OP Bancorp Files 8-K with Financial Updates

Ticker: OPBK · Form: 8-K · Filed: Jul 25, 2024 · CIK: 1722010

Op Bancorp 8-K Filing Summary
FieldDetail
CompanyOp Bancorp (OPBK)
Form Type8-K
Filed DateJul 25, 2024
Risk Levellow
Pages2
Reading Time2 min
Key Dollar Amounts$5.4 Million, $0.36, $0.12
Sentimentneutral

Sentiment: neutral

Topics: financial-reporting, 8-k, sec-filing

TL;DR

OP Bancorp dropped its 8-K on 7/25, check the financials.

AI Summary

On July 25, 2024, OP Bancorp filed an 8-K report detailing its financial results and operations. The filing includes financial statements and exhibits related to its business as a commercial bank.

Why It Matters

This filing provides investors with crucial, up-to-date information on OP Bancorp's financial condition and operational performance, enabling informed investment decisions.

Risk Assessment

Risk Level: low — This is a routine financial filing (8-K) that provides standard disclosures without indicating any immediate or significant risks.

Key Numbers

  • 001-38437 — SEC File Number (Identifies the specific SEC filing for OP Bancorp.)
  • 81-3114676 — IRS Employer Identification No. (Tax identification number for OP Bancorp.)

Key Players & Entities

  • OP Bancorp (company) — Registrant
  • California (location) — State of incorporation
  • Los Angeles (location) — Principal executive offices city
  • July 25, 2024 (date) — Date of report

FAQ

What specific financial statements are included in this 8-K filing?

The filing indicates that financial statements and exhibits are included, but the specific details of these statements are not enumerated in the provided text.

What is the primary business of OP Bancorp?

OP Bancorp is a commercial bank, as indicated by its Standard Industrial Classification code [6022].

Where are OP Bancorp's principal executive offices located?

OP Bancorp's principal executive offices are located at 1000 Wilshire Blvd, Suite 500, Los Angeles, CA 90017.

What is the fiscal year end for OP Bancorp?

OP Bancorp's fiscal year ends on December 31st.

What is the significance of the accession number 0001628280-24-033006?

This accession number is a unique identifier for this specific 8-K filing submitted by OP Bancorp to the SEC.

Filing Stats: 608 words · 2 min read · ~2 pages · Grade level 12 · Accepted 2024-07-25 16:47:06

Key Financial Figures

  • $5.4 Million — s Net Income for 2024 Second Quarter of $5.4 Million and Dilu ted Earn in gs Per Share of $0
  • $0.36 — on and Dilu ted Earn in gs Per Share of $0.36 99.2 Press Release , dated July 25, 2
  • $0.12 — orp Declares Quarterly Cash Dividend of $0.12 P e r Share 99.3 Earnings Presentatio

Filing Documents

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition On July 25, 2024, OP Bancorp, (the "Company"), the holding company of Open Bank, issued a press release announcing preliminary unaudited results for the second quarter ended June 30, 2024. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Also attached as Exhibit 99.3 is a slide presentation for the results for the second quarter. The information in this Current Report set forth under this Item 2.02, including the exhibit hereto, shall not be treated as "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended ("Exchange Act"), nor shall it be deemed incorporated by reference into any registration statement or other filing pursuant to the Securities Act of 1933, as amended, or the Exchange Act, except as expressly stated by specific reference in such filing.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits (d) Exhibits. Exhibit Number Exhibit Description 99.1 Press R elease , dated July 25, 2024, of OP Bancorp entitled " OP Bancorp R e ports Net Income for 2024 Second Quarter of $5.4 Million and Dilu ted Earn in gs Per Share of $0.36 99.2 Press Release , dated July 25, 2024, of OP Bancorp entitled " OP Bancorp Declares Quarterly Cash Dividend of $0.12 P e r Share 99.3 Earnings Presentation, 2024 Second Quarter 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) 2 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. OP Bancorp Date: July 25, 2024 By: /s/ Christine Oh Christine Oh Executive Vice President and Chief Financial Officer 3

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