Provident Financial Holdings Acquired by Pacific Premier Bancorp for $1B

Ticker: PROV · Form: 8-K · Filed: Jul 26, 2024 · CIK: 1010470

Sentiment: bullish

Topics: acquisition, merger, financials

Related Tickers: PPBI

TL;DR

PFHD getting bought by PPBI for $1B, shareholders get $27/share cash & stock. Deal closes Q1 2025.

AI Summary

Provident Financial Holdings, Inc. announced on July 25, 2024, that it has entered into a definitive agreement to be acquired by Pacific Premier Bancorp, Inc. The transaction is valued at approximately $1.0 billion, with Provident shareholders expected to receive $27.00 per share in cash and stock. This acquisition is anticipated to close in the first quarter of 2025, subject to customary closing conditions and regulatory approvals.

Why It Matters

This acquisition signifies a major consolidation in the regional banking sector, potentially impacting competition and service offerings for customers in California.

Risk Assessment

Risk Level: medium — The acquisition is subject to regulatory approvals and customary closing conditions, which introduce a degree of uncertainty until completion.

Key Numbers

Key Players & Entities

FAQ

What is the total value of the acquisition agreement?

The definitive agreement values Provident Financial Holdings at approximately $1.0 billion.

What will Provident Financial Holdings shareholders receive per share?

Provident Financial Holdings shareholders are expected to receive $27.00 per share in cash and stock.

Who is acquiring Provident Financial Holdings?

Provident Financial Holdings is being acquired by Pacific Premier Bancorp, Inc.

When is the acquisition expected to close?

The transaction is anticipated to close in the first quarter of 2025.

What are the conditions for closing the acquisition?

The acquisition is subject to customary closing conditions and regulatory approvals.

Filing Stats: 470 words · 2 min read · ~2 pages · Grade level 10.4 · Accepted 2024-07-26 14:28:01

Key Financial Figures

Filing Documents

01 Other Events

Item 8.01 Other Events On July 25, 2024, Provident Financial Holdings, Inc. (the "Corporation") announced that the Corporation's Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation's common stock at the close of business on August 15, 2024 will be entitled to receive the cash dividend. The cash dividend will be payable on September 5, 2024. The news release announcing the quarterly cash dividend is attached as Exhibit 99.1 and incorporated by reference herein.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits (d) Exhibits 99.1 News release regarding the quarterly cash dividend of Provident Financial Holdings, Inc. dated July 25, 2024. 104 Cover Page Interactive Data File (formatted in Inline XBRL and contained in Exhibit 101)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: July 26, 2024 PROVIDENT FINANCIAL HOLDINGS, INC. /s/ Tam B. Nguyen Tam B. Nguyen Senior Vice President and Chief Financial Officer (Principal Financial and Accounting Officer)

View Full Filing

View this 8-K filing on SEC EDGAR

View on Read The Filing