OP Bancorp Files 8-K on Financials and Operations

TL;DR

OP Bancorp dropped an 8-K on 10/23/25 covering financials and other key events.

AI Summary

OP Bancorp filed an 8-K on October 23, 2025, reporting on its results of operations and financial condition. The filing also included disclosures under Regulation FD and other events. The company is incorporated in California and its principal executive offices are located in Los Angeles.

Why It Matters

This 8-K filing provides investors with timely updates on OP Bancorp's financial performance and significant operational events, crucial for assessing the company's current health and future prospects.

Risk Assessment

Risk Level: low — This filing is a routine disclosure of financial information and operational events, not indicating any immediate or significant risks.

Key Players & Entities

• OP Bancorp (company) — Registrant
• California (location) — State of incorporation
• Los Angeles (location) — Principal executive offices city
• October 23, 2025 (date) — Date of report

FAQ

Key Financial Figures

• $0.12 — s declared a quarterly cash dividend of $0.12 per share on its common stock, payable

Filing Documents

• opbk-20251023.htm (8-K) — 31KB
• opbk8-kerx2025xq3xex991.htm (EX-99.1) — 1130KB
• opbk8-kerx2025xq3xex992.htm (EX-99.2) — 5KB
• final_opbkearningspresen.htm (EX-99.3) — 13KB
• final_opbkearningspresen001.jpg (GRAPHIC) — 54KB
• final_opbkearningspresen002.jpg (GRAPHIC) — 159KB
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• final_opbkearningspresen019.jpg (GRAPHIC) — 140KB
• glszw3dnp04p000001a.jpg (GRAPHIC) — 4KB
• imagea.jpg (GRAPHIC) — 19KB
• 0001722010-25-000011.txt ( ) — 4173KB
• opbk-20251023.xsd (EX-101.SCH) — 2KB
• opbk-20251023_lab.xml (EX-101.LAB) — 22KB
• opbk-20251023_pre.xml (EX-101.PRE) — 13KB
• opbk-20251023_htm.xml (XML) — 3KB

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition On October 23, 2025, OP Bancorp, (the "Company"), the holding company of Open Bank, issued its press release announcing preliminary unaudited financial results for the third quarter ended September 30, 2025. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference in this Item 2.02. The information in this Current Report set forth under this Item 2.02, including exhibit 99.1 hereto, shall not be treated as "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended ("Exchange Act"), nor shall it be deemed incorporated by reference into any registration statement or other filing pursuant to the Securities Act of 1933, as amended (the "Securities Act"), or the Exchange Act, except as expressly stated by specific reference in such filing.

01 Regulation FD

Item 7.01 Regulation FD On October 23, 2025, the registrant disclosed a presentation containing certain summary financial information that may be used in discussions with investors and analysts. That presentation is furnished herewith as Exhibit 99.3. The presentation shall not be treated as "filed" for purposes of Section 18 of the Exchange Act, nor shall it be deemed incorporated by reference into any registration statement or other filing pursuant to the Exchange Act or the Securities Act, except as expressly set forth in any such filing.

01. Other Events

Item 8.01. Other Events On October 23, 2025 , the Company announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share on its common stock, payable on November 20, 2025, to shareholders of record as of November 6, 2025. The Company issued a press release describing the dividend on October 23, 2025 , which is attached hereto as Exhibit 99.2 and incorporated herein by reference. The information set forth in this Item 8.01, including the information in the accompanying press release, shall not be treated as "filed" for purposes of Section 18 of the Exchange Act, nor shall it be deemed incorporated by reference into any registration statement or other filing pursuant to the Exchange Act or the Securities Act, except as expressly set forth in any such filing.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits (d) Exhibits. Exhibit Number Exhibit Description 99.1 Press Release, dated October 23, 2025 - Third Quarter 2025 Results 99.2 Press Release, dated October 23, 2025 - Dividend Declaration 99.3 Earnings Presentation - Third Quarter 2025 Results 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) 2 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. OP Bancorp Date: October 23, 2025 By: /s/ Jaehyun Park Jaehyun Park Executive Vice President and Chief Financial Officer 3

View Full Filing

View this 8-K filing on SEC EDGAR