National Bankshares Inc (NKSH) — SEC Filings

National Bankshares Inc (NKSH) — 34 SEC filings. Latest: 8-K (Apr 9, 2026). Includes 22 8-K, 6 10-Q, 2 10-K.

View National Bankshares Inc on SEC EDGAR

Overview

National Bankshares Inc (NKSH) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Mar 25, 2026: NATIONAL BANKSHARES INC filed an 8-K on March 25, 2026, under Item 8.01, indicating an 'Other Event.' While the filing itself doesn't detail the event, the presence of an EX-99.1 exhibit suggests a press release or other significant announcement was made. This matters to investors because 'Other Eve

Sentiment Summary

Across 34 filings, the sentiment breakdown is: 2 bullish, 30 neutral, 2 mixed. The dominant filing sentiment for National Bankshares Inc is neutral.

Filing Type Overview

National Bankshares Inc (NKSH) has filed 22 8-K, 1 ARS, 6 10-Q, 2 10-K, 1 DEF 14A, 2 SC 13G with the SEC between Jan 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent SEC Filings (34)

National Bankshares Inc SEC Filing History
DateFormDescriptionRisk
Apr 9, 20268-K8-K Filing
Mar 31, 2026ARSARS Filing
Mar 25, 20268-KNATIONAL BANKSHARES Files 8-K for 'Other Event' on March 25, 2026
Nov 17, 20258-K8-K Filing
Nov 13, 202510-QNational Bankshares' Net Income Soars 65% on Strong Net Interest Growthmedium
Oct 23, 20258-KNational Bankshares Inc. Files 8-K on Financialslow
Aug 13, 202510-QNATIONAL BANKSHARES Swings to Profit, Net Income Hits $2.29Mmedium
Jul 24, 20258-KNational Bankshares Inc. Files 8-K on Financialslow
May 15, 20258-KNational Bankshares Inc. Files 8-K on Shareholder Matterslow
May 14, 202510-QNational Bankshares Q1 2025 10-Q Filinglow
Apr 24, 20258-KNational Bankshares Inc. Files 8-K on Financialslow
Apr 16, 20258-KNational Bankshares Inc. Files 8-Klow
Mar 31, 20258-KNational Bankshares Reports Director, Officer, and Compensation Changesmedium
Mar 28, 202510-KNational Bankshares Inc. Files 2024 10-Klow
Jan 23, 20258-KNational Bankshares Inc. Files 8-K on Financialslow
Nov 13, 202410-QNational Bankshares Inc. Q3 2024 Filinglow
Oct 24, 20248-KNational Bankshares Inc. Files 8-K on Financialslow
Oct 18, 20248-KNational Bankshares Names New Directors, Sets Exec Paylow
Aug 14, 202410-QNational Bankshares Inc. Q2 2024 10-Q Filedmedium
Jul 25, 20248-KNational Bancshares Files 8-K on Financialslow

Risk Profile

Risk Assessment: Of NKSH's 26 recent filings, 0 were flagged as high-risk, 6 as medium-risk, and 20 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

National Bankshares Inc Financial Summary (10-Q, Nov 13, 2025)
MetricValue
Revenue$16,272,000
Net Income$4,420,000
EPS$0.70
Debt-to-Equity0.28
Cash Position$42,305,000
Operating MarginN/A
Total Assets$1,802,407,000
Total Debt$51,616,000

Key Executives

  • Thomas R. N. Smith
  • Robert M. W. Smith
  • Mark L. Nelson
  • John A. Warren
  • John C. McGuire
  • William M. Scruggs
  • John C. Barr
  • Robert M. Spess
  • F. Brad Denardo
  • December 29, 2023
  • February 13, 2024

Industry Context

National Bankshares Inc. operates within the community banking sector, characterized by a focus on local markets and relationship-based lending. The industry is highly competitive, facing pressure from larger national banks, credit unions, and increasingly, fintech companies. Trends include a continued focus on digital transformation, evolving regulatory landscapes, and managing interest rate sensitivity.

Top Tags

financial-reporting (7) · 8-K (6) · financials (6) · banking (6) · 8-k (4) · corporate-governance (4) · 10-Q (4) · executive-compensation (3) · Regional Banking (2) · Net Interest Income (2)

Key Numbers

National Bankshares Inc Key Metrics
MetricValueContext
Net Income (Q3 2025)$4.42MIncreased 65.1% from $2.677M in Q3 2024
Net Income (YTD Sep 2025)$9.945MIncreased 118.9% from $4.544M in YTD Sep 2024
Net Interest Income (Q3 2025)$11.674MIncreased 23.7% from $9.433M in Q3 2024
Net Interest Income (YTD Sep 2025)$32.915MIncreased 24.9% from $26.340M in YTD Sep 2024
Loans, net (Sep 30, 2025)$1.005BIncreased from $977.688M at Dec 31, 2024
Total Deposits (Sep 30, 2025)$1.561BDecreased from $1.644B at Dec 31, 2024
Borrowings (Sep 30, 2025)$50MIncreased from $0 at Dec 31, 2024
Total Stockholders' Equity (Sep 30, 2025)$179.22MIncreased from $156.409M at Dec 31, 2024
Basic Net Income Per Common Share (Q3 2025)$0.70Increased from $0.42 in Q3 2024
Basic Net Income Per Common Share (YTD Sep 2025)$1.56Increased from $0.75 in YTD Sep 2024
Net Income (Q2 2025)$2.289MSwung from a $0.307M net loss in Q2 2024
Net Interest Income (Q2 2025)$10.991MIncreased from $8.677M in Q2 2024
Provision for Credit Losses (Q2 2025)$0.036MDecreased significantly from $1.302M in Q2 2024
Loans, net (June 30, 2025)$1.000BIncreased from $0.977B at December 31, 2024
Total Assets (June 30, 2025)$1.806BSlightly decreased from $1.811B at December 31, 2024

Forward-Looking Statements

  • {"claim":"Vanguard will maintain or slightly increase its stake in National Bankshares Inc. over the next year.","entity":"The Vanguard Group","targetDate":"December 29, 2024","confidence":"medium"}

Related Companies

NBKS · NBSH

Frequently Asked Questions

What are the latest SEC filings for National Bankshares Inc (NKSH)?

National Bankshares Inc has 34 recent SEC filings from Jan 2024 to Apr 2026, including 22 8-K, 6 10-Q, 2 10-K. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of NKSH filings?

Across 34 filings, the sentiment breakdown is: 2 bullish, 30 neutral, 2 mixed. The dominant sentiment is neutral.

Where can I find National Bankshares Inc SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all National Bankshares Inc (NKSH) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for National Bankshares Inc?

Key financial highlights from National Bankshares Inc's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for NKSH?

The investment thesis for NKSH includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at National Bankshares Inc?

Key executives identified across National Bankshares Inc's filings include Thomas R. N. Smith, Robert M. W. Smith, Mark L. Nelson, John A. Warren, John C. McGuire and 6 others.

What are the main risk factors for National Bankshares Inc stock?

Of NKSH's 26 assessed filings, 0 were flagged high-risk, 6 medium-risk, and 20 low-risk.

What are recent predictions and forward guidance from National Bankshares Inc?

Recent forward-looking statements from National Bankshares Inc include guidance on {"claim":"Vanguard will maintain or slightly increase its stake in National Bankshares Inc. over the next year.","entity.

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