Midland States Bancorp Files 8-K
Ticker: MSBIP · Form: 8-K · Filed: Sep 2, 2025 · CIK: 1466026
| Field | Detail |
|---|---|
| Company | Midland States Bancorp, Inc. (MSBIP) |
| Form Type | 8-K |
| Filed Date | Sep 2, 2025 |
| Risk Level | low |
| Pages | 2 |
| Reading Time | 3 min |
| Key Dollar Amounts | $0.01, $2.00, $50,750,000, $4.0 million |
| Sentiment | neutral |
Sentiment: neutral
Topics: 8-K, other-event
Related Tickers: MSBI
TL;DR
MSBI filed an 8-K on 8/27/25 for an 'Other Event' - details TBD.
AI Summary
Midland States Bancorp, Inc. filed an 8-K on August 27, 2025, reporting an "Other Event." The filing does not contain specific details about the event itself, but it confirms the company's principal executive offices are located at 1201 Network Centre Drive, Effingham, Illinois, 62401.
Why It Matters
This filing indicates a significant corporate event has occurred for Midland States Bancorp, Inc., requiring disclosure to the SEC and investors.
Risk Assessment
Risk Level: low — The filing is a standard 8-K for an 'Other Event' without immediate disclosed financial impact or specific negative news.
Key Players & Entities
- Midland States Bancorp, Inc. (company) — Registrant
- August 27, 2025 (date) — Date of earliest event reported
- 1201 Network Centre Drive, Effingham, Illinois, 62401 (location) — Principal Executive Offices
FAQ
What specific event is Midland States Bancorp, Inc. reporting in this 8-K?
The filing states 'Other Events' as the item information, but does not provide specific details about the nature of the event.
When was the earliest event reported in this filing?
The earliest event reported was on August 27, 2025.
What is the principal executive office address for Midland States Bancorp, Inc.?
The principal executive offices are located at 1201 Network Centre Drive, Effingham, Illinois, 62401.
What is the Commission File Number for Midland States Bancorp, Inc.?
The Commission File Number is 001-35272.
What is the IRS Employer Identification Number for Midland States Bancorp, Inc.?
The IRS Employer Identification Number is 37-1233196.
Filing Stats: 701 words · 3 min read · ~2 pages · Grade level 13.1 · Accepted 2025-09-02 06:06:41
Key Financial Figures
- $0.01 — ge on which registered Common stock, $0.01 par value MSBI The Nasdaq Stock Marke
- $2.00 — ve Perpetual Preferred Stock, Series A, $2.00 par value) MSBIP The Nasdaq Stock Mar
- $50,750,000 — n aggregate current principal amount of $50,750,000 (the "Subordinated Notes"), in accordan
- $4.0 million — rently 7.91%, equating to approximately $4.0 million of interest payable, annually. Forwar
Filing Documents
- tm2524632d1_8k.htm (8-K) — 30KB
- 0001104659-25-085897.txt ( ) — 235KB
- msbi-20250827.xsd (EX-101.SCH) — 4KB
- msbi-20250827_def.xml (EX-101.DEF) — 26KB
- msbi-20250827_lab.xml (EX-101.LAB) — 36KB
- msbi-20250827_pre.xml (EX-101.PRE) — 25KB
- tm2524632d1_8k_htm.xml (XML) — 6KB
01. Other Events
Item 8.01. Other Events. On August 27, 2025, Midland States Bancorp, Inc. (the "Company") notified holders that the Company will redeem on September 30, 2025 (the "Redemption Date") all of the Company's outstanding Fixed-to-Floating Rate Subordinated Notes due September 30, 2029, having an aggregate current principal amount of $50,750,000 (the "Subordinated Notes"), in accordance with the terms of the Subordinated Notes. The aggregate redemption price will be 100% of the aggregate principal amount of the Subordinated Notes, plus accrued and unpaid interest to, but excluding, the Redemption Date. The interest rate on the Subordinated Notes is currently 7.91%, equating to approximately $4.0 million of interest payable, annually.
Forward-Looking Statements
Forward-Looking Statements This document contains forward-looking statements within the meaning of Section 21E of the Exchange Act, which are made pursuant to the safe harbor provisions of the Securities Litigation Reform Act of 1995. These statements include, but are not limited to, statements regarding the Company's planned redemption of the Subordinated Notes, as well as all statements that are not historical facts. Such forward-looking changes in the financial markets; changes in business plans as circumstances warrant; and the other factors identified in the Company's most recent periodic reports and other filings with the Securities and Exchange Commission, all of which are available on the Company's website. The Company can provide no assurance that these forward-looking statements will be achieved, and actual results could differ materially from those suggested by such forward-looking statements. The Company does not undertake to update its forward-looking statements unless otherwise required by the federal securities laws. The Company expressly disclaims any undertaking to release publicly any updates or revisions to any statements to reflect any change in the Company's expectations or any change of events, conditions, or circumstances on which any such statement is based.
SignatureS
SignatureS Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: September 2, 2025 Midland By: /s/ Eric T. Lemke Eric T. Lemke Chief Financial Officer