 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $295,772,000 |
| Net Income | -$121,393,000 |
| EPS | -$5.88 |
| Debt-to-Equity | 10.83 |
| Cash Position | $166,147,000 |
| Operating Margin | N/A |
| Total Assets | $6,911,515,000 |
| Total Debt | $6,327,514,000 |
Key Executives
- Jeffrey C. Smith
- Jeffrey G. Field
- Michael J. Scudder
- David L. Miller
- Martin S. Friedman
Industry Context
The banking industry is currently navigating a complex environment characterized by higher interest rates, evolving regulatory landscapes, and increased competition. Banks are focusing on managing net interest margins, controlling operational costs, and adapting to digital transformation. Deposit competition remains fierce, and credit quality is a key area of focus amid economic uncertainties.
Top Tags
financial-statements (6) · disclosure (5) · financial-condition (5) · financials (4) · Regional Banking (4) · Financial Performance (4) · financial-reporting (4) · regulatory-filing (4) · corporate-filing (4) · results-of-operations (4)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Loss | $121.393M | for nine months ended September 30, 2025, compared to $68.813M net income in prior year |
| Goodwill Impairment | $153.977M | significant non-cash charge impacting net loss |
| Total Assets | $6.912B | decreased by 7.93% from $7.507B at December 31, 2024 |
| Total Deposits | $5.605B | decreased by 9.56% from $6.197B at December 31, 2024 |
| Shareholders' Equity | $584.001M | decreased by 17.99% from $710.847M at December 31, 2024 |
| Basic EPS | -$5.88 | for nine months ended September 30, 2025, down from $2.82 in prior year |
| Total Loans, Net | $4.767B | decreased by 5.73% from $5.056B at December 31, 2024 |
| Provision for Credit Losses | $48.224M | increased from $46.149M for the nine months ended September 30, 2024 |
| Common Shares Outstanding | 21,551,721 | as of October 24, 2025 |
| Preferred Stock Rate | 7.75% | fixed rate reset non-cumulative perpetual preferred stock, Series A |
| Diluted Loss Per Share | $6.13 | For the six months ended June 30, 2025, a sharp reversal from $1.99 diluted earnings per share in 2024. |
| Net Interest Income | $116.99M | Slightly decreased for the six months ended June 30, 2025, from $118.67M in 2024. |
| Total Noninterest Income | $41.30M | Significantly decreased for the six months ended June 30, 2025, from $69.83M in 2024. |
| Total Shareholders' Equity | $573.71M | Decreased from $710.85M at December 31, 2024, primarily due to the net loss. |
| Credit Enhancement Income | $3.27M | Substantially lower for the six months ended June 30, 2025, compared to $30.98M in 2024. |
Forward-Looking Statements
- {"claim":"Dimensional Fund Advisors LP will likely maintain a significant, but potentially fluctuating, stake in Midland States Bancorp, Inc. over the next year.","entity":"Dimensional Fund Advisors LP","targetDate":"2025-02-09","confidence":"medium"}
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Frequently Asked Questions
What are the latest SEC filings for Midland States Bancorp, Inc. (MSBIP)?
Midland States Bancorp, Inc. has 46 recent SEC filings from Jan 2024 to Dec 2025, including 32 8-K, 6 10-Q, 3 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of MSBIP filings?
Across 46 filings, the sentiment breakdown is: 8 bearish, 38 neutral. The dominant sentiment is neutral.
Where can I find Midland States Bancorp, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Midland States Bancorp, Inc. (MSBIP) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Midland States Bancorp, Inc.?
Key financial highlights from Midland States Bancorp, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for MSBIP?
The investment thesis for MSBIP includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Midland States Bancorp, Inc.?
Key executives identified across Midland States Bancorp, Inc.'s filings include Jeffrey C. Smith, Jeffrey G. Field, Michael J. Scudder, David L. Miller, Martin S. Friedman.
What are the main risk factors for Midland States Bancorp, Inc. stock?
Of MSBIP's 38 assessed filings, 6 were flagged high-risk, 7 medium-risk, and 25 low-risk.
What are recent predictions and forward guidance from Midland States Bancorp, Inc.?
Recent forward-looking statements from Midland States Bancorp, Inc. include guidance on {"claim":"Dimensional Fund Advisors LP will likely maintain a significant, but potentially fluctuating, stake in Midland.