Op Bancorp (OPBK) — SEC Filings
Op Bancorp (OPBK) — 28 SEC filings. Latest: 8-K (Nov 10, 2025). Includes 16 8-K, 6 10-Q, 2 DEF 14A.
Overview
Op Bancorp (OPBK) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Nov 10, 2025: On November 7, 2025, OP Bancorp entered into a material definitive agreement. This filing also indicates the creation of a direct financial obligation or an obligation under an off-balance sheet arrangement for the registrant. The company is based in Los Angeles, California, and operates in the comm
Sentiment Summary
Across 28 filings, the sentiment breakdown is: 26 neutral, 2 mixed. The dominant filing sentiment for Op Bancorp is neutral.
Filing Type Overview
Op Bancorp (OPBK) has filed 16 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 2 SC 13G/A with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (28)
Risk Profile
Risk Assessment: Of OPBK's 26 recent filings, 0 were flagged as high-risk, 8 as medium-risk, and 18 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $24.476M |
| Net Income | $6.703M |
| EPS | $0.45 |
| Debt-to-Equity | N/A |
| Cash Position | $166.748M |
| Operating Margin | N/A |
| Total Assets | $2.614B |
| Total Debt | N/A |
Key Executives
- David J. Kim
- John S. Kim
- David A. Lee
- Brian Choi
- Min J. Kim
Industry Context
The banking industry is currently navigating a complex environment characterized by rising interest rates, evolving regulatory landscapes, and increasing competition. Banks are focused on managing net interest margins, controlling operational costs, and adapting to digital transformation. Deposit growth and loan demand remain key drivers of performance, alongside prudent risk management.
Top Tags
financial-reporting (6) · sec-filing (5) · operations (4) · corporate-governance (4) · 10-Q (4) · SEC Filing (3) · financials (3) · banking (3) · management-change (3) · OP Bancorp (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| SEC File Number | 001-38437 | Identifies OP Bancorp's filing with the SEC. |
| EIN | 813114676 | Employer Identification Number for OP Bancorp. |
| Net Income (Q3 2025) | $6.703M | Increased 23.3% from $5.436M in Q3 2024 |
| Basic EPS (Q3 2025) | $0.45 | Increased from $0.36 in Q3 2024 |
| Net Interest Income (Q3 2025) | $20.346M | Increased 23.3% from $16.506M in Q3 2024 |
| Provision for Credit Losses (Q3 2025) | $1.175M | Increased from $448K in Q3 2024 |
| Total Assets (Sep 30, 2025) | $2.614B | Increased from $2.366B at Dec 31, 2024 |
| Net Loans (Sep 30, 2025) | $2.124B | Increased from $1.932B at Dec 31, 2024 |
| Total Deposits (Sep 30, 2025) | $2.273B | Increased from $2.027B at Dec 31, 2024 |
| Subordinated Note Offering | $25.0M | Completed on November 7, 2025, with a 7.50% fixed rate for five years |
| Shares Outstanding | 14,885,614 | As of October 31, 2025 |
| Fixed Interest Rate | 7.50% | On the new $25.0M subordinated note for the first five years |
| IRS Employer Identification No. | 81-3114676 | Tax identification number for OP Bancorp. |
| Net Income (Q2 2025) | $6.5M | Decreased from $7.2M in Q2 2024, a 9.7% decline. |
| Net Income (YTD June 2025) | $13.0M | Decreased from $14.5M in YTD June 2024. |
Forward-Looking Statements
- {"claim":"Brian Choi will maintain a significant, albeit potentially fluctuating, stake in OP Bancorp.","entity":"Brian Choi","targetDate":"Next 12 months","confidence":"medium"}
Frequently Asked Questions
What are the latest SEC filings for Op Bancorp (OPBK)?
Op Bancorp has 28 recent SEC filings from Jan 2024 to Nov 2025, including 16 8-K, 6 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of OPBK filings?
Across 28 filings, the sentiment breakdown is: 26 neutral, 2 mixed. The dominant sentiment is neutral.
Where can I find Op Bancorp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Op Bancorp (OPBK) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Op Bancorp?
Key financial highlights from Op Bancorp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for OPBK?
The investment thesis for OPBK includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Op Bancorp?
Key executives identified across Op Bancorp's filings include David J. Kim, John S. Kim, David A. Lee, Brian Choi, Min J. Kim.
What are the main risk factors for Op Bancorp stock?
Of OPBK's 26 assessed filings, 0 were flagged high-risk, 8 medium-risk, and 18 low-risk.
What are recent predictions and forward guidance from Op Bancorp?
Recent forward-looking statements from Op Bancorp include guidance on {"claim":"Brian Choi will maintain a significant, albeit potentially fluctuating, stake in OP Bancorp.","entity":"Brian .