National Bankshares Inc. Files 2024 10-K
Ticker: NKSH · Form: 10-K · Filed: Mar 28, 2025 · CIK: 796534
| Field | Detail |
|---|---|
| Company | National Bankshares Inc (NKSH) |
| Form Type | 10-K |
| Filed Date | Mar 28, 2025 |
| Risk Level | low |
| Sentiment | neutral |
Sentiment: neutral
Topics: 10-K, financials, banking, loan-portfolio
Related Tickers: NKSH
TL;DR
NKSH 2024 10-K is in. Bank's loan book looks stable, fair value disclosures updated. All good.
AI Summary
National Bankshares Inc. (NKSH) filed its 2024 10-K on March 28, 2025, reporting on its fiscal year ending December 31, 2024. The company, a commercial bank holding company, operates primarily through its subsidiary, The National Bank of Blacksburg. The filing details its financial performance, business segments including commercial real estate and consumer loans, and risk management practices. Key financial data and disclosures regarding its loan portfolio and fair value measurements are provided.
Why It Matters
This filing provides investors and stakeholders with a comprehensive overview of National Bankshares Inc.'s financial health and operational performance for the fiscal year 2024, including details on its loan portfolio and risk exposures.
Risk Assessment
Risk Level: low — The filing is a standard annual report for a well-established financial institution with no immediate red flags apparent in the provided snippet.
Key Numbers
- 2024-12-31 — Fiscal Year End (Reporting period for the 10-K)
- 2025-03-28 — Filing Date (Date the 10-K was submitted to the SEC)
- 2023-12-31 — Prior Year Fair Value Disclosure (Reference point for fair value measurements)
- 2022-12-31 — Earlier Year Segment Data (Reference point for segment data)
Key Players & Entities
- NATIONAL BANKSHARES INC (company) — Filer
- 0000796534 (company) — Central Index Key
- NATIONAL COMMERCIAL BANKS (company) — Standard Industrial Classification
- 541375874 (company) — EIN
- VA (company) — State of Incorporation
- BLACKSBURG (company) — City
- 24060 (company) — ZIP Code
- 540-951-6300 (company) — Business Phone
- NationalBankOfBlacksburg (company) — Subsidiary
FAQ
What is the primary business of National Bankshares Inc.?
National Bankshares Inc. is a commercial bank holding company, with its primary operations conducted through its subsidiary, The National Bank of Blacksburg.
What is the fiscal year end for the reported 10-K?
The fiscal year end for the reported 10-K is December 31, 2024.
When was this 10-K filing submitted to the SEC?
This 10-K filing was submitted to the SEC on March 28, 2025.
What are some of the business segments mentioned in the filing?
The filing mentions segments such as Commercial Real Estate, Consumer Non-Real Estate, and Multifamily Real Estate.
What does the 'us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember' tag indicate?
This tag indicates information related to financing receivables that are 90 days or more past due, a key metric for assessing loan portfolio quality.
Filing Details
This Form 10-K (Form 10-K) was filed with the SEC on March 28, 2025 regarding NATIONAL BANKSHARES INC (NKSH).