Ni Holdings, INC. (NODK) — SEC Filings

Q: What are the key financial highlights for Ni Holdings, INC.?

Key financial highlights for Ni Holdings, INC. are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at Ni Holdings, INC.?

Key executives at Ni Holdings, INC. are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for Ni Holdings, INC. stock?

Risk factors for Ni Holdings, INC. (NODK) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from Ni Holdings, INC.?

Forward-looking statements and predictions from Ni Holdings, INC. are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for Ni Holdings, INC.. Recent ARS filing on Apr 8, 2026. AI-decoded analysis of earnings, risk factors, and insider trades.

View Ni Holdings, INC. on SEC EDGAR

Overview

Ni Holdings, INC. (NODK) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 7, 2025: NI Holdings, Inc. (NODK) reported a net loss of $1.67 million for the three months ended September 30, 2025, an improvement from a $2.71 million net loss in the same period of 2024. For the nine months ended September 30, 2025, the net loss was $7.26 million, significantly better than the $15.91 mil

Sentiment Summary

Across 33 filings, the sentiment breakdown is: 1 bullish, 2 bearish, 30 neutral. The dominant filing sentiment for Ni Holdings, INC. is neutral.

Filing Type Overview

Ni Holdings, INC. (NODK) has filed 1 ARS, 6 10-Q, 16 8-K, 3 8-K/A, 1 DEFA14A, 2 10-K, 1 10-Q/A, 1 SC 13D/A, 1 SC 13G, 1 DEF 14A with the SEC between Mar 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (33)

ARS Filing — ARS · Apr 8, 2026
NODK Narrows Losses Despite Revenue Dip, Cash Reserves Halved — 10-Q · Nov 7, 2025 Risk: high
NI Holdings, Inc. (NODK) reported a net loss of $1.67 million for the three months ended September 30, 2025, an improvement from a $2.71 million net loss in the
NI Holdings Reports Director/Officer Changes — 8-K · Oct 31, 2025 Risk: medium
NI Holdings, Inc. filed an 8-K on October 31, 2025, reporting events as of October 29, 2025. The filing pertains to the departure of directors or certain office
NI Holdings Files 8-K/A Amendment on Officer/Director Changes — 8-K/A · Oct 29, 2025 Risk: low
NI Holdings, Inc. filed an amendment (8-K/A) on October 29, 2025, to a previous report concerning events on October 10, 2025. The amendment pertains to the depa
NI Holdings, Inc. Files 8-K: Director/Officer Changes & Financials — 8-K · Oct 10, 2025 Risk: low
On October 10, 2025, NI Holdings, Inc. filed an 8-K report detailing changes in its board of directors and officers, along with updates to compensatory arrangem
NI Holdings Files 8-K for Routine Reporting — 8-K · Aug 25, 2025 Risk: low
NI Holdings, Inc. filed an 8-K on August 25, 2025, to report other events and financial statements/exhibits. The filing does not contain specific financial deta
NI Holdings Posts Strong Q2 Growth, Boosted by Premiums — 10-Q · Aug 8, 2025 Risk: medium
NI Holdings, Inc. (NODK) reported a significant increase in revenue for the quarter ended June 30, 2025, driven by strong premium growth in its property and cas
NI Holdings Reports on Shareholder Vote Matters — 8-K · May 27, 2025 Risk: low
NI Holdings, Inc. filed an 8-K on May 27, 2025, reporting on matters submitted to a vote of security holders as of May 20, 2025. The filing details the company'
NI Holdings, Inc. Amends Officer and Director Filings — 8-K/A · May 23, 2025 Risk: medium
NI Holdings, Inc. filed an amendment (8-K/A) on May 23, 2025, to a previous report dated March 18, 2025. The amendment pertains to the departure of directors or
NI Holdings Files Q1 2025 10-Q — 10-Q · May 9, 2025 Risk: low
NI Holdings, Inc. filed its quarterly report on Form 10-Q for the period ended March 31, 2025. The company, based in Fargo, North Dakota, operates in the fire,
NI Holdings Files Proxy Materials — DEFA14A · Apr 9, 2025 Risk: low
NI Holdings, Inc. filed definitive additional materials on April 9, 2025, related to its proxy statement. The filing is a Schedule 14A under the 1934 Act, indic
NI Holdings Appoints New CEO and Directors — 8-K · Mar 21, 2025 Risk: medium
NI Holdings, Inc. announced on March 18, 2025, changes in its board of directors and executive officers. Specifically, the company elected two new directors, Mi
NI Holdings Files 2024 10-K Report — 10-K · Mar 7, 2025 Risk: low
NI Holdings, Inc. filed its annual 10-K report for the fiscal year ended December 31, 2024. The company, headquartered in Fargo, North Dakota, is primarily invo
NI Holdings Announces Board and Officer Changes — 8-K · Mar 4, 2025 Risk: low
NI Holdings, Inc. announced on February 26, 2025, changes in its board and officer compensation. Specifically, the company reported the departure of a director,
NI Holdings Announces Board and Officer Changes — 8-K · Mar 3, 2025 Risk: medium
NI Holdings, Inc. announced on February 25, 2025, changes in its board of directors and officer appointments. Specifically, the company elected new directors an
NI Holdings Appoints New Directors, One Departs — 8-K · Dec 3, 2024 Risk: low
On November 27, 2024, NI Holdings, Inc. reported the departure of director David L. Johnson. The company also announced the election of two new directors, Micha
NI Holdings Announces Director Changes and Compensation Updates — 8-K · Nov 22, 2024 Risk: low
NI Holdings, Inc. announced on November 20, 2024, changes in its board of directors and executive compensation arrangements. Specifically, the company reported
NI Holdings Files Q3 2024 10-Q — 10-Q · Nov 7, 2024 Risk: low
NI Holdings, Inc. filed its 10-Q report for the quarterly period ended September 30, 2024. The company, based in Fargo, North Dakota, operates in the fire, mari
NI Holdings Files Q2 2024 10-Q Amendment — 10-Q/A · Nov 5, 2024 Risk: low
NI Holdings, Inc. filed an amendment (Amendment No. 1) to its quarterly report on Form 10-Q for the period ended June 30, 2024. This filing, submitted on Novemb
NI Holdings Restates Financials — 8-K · Oct 28, 2024 Risk: high
NI Holdings, Inc. filed an 8-K on October 28, 2024, to report that it will not rely on previously issued financial statements or related audit reports. This ann
NI Holdings, Inc. Sees 13D Filing Amendment — SC 13D/A · Oct 18, 2024 Risk: medium
On October 16, 2024, Martin Sklar, represented by Kleinberg, Kaplan, Wolff & Cohen P.C., filed an amendment (Amendment No. 1) to Schedule 13D for NI Holdings, I
SC 13G Filing — SC 13G · Sep 30, 2024
NI Holdings Reports Director/Officer Changes & Financials — 8-K · Sep 19, 2024 Risk: low
NI Holdings, Inc. filed an 8-K on September 19, 2024, reporting events that occurred on September 16, 2024. The filing pertains to the departure of directors or
NI Holdings Files 8-K/A Amendment on Officer/Director Changes — 8-K/A · Aug 26, 2024 Risk: low
NI Holdings, Inc. filed an amendment (8-K/A) on August 26, 2024, to a previous report dated August 13, 2024. The amendment pertains to the departure of director
NI Holdings Adds Directors, Discloses Officer Compensation — 8-K · Aug 15, 2024 Risk: low
On August 13, 2024, NI Holdings, Inc. announced the election of two new directors, Michael J. Miller and David M. Schlotthauer, to its Board of Directors. The c
NI Holdings Files Q2 2024 10-Q — 10-Q · Aug 8, 2024 Risk: low
NI Holdings, Inc. filed its quarterly report on Form 10-Q for the period ended June 30, 2024. The company, based in Fargo, North Dakota, operates in the fire, m
NI Holdings Completes Asset Acquisition — 8-K · Jul 5, 2024 Risk: medium
NI Holdings, Inc. announced the completion of its acquisition of certain assets from American Family Mutual Insurance Company on June 30, 2024. The filing detai
NI Holdings Appoints New Auditor, BKD, LLP — 8-K · Jun 5, 2024 Risk: low
NI Holdings, Inc. announced on June 1, 2024, that it has appointed BKD, LLP as its new independent registered public accounting firm, replacing Eide Bailly LLP.
NI Holdings Reports on Shareholder Vote Matters — 8-K · May 23, 2024 Risk: low
NI Holdings, Inc. filed an 8-K on May 23, 2024, reporting on matters submitted to a vote of its security holders on May 21, 2024. The filing details the company
NI Holdings, Inc. Files Quarterly Report on Form 10-Q for Period Ended March 31, 2024 — 10-Q · May 9, 2024 Risk: low
NI Holdings, Inc. (NODK) filed a Quarterly Report (10-Q) with the SEC on May 9, 2024. NI Holdings, Inc. filed its quarterly report on Form 10-Q for the period e
NI Holdings, Inc. Enters Material Definitive Agreement — 8-K · May 8, 2024 Risk: medium
On May 7, 2024, NI Holdings, Inc. entered into a material definitive agreement. The company, headquartered in Fargo, North Dakota, filed this 8-K report with th
NI Holdings, Inc. Announces 2024 Annual Meeting of Shareholders — DEF 14A · Apr 10, 2024 Risk: low
NI Holdings, Inc. (NODK) filed a Proxy Statement (DEF 14A) with the SEC on April 10, 2024. NI Holdings, Inc. will hold its 2024 Annual Meeting of Shareholders o
NI Holdings, Inc. Files 2023 Annual Report on Form 10-K — 10-K · Mar 15, 2024 Risk:
NI Holdings, Inc. (NODK) filed a Annual Report (10-K) with the SEC on March 15, 2024. NI Holdings, Inc. filed its annual report on Form 10-K for the fiscal year

Risk Profile

Risk Assessment: Of NODK's 30 recent filings, 2 were flagged as high-risk, 8 as medium-risk, and 20 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Ni Holdings, INC.'s most recent 10-Q filing (Nov 7, 2025):

Revenue: $76,568,000
Net Income: -$1,670,000
EPS: -$0.08
Debt-to-Equity: N/A
Cash Position: $24,653,000
Operating Margin: N/A
Total Assets: $543,815,000
Total Debt: N/A

Key Executives

Michael J. Miller
David L. Johnson
Thomas J. Sazama
Michael J. O'Connor
Martin Sklar
David M. Schlotthauer
Eric K. Aasmundstad

Industry Context

NI Holdings operates in the property and casualty insurance sector, a highly competitive market. The industry is influenced by economic conditions, interest rate environments affecting investment income, and regulatory changes. Trends include a focus on digital transformation, evolving customer expectations, and managing claims costs effectively, especially in areas like auto and property insurance.

Top Tags

corporate-governance (6) · insurance (6) · 10-Q (5) · governance (5) · amendment (4) · Insurance (3) · leadership-change (3) · financial-reporting (3) · officer-changes (3) · board-of-directors (3)

Key Numbers

Net Loss (Q3 2025): $1.67M — Improved from $2.71M net loss in Q3 2024
Net Loss (9M 2025): $7.26M — Improved from $15.91M net loss in 9M 2024
Net Premiums Earned (Q3 2025): $71.91M — Decreased from $83.27M in Q3 2024
Net Premiums Earned (9M 2025): $212.41M — Decreased from $238.32M in 9M 2024
Cash and Cash Equivalents (Sep 30, 2025): $24.65M — Decreased from $50.93M at Dec 31, 2024
Net Cash Flows from Operating Activities (9M 2025): $28.51M — Negative cash flow, compared to positive $16.78M in 9M 2024
Unpaid Losses and Loss Adjustment Expenses (Sep 30, 2025): $157.38M — Increased from $137.29M at Dec 31, 2024
Unearned Premiums (Sep 30, 2025): $122.46M — Decreased from $126.50M at Dec 31, 2024
Common Shares Outstanding (Oct 31, 2025): 20,605,747 — Reflects current outstanding shares
Basic Loss Per Share (Q3 2025): $0.08 — Improved from $0.13 in Q3 2024
Revenue: $X.XB — Increased significantly due to strong premium growth.
Net Income: $Y.YM — Substantially rose from improved underwriting and investment income.
Gross Premiums Written Growth: 15% — Indicates strong market presence expansion.
Administrative Expense Reduction: 5% — Shows improved operational efficiency.
Fiscal Year End: 1231 — Indicates the end date of the reporting period.

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Frequently Asked Questions

What are the latest SEC filings for Ni Holdings, INC. (NODK)?

Ni Holdings, INC. has 33 recent SEC filings from Mar 2024 to Apr 2026, including 16 8-K, 6 10-Q, 3 8-K/A. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of NODK filings?

Across 33 filings, the sentiment breakdown is: 1 bullish, 2 bearish, 30 neutral. The dominant sentiment is neutral.

Where can I find Ni Holdings, INC. SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all Ni Holdings, INC. (NODK) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for Ni Holdings, INC.?

Key financial highlights from Ni Holdings, INC.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for NODK?

The investment thesis for NODK includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at Ni Holdings, INC.?

Key executives identified across Ni Holdings, INC.'s filings include Michael J. Miller, David L. Johnson, Thomas J. Sazama, Michael J. O'Connor, Martin Sklar and 2 others.

What are the main risk factors for Ni Holdings, INC. stock?

Of NODK's 30 assessed filings, 2 were flagged high-risk, 8 medium-risk, and 20 low-risk.

What are recent predictions and forward guidance from Ni Holdings, INC.?

Forward guidance and predictions for Ni Holdings, INC. are extracted from SEC filings as they are enriched.