Ncino, INC. (NCNO) — SEC Filings

Overview

Ncino, INC. (NCNO) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Dec 3, 2025: nCino, Inc. reported a significant turnaround in its financial performance for the three months ended October 31, 2025, achieving a net income of $8.615 million compared to a net loss of $4.152 million in the prior-year period. Total revenues increased by 9.6% to $152.163 million from $138.797 milli

Sentiment Summary

Across 46 filings, the sentiment breakdown is: 1 bullish, 41 neutral, 4 mixed. The dominant filing sentiment for Ncino, INC. is neutral.

Filing Type Overview

Ncino, INC. (NCNO) has filed 3 144, 12 8-K, 6 10-Q, 2 8-K/A, 2 DEF 14A, 2 10-K, 11 SC 13D/A, 5 SC 13G/A, 1 SC 13D, 1 DEFA14A, 1 SC 13G with the SEC between Feb 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (46)

• 144 Filing — 144 · Apr 14, 2026
• 144 Filing — 144 · Apr 6, 2026
• 144 Filing — 144 · Apr 2, 2026
• 8-K Filing — 8-K · Dec 8, 2025
• nCino Swings to Profit on Strong Subscription Growth — 10-Q · Dec 3, 2025 Risk: medium
  nCino, Inc. reported a significant turnaround in its financial performance for the three months ended October 31, 2025, achieving a net income of $8.615 million
• nCino's Revenue Climbs, But Rising Costs Widen Net Loss — 10-Q · Aug 26, 2025 Risk: medium
  nCino, Inc. reported a significant increase in total revenues for the three months ended July 31, 2025, reaching $148,815 thousand, up from $132,403 thousand in
• nCino Files 8-K: Corporate Actions and Filings — 8-K · Jun 20, 2025 Risk: low
  On June 18, 2025, nCino, Inc. filed an 8-K report detailing several corporate actions. These include amendments to its Articles of Incorporation or Bylaws, the
• nCino's Revenue Climbs, Net Loss Narrows Slightly in Q1 — 10-Q · May 28, 2025 Risk: medium
  nCino, Inc. reported total revenues of $125.1 million for the three months ended April 30, 2025, an increase from $110.4 million in the prior-year period. Subsc
• nCino Reports Exit and Disposal Costs — 8-K · May 27, 2025 Risk: medium
  On May 27, 2025, nCino, Inc. filed an 8-K report detailing costs associated with exit or disposal activities. The filing does not specify the exact dollar amoun
• nCino Files 8-K/A Amendment — 8-K/A · May 20, 2025 Risk: low
  nCino, Inc. filed an 8-K/A on May 20, 2025, to amend a previous filing. The amendment pertains to the "Results of Operations and Financial Condition," "Regulati
• nCino Files DEF 14A: Executive Compensation Details — DEF 14A · May 9, 2025 Risk: medium
  nCino, Inc. filed a DEF 14A on May 9, 2025, for the fiscal year ending January 31, 2025. The filing details executive compensation and other corporate governanc
• nCino, Inc. Files 2025 10-K Report — 10-K · Apr 1, 2025 Risk: medium
  nCino, Inc. filed its 2025 10-K report, detailing its financial performance for the fiscal year ending January 31, 2025. The company, formerly Penny HoldCo, Inc
• nCino Reports Material Agreements and Officer/Director Changes — 8-K · Feb 10, 2025 Risk: medium
  nCino, Inc. filed an 8-K on February 10, 2025, reporting on several key events that occurred on February 9, 2025. These include entering into a material definit
• nCino, Inc. Reports Director Changes and Executive Compensation Updates — 8-K · Feb 3, 2025 Risk: low
  On January 31, 2025, nCino, Inc. filed an 8-K report detailing changes in its board of directors and executive compensation. The filing includes the election of
• nCino Appoints David Hodgson as CFO — 8-K · Dec 19, 2024 Risk: low
  On December 18, 2024, nCino, Inc. announced the appointment of David Hodgson as Chief Financial Officer, effective immediately. Hodgson previously served as int
• Insight Holdings Group Amends nCino Stake Filing — SC 13D/A · Dec 12, 2024 Risk: medium
  Insight Holdings Group, LLC and its affiliates have filed an amendment to their Schedule 13D, reporting a change in beneficial ownership of nCino, Inc. as of De
• nCino Files 8-K/A Amendment — 8-K/A · Dec 5, 2024 Risk: low
  nCino, Inc. filed an 8-K/A on December 5, 2024, to amend its previous filing regarding the results of operations and financial condition. The amendment pertains
• nCino, Inc. Files Q3 2024 10-Q Report — 10-Q · Dec 4, 2024 Risk: medium
  nCino, Inc. filed its 10-Q for the period ending October 31, 2024, reporting on its financial performance. The company, formerly Penny HoldCo, Inc., is based in
• SC 13G/A Filing — SC 13G/A · Nov 12, 2024
• SC 13G/A Filing — SC 13G/A · Nov 4, 2024
• nCino, Inc. Files 8-K: Material Agreement & Financial Obligations — 8-K · Oct 30, 2024 Risk: medium
  On October 28, 2024, nCino, Inc. entered into a material definitive agreement, likely related to financing or a significant business transaction. This filing al
• Insight Holdings Amends nCino Stake Filing — SC 13D/A · Oct 21, 2024 Risk: medium
  Insight Holdings Group, LLC and its affiliates have filed an amended SC 13D, reporting a change in beneficial ownership of nCino, Inc. as of October 21, 2024. T
• HMI Capital Management Files SC 13D for nCino, Inc. — SC 13D · Oct 21, 2024 Risk: medium
  HMI Capital Management, L.P. has filed a Schedule 13D regarding nCino, Inc. (NCNO), indicating a change in their beneficial ownership as of October 14, 2024. Th
• Insight Holdings Adjusts nCino Stake — SC 13D/A · Oct 18, 2024 Risk: medium
  Insight Holdings Group, LLC and its affiliates filed an SC 13D/A on October 18, 2024, reporting a change in their beneficial ownership of nCino, Inc. The filing
• nCino CFO Resigns, Interim Appointed — 8-K · Sep 16, 2024 Risk: medium
  On September 12, 2024, nCino, Inc. filed an 8-K report to disclose the resignation of its Chief Financial Officer, Michael J. Donadio. The company has appointed
• nCino Reports Q2 FY25 Revenue Growth — 10-Q · Aug 27, 2024 Risk: medium
  nCino, Inc. filed its 10-Q for the period ending July 31, 2024. The company reported License and Service revenue of $104.7 million for the second quarter of fis
• Insight Holdings Group Amends nCino Stake Filing — SC 13D/A · Aug 16, 2024 Risk: medium
  Insight Holdings Group, LLC and its affiliates have filed an amendment to their Schedule 13D, reporting their beneficial ownership of nCino, Inc. as of August 1
• Insight Partners Amends nCino Stake Filing — SC 13D/A · Jul 30, 2024 Risk: medium
  Insight Holdings Group, LLC and its affiliates have filed an amendment to their Schedule 13D, indicating a change in their beneficial ownership of nCino, Inc. a
• Insight Holdings Group Amends nCino Stake to 23.5% — SC 13D/A · Jul 24, 2024 Risk: medium
  Insight Holdings Group, LLC and its affiliates have filed an amendment to their Schedule 13D concerning nCino, Inc. (NCNO). As of July 24, 2024, these entities
• Insight Holdings Group Amends nCino Stake to 25.1% — SC 13D/A · Jul 15, 2024 Risk: medium
  Insight Holdings Group, LLC and its affiliates have filed an amendment to their Schedule 13D, reporting their beneficial ownership of nCino, Inc. As of July 15,
• Insight Holdings Group Amends nCino Stake Filing — SC 13D/A · Jun 26, 2024 Risk: medium
  Insight Holdings Group, LLC and its affiliates have filed an amendment to their Schedule 13D, reporting a change in beneficial ownership of nCino, Inc. as of Ju
• nCino Stockholder Meeting Results Announced — 8-K · Jun 24, 2024 Risk: low
  On June 20, 2024, nCino, Inc. filed an 8-K to announce the results of its 2024 Annual Meeting of Stockholders, which included the election of directors and the
• Insight Holdings Group Amends nCino Stake Filing — SC 13D/A · Jun 14, 2024 Risk: medium
  Insight Holdings Group, LLC and its affiliates have filed an amendment to their Schedule 13D, reporting their beneficial ownership of nCino, Inc. as of June 14,
• nCino, Inc. Files 10-Q for Q1 2024 — 10-Q · May 29, 2024 Risk: medium
  nCino, Inc. filed its 10-Q for the period ending April 30, 2024. The company reported its financial results, including revenue from License and Service fees and
• nCino Files Supplemental Proxy Materials — DEFA14A · May 23, 2024 Risk: low
  nCino, Inc. filed a Definitive Additional Materials filing (DEFA14A) on May 23, 2024, supplementing its proxy statement. This filing is related to the company's
• nCino, Inc. Files Definitive Proxy Statement (DEF 14A) — DEF 14A · May 10, 2024 Risk: low
  nCino, Inc. (NCNO) filed a Proxy Statement (DEF 14A) with the SEC on May 10, 2024. nCino, Inc. filed a Definitive Proxy Statement (DEF 14A) on May 10, 2024. The
• Insight Holdings Amends nCino Stake Filing — SC 13D/A · Apr 11, 2024 Risk: medium
  Insight Holdings Group, LLC and its affiliates have filed a 13D/A amendment on April 11, 2024, regarding their holdings in nCino, Inc. The filing details change
• nCino Appoints New CFO, Gregory Potter — 8-K · Apr 8, 2024 Risk: medium
  On March 26, 2024, nCino, Inc. announced the appointment of Gregory L. Potter as Chief Financial Officer, effective April 8, 2024. Potter will receive an annual
• Insight Holdings Group Amends nCino Stake Filing — SC 13D/A · Apr 3, 2024 Risk: medium
  Insight Holdings Group, LLC and its affiliates have filed an amendment to their Schedule 13D, reporting a change in their beneficial ownership of nCino, Inc. as
• nCino, Inc. Files 2024 10-K Report — 10-K · Mar 26, 2024 Risk: medium
  nCino, Inc. (NCNO) filed a Annual Report (10-K) with the SEC on March 26, 2024. nCino, Inc. reported total revenue of $383.7 million for the fiscal year ended J
• nCino Secures $150M Credit Facility — 8-K · Mar 18, 2024 Risk: low
  On March 17, 2024, nCino, Inc. entered into a Material Definitive Agreement, specifically a Credit Agreement with Bank of America, N.A. as administrative agent.
• SC 13G/A Filing — SC 13G/A · Feb 14, 2024
• SC 13G/A Filing — SC 13G/A · Feb 14, 2024
• SC 13G Filing — SC 13G · Feb 13, 2024
• SC 13G/A Filing — SC 13G/A · Feb 13, 2024
• nCino Reports Material Agreement & Financial Obligation — 8-K · Feb 13, 2024 Risk: medium
  nCino, Inc. filed an 8-K on February 13, 2024, reporting events that occurred on February 9, 2024. The filing indicates the company entered into a material defi

Risk Profile

Risk Assessment: Of NCNO's 36 recent filings, 0 were flagged as high-risk, 27 as medium-risk, and 9 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.

Financial Highlights

Key financial metrics from Ncino, INC.'s most recent 10-Q filing (Dec 3, 2025):

• Revenue: $152.163M
• Net Income: $8.615M
• EPS: $0.06
• Cash Position: $87.590M
• Total Assets: $1,561.174M
• Total Debt: $507.251M

Key Executives

• David Hodgson
• Michael J. Donadio
• Susan M. Wood
• Gregory L. Potter

Industry Context

The financial technology (FinTech) sector, particularly for banking software, is highly competitive, with established players and emerging disruptors. nCino operates in a space focused on digital transformation for financial institutions, driven by demand for efficiency, compliance, and improved customer experience. Trends include cloud adoption, AI integration, and data analytics.

Top Tags

ownership-change (8) · sec-filing (7) · corporate-governance (4) · amendment (4) · investment-group (4) · Net Loss (3) · material-agreement (3) · cfo (3) · financials (3) · SaaS (2)

Key Numbers

• Total Revenues: $152.163M — Increased 9.6% from $138.797M in Q3 2024 to $152.163M in Q3 2025.
• Net Income: $8.615M — Swung from a net loss of $4.152M in Q3 2024 to a net income of $8.615M in Q3 2025.
• Subscription Revenue: $133.411M — Increased 11.3% from $119.894M in Q3 2024 to $133.411M in Q3 2025.
• Total Operating Expenses: $81.970M — Decreased 4.5% from $85.876M in Q3 2024 to $81.970M in Q3 2025.
• Interest Expense: $4.335M — Increased 162.2% from $1.653M in Q3 2024 to $4.335M in Q3 2025.
• Cash and Cash Equivalents: $87.590M — Decreased 27.6% from $120.928M at Jan 31, 2025 to $87.590M at Oct 31, 2025.
• Treasury Stock: $100.343M — Increased from $0 at Jan 31, 2025 to $100.343M at Oct 31, 2025 due to repurchases.
• Revolving Credit Facility, Noncurrent: $203.500M — Increased 22.6% from $166.000M at Jan 31, 2025 to $203.500M at Oct 31, 2025.
• Basic Weighted Average Shares Outstanding: 114,407,430 — Decreased from 115,611,833 in Q3 2024, reflecting share repurchases.
• Basic Net Income Per Share: $0.06 — Improved from $(0.05) in Q3 2024 to $0.06 in Q3 2025.
• Net Loss Attributable to nCino, Inc.: -$15.3M — Widened from -$11.0M in Q3 2024 to -$15.3M in Q3 2025.
• Common Stock Repurchases: $60.6M — Amount spent on repurchases during the six months ended July 31, 2025.
• Revolving Credit Facility (noncurrent): $203.5M — Increased from $166.0M at January 31, 2025 to $203.5M at July 31, 2025.
• Net Cash Provided by Operating Activities: $72.1M — Increased from $59.4M for the six months ended July 31, 2024 to $72.1M for the same period in 2025.
• Goodwill: $1,070.9M — Increased from $1,019.4M at January 31, 2025 to $1,070.9M at July 31, 2025, indicating recent acquisitions.

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