Pagaya Technologies Ltd. (PGYWW) — SEC Filings
Pagaya Technologies Ltd. (PGYWW) — 47 SEC filings. Latest: 8-K (Dec 5, 2025). Includes 21 8-K, 9 6-K, 5 10-Q.
View Pagaya Technologies Ltd. on SEC EDGAR
Overview
Pagaya Technologies Ltd. (PGYWW) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 10, 2025: Pagaya Technologies Ltd. reported a significant turnaround in its financial performance for the three and nine months ended September 30, 2025. Revenue from fees surged to $339.89 million for the three months, up from $249.28 million in the prior year, and reached $940.31 million for the nine months
Sentiment Summary
Across 47 filings, the sentiment breakdown is: 3 bullish, 43 neutral, 1 mixed. The dominant filing sentiment for Pagaya Technologies Ltd. is neutral.
Filing Type Overview
Pagaya Technologies Ltd. (PGYWW) has filed 21 8-K, 5 10-Q, 2 DEF 14A, 2 10-K, 4 SC 13G/A, 2 SC 13G, 9 6-K, 1 20-F, 1 SC 13D/A with the SEC between Jan 2024 to Dec 2025.
Filings by Year
Recent SEC Filings (47)
Risk Profile
Risk Assessment: Of PGYWW's 36 recent filings, 0 were flagged as high-risk, 19 as medium-risk, and 17 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $339.89M |
| Net Income | $22.55M |
| EPS | $0.23 |
| Debt-to-Equity | 2.03 |
| Cash Position | $218.31M |
| Operating Margin | 23.5% |
| Total Assets | $1,455.38M |
| Total Debt | $487.79M |
Key Executives
- Galit Bar-On
- Michael LaGattuta
- Galen Moore
- Andrew W. Adams
- Ann H. Lamont
- Chief Financial Officer
- Simon Glick
- AVI ZEEVI
- HAREL BEIT-ON
- SHLOMO DOVRAT
Industry Context
Pagaya operates in the rapidly evolving fintech lending sector, which is characterized by increasing competition from both traditional financial institutions and other technology-driven platforms. The industry is heavily influenced by macroeconomic factors such as interest rates and consumer credit availability. Recent trends show a growing demand for digital lending solutions, but also increased scrutiny on credit quality and regulatory compliance.
Top Tags
regulatory-filing (6) · sec-filing (4) · corporate-governance (4) · shareholder-meeting (4) · executive-compensation (4) · material-agreement (3) · 8-k (3) · 10-Q (3) · financials (3) · proxy-statement (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Revenue from fees (Q3 2025) | $339.89M | Increased from $249.28M in Q3 2024, a 36.3% increase. |
| Net Income (Q3 2025) | $22.55M | Swung from a net loss of $67.48M in Q3 2024. |
| Net Income (YTD Q3 2025) | $47.09M | Reversed a net loss of $163.48M in YTD Q3 2024. |
| Operating Income (Q3 2025) | $79.96M | Increased from $22.38M in Q3 2024, a 257.3% increase. |
| Operating Income (YTD Q3 2025) | $184.11M | Increased from $35.10M in YTD Q3 2024, a 424.5% increase. |
| Investments in loans and securities (Sep 30, 2025) | $887.74M | Increased from $778.41M at Dec 31, 2024, indicating platform growth. |
| Long-term debt (Sep 30, 2025) | $487.79M | Increased from $321.32M at Dec 31, 2024, a 51.8% increase. |
| Loss from extinguishment of debt (Q3 2025) | $24.96M | Significant increase from $0.20M in Q3 2024. |
| Diluted EPS (Q3 2025) | $0.23 | Improved from -$0.93 in Q3 2024. |
| Diluted EPS (YTD Q3 2025) | $0.55 | Improved from -$2.35 in YTD Q3 2024. |
| Net Loss | $10.5M | Q2 2025 net loss, a 56.8% improvement from Q2 2024's $24.3M loss. |
| Class A Common Shares | 306M | Outstanding as of July 31, 2025, indicating current equity structure. |
| Common Stock Warrants | 12M | Outstanding as of July 31, 2025, representing potential future dilution. |
| Period End Date | 2025-03-31 | The end date for the financial reporting period. |
| Period Start Date | 2025-01-01 | The start date for the financial reporting period. |
Forward-Looking Statements
- {"claim":"Simon Glick will maintain a significant ownership stake in Pagaya Technologies Ltd. for the foreseeable future.","entity":"Simon Glick","targetDate":"December 31, 2024","confidence":"high"}
- {"claim":"Viola Ventures will maintain a significant, passive stake in Pagaya Technologies Ltd. for the foreseeable future.","entity":"Viola Ventures V.C. Management 4 Ltd.","targetDate":"December 31, 2024","confidence":"medium"}
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Frequently Asked Questions
What are the latest SEC filings for Pagaya Technologies Ltd. (PGYWW)?
Pagaya Technologies Ltd. has 47 recent SEC filings from Jan 2024 to Dec 2025, including 21 8-K, 9 6-K, 5 10-Q. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of PGYWW filings?
Across 47 filings, the sentiment breakdown is: 3 bullish, 43 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Pagaya Technologies Ltd. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Pagaya Technologies Ltd. (PGYWW) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Pagaya Technologies Ltd.?
Key financial highlights from Pagaya Technologies Ltd.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for PGYWW?
The investment thesis for PGYWW includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Pagaya Technologies Ltd.?
Key executives identified across Pagaya Technologies Ltd.'s filings include Galit Bar-On, Michael LaGattuta, Galen Moore, Andrew W. Adams, Ann H. Lamont and 5 others.
What are the main risk factors for Pagaya Technologies Ltd. stock?
Of PGYWW's 36 assessed filings, 0 were flagged high-risk, 19 medium-risk, and 17 low-risk.
What are recent predictions and forward guidance from Pagaya Technologies Ltd.?
Recent forward-looking statements from Pagaya Technologies Ltd. include guidance on {"claim":"Simon Glick will maintain a significant ownership stake in Pagaya Technologies Ltd. for the foreseeable future and 1 other predictions.