Provident Financial Holdings INC (PROV) — SEC Filings

Q: What are the key financial highlights for Provident Financial Holdings INC?

Key financial highlights for Provident Financial Holdings INC are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at Provident Financial Holdings INC?

Key executives at Provident Financial Holdings INC are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for Provident Financial Holdings INC stock?

Risk factors for Provident Financial Holdings INC (PROV) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from Provident Financial Holdings INC?

Forward-looking statements and predictions from Provident Financial Holdings INC are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for Provident Financial Holdings INC. Recent 8-K filing on Apr 24, 2026. AI-decoded analysis of earnings, risk factors, and insider trad

View Provident Financial Holdings INC on SEC EDGAR

Overview

Provident Financial Holdings INC (PROV) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Apr 24, 2026: On April 23, 2026, Provident Financial Holdings Inc. filed an 8-K report detailing other events. The filing includes financial statements and exhibits, with the report itself being accepted on April 24, 2026. The company's mailing and business address is 3756 Central Avenue, Riverside, CA 92506.

Sentiment Summary

Across 38 filings, the sentiment breakdown is: 1 bullish, 36 neutral, 1 mixed. The dominant filing sentiment for Provident Financial Holdings INC is neutral.

Filing Type Overview

Provident Financial Holdings INC (PROV) has filed 24 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 1 8-K/A, 3 SC 13G/A with the SEC between Jan 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (38)

Provident Financial Holdings Inc. Files 8-K Report — 8-K · Apr 24, 2026 Risk: low
On April 23, 2026, Provident Financial Holdings Inc. filed an 8-K report detailing other events. The filing includes financial statements and exhibits, with the
8-K Filing — 8-K · Apr 17, 2026
Provident Financial Holdings Files 8-K on Shareholder Votes — 8-K · Nov 21, 2025 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on November 21, 2025, reporting on matters submitted to a vote of security holders as of November 20, 2025. The
PROV's Q1 Net Income Dips Amidst Rising Expenses, Asset Contraction — 10-Q · Nov 7, 2025 Risk: medium
Provident Financial Holdings Inc. (PROV) reported a net income of $1.681 million for the quarter ended September 30, 2025, a decrease from $1.900 million in the
Provident Financial Holdings Files 8-K on Financials — 8-K · Oct 28, 2025 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on October 28, 2025, to report on its results of operations and financial condition. The filing also includes Re
Provident Financial Holdings Files 8-K — 8-K · Oct 24, 2025 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on October 24, 2025, reporting other events and financial statements. The filing pertains to the period ending O
PROV Sets Virtual Shareholder Meeting for Director Elections, Exec Pay Vote — DEF 14A · Oct 20, 2025 Risk: low
Provident Financial Holdings, Inc. (PROV) is holding its Annual Meeting of Shareholders on November 20, 2025, virtually, to address three key proposals. Shareho
Provident Financial Holds Steady Amid Shifting Loan Mix, Inland Empire Growth — 10-K · Aug 29, 2025 Risk: medium
Provident Financial Holdings Inc. (PROV) reported consolidated total assets of $1.25 billion and total deposits of $888.8 million as of June 30, 2025, with stoc
Provident Financial Holdings Files 8-K on Financials — 8-K · Jul 28, 2025 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on July 28, 2025, to report on its results of operations and financial condition. The filing also included Regul
Provident Financial Holdings Files 8-K — 8-K · Jul 25, 2025 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on July 25, 2025, reporting other events and financial statements as of July 24, 2025. The filing does not conta
Provident Financial Holdings Announces Board and Officer Changes — 8-K · May 23, 2025 Risk: low
Provident Financial Holdings, Inc. announced on May 22, 2025, changes in its board and officer appointments. The filing also includes financial statements and e
Provident Financial Holdings Reports Officer/Director Changes — 8-K · May 13, 2025 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on May 13, 2025, reporting on the departure of directors or certain officers, election of directors, appointment
Provident Financial Holdings Files Q3 2025 10-Q — 10-Q · May 8, 2025 Risk: low
Provident Financial Holdings, Inc. filed its 10-Q for the period ending March 31, 2025. The company reported on its financial performance and operations, includ
Provident Financial Holdings Files 8-K — 8-K · Apr 28, 2025 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on April 28, 2025, to report on its Results of Operations and Financial Condition, as well as Regulation FD Disc
Provident Financial Holdings Files 8-K — 8-K · Apr 25, 2025 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on April 25, 2025, reporting other events and financial statements as of April 24, 2025. The filing does not con
Provident Financial Holdings Files 8-K — 8-K · Feb 26, 2025 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on February 26, 2025, reporting an event that occurred on February 20, 2025. The filing pertains to 'Other Event
Provident Financial Holdings Files 10-Q for Q2 FY25 — 10-Q · Feb 7, 2025 Risk: low
Provident Financial Holdings, Inc. filed its 10-Q for the period ending December 31, 2024. The filing covers the second quarter of their fiscal year, which ends
Provident Financial Holdings Announces Board and Officer Changes — 8-K · Feb 6, 2025 Risk: low
Provident Financial Holdings, Inc. announced on February 3, 2025, changes in its board and officer appointments. The filing details the departure of directors,
Provident Financial Holdings Files 8-K — 8-K · Jan 28, 2025 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on January 28, 2025, reporting on its results of operations and financial condition. The filing also includes Re
Provident Financial Holdings Files 8-K — 8-K · Jan 24, 2025 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on January 24, 2025, reporting an event on January 23, 2025. The filing indicates "Other Events" and "Financial
Provident Financial Holdings Reports on Shareholder Votes — 8-K · Nov 22, 2024 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on November 22, 2024, reporting on matters submitted to a vote of security holders as of November 21, 2024. The
Provident Financial Holdings Inc. Q1 2025 Update — 10-Q · Nov 7, 2024 Risk: low
Provident Financial Holdings Inc. reported its Q1 2025 results for the period ending September 30, 2024. The company's filing details common stock, treasury sto
Provident Financial Holdings Files 8-K — 8-K · Oct 28, 2024 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on October 28, 2024, reporting on its results of operations and financial condition. The filing also includes Re
Provident Financial Holdings Files 8-K — 8-K · Oct 25, 2024 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on October 25, 2024, reporting other events and financial statements. The filing pertains to the period ending O
Provident Financial Holdings Files Definitive Proxy Statement — DEF 14A · Oct 24, 2024 Risk: low
Provident Financial Holdings, Inc. filed its definitive proxy statement on October 24, 2024, for its annual meeting. The filing outlines the company's governanc
Provident Financial Holdings Files 8-K — 8-K · Sep 27, 2024 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on September 27, 2024, reporting other events and financial statements. The filing pertains to the period ending
Provident Financial Holdings Inc. Files 2024 10-K — 10-K · Aug 30, 2024 Risk: low
Provident Financial Holdings Inc. filed its 10-K for the fiscal year ending June 30, 2024. The company, headquartered in Riverside, CA, operates in the savings
Provident Financial Holdings Files 8-K on Financials — 8-K · Jul 29, 2024 Risk: low
Provident Financial Holdings, Inc. filed an 8-K on July 29, 2024, to report on its results of operations and financial condition. The filing also included Regul
Provident Financial Holdings Acquired by Pacific Premier Bancorp for $1B — 8-K · Jul 26, 2024 Risk: medium
Provident Financial Holdings, Inc. announced on July 25, 2024, that it has entered into a definitive agreement to be acquired by Pacific Premier Bancorp, Inc. T
Provident Financial Holdings Inc. Files 10-Q for Period Ending March 31, 2024 — 10-Q · May 8, 2024 Risk: low
PROVIDENT FINANCIAL HOLDINGS INC (PROV) filed a Quarterly Report (10-Q) with the SEC on May 8, 2024. Provident Financial Holdings Inc. filed a 10-Q for the peri
Provident Financial Holdings Acquired by Pacific Premier Bancorp — 8-K · Apr 29, 2024 Risk: medium
Provident Financial Holdings, Inc. announced on April 25, 2024, that it has entered into a definitive agreement to be acquired by Pacific Premier Bancorp, Inc.
Provident Financial Amends 8-K on Security Holder Vote — 8-K/A · Feb 23, 2024 Risk: low
Provident Financial Holdings, Inc. filed an 8-K/A Amendment No. 1 on February 23, 2024, relating to an event on November 28, 2023. This amendment pertains to th
SC 13G/A Filing — SC 13G/A · Feb 14, 2024
SC 13G/A Filing — SC 13G/A · Feb 14, 2024
Dimensional Fund Advisors LP Adjusts Provident Financial Holdings Stake to 6.4% — SC 13G/A · Feb 9, 2024 Risk: low
Dimensional Fund Advisors LP, a Delaware Limited Partnership, has updated its ownership stake in Provident Financial Holdings Inc. As of December 29, 2023, Dime
Provident Financial Holdings Inc. Files 10-Q for Period Ending December 31, 2023 — 10-Q · Feb 8, 2024 Risk: low
PROVIDENT FINANCIAL HOLDINGS INC (PROV) filed a Quarterly Report (10-Q) with the SEC on February 8, 2024. Provident Financial Holdings Inc. filed a 10-Q report
PROV Files 8-K on Financial Results & Operations — 8-K · Jan 29, 2024
Provident Financial Holdings, Inc. (PROV) filed an 8-K on January 29, 2024, to report its financial results and operations, specifically for the period ending o
PROV: Routine 8-K Confirms Non-EGC Status, NASDAQ Listing — 8-K · Jan 26, 2024
Provident Financial Holdings, Inc. (PROV) filed an 8-K on January 26, 2024, reporting an event that occurred on January 25, 2024. This filing is a routine updat

Risk Profile

Risk Assessment: Of PROV's 33 recent filings, 0 were flagged as high-risk, 4 as medium-risk, and 29 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Provident Financial Holdings INC's most recent 10-Q filing (Nov 7, 2025):

Revenue: $14.959M
Net Income: $1.681M
EPS: $0.26
Total Assets: $1.230B

Key Executives

Craig G. Blunden
Peter C. Fan
Debbi H. Guthrie
Kathy M. Michalak

Industry Context

Provident Financial Holdings Inc. operates within the highly competitive banking sector, characterized by evolving interest rate environments and increasing digital adoption. Banks are facing pressure to manage net interest margins while investing in technology and customer service. Competition for deposits remains intense, and regulatory scrutiny continues to shape operational strategies and capital requirements.

Top Tags

financials (8) · 8-K (7) · corporate-governance (6) · regulatory-filing (5) · 10-Q (5) · disclosure (4) · financial-results (4) · financial-statements (3) · financial-reporting (3) · filing (3)

Key Numbers

CIK: 0001010470 — Company Identification Number
EIN: 330704889 — Employer Identification Number
Net Income: $1.681M — Decreased from $1.900M in Q3 2024
Basic EPS: $0.26 — Decreased from $0.28 in Q3 2024
Total Interest Income: $14.146M — Increased from $14.075M in Q3 2024
Total Interest Expense: $5.216M — Decreased from $5.459M in Q3 2024
Net Interest Income: $8.930M — Increased from $8.616M in Q3 2024
Total Non-Interest Expense: $7.634M — Increased from $7.523M in Q3 2024
Total Assets: $1.230B — Decreased from $1.245B at June 30, 2025
Total Deposits: $874.839M — Decreased from $888.772M at June 30, 2025
Unrealized Losses on HTM Securities: $9.4M — All in loss position for 12 months or more as of September 30, 2025
Shares Outstanding: 6,474,230 — As of October 31, 2025
Shares of common stock outstanding: 6,503,511 — As of the record date October 6, 2025
Provident Savings Bank, F.S.B. ESOP Trust ownership: 10.72% — Largest beneficial owner of Provident common stock
Dimensional Fund Advisors LP ownership: 7.66% — Second largest beneficial owner of Provident common stock

Forward-Looking Statements

{"claim":"Dimensional Fund Advisors LP will maintain a significant, but potentially fluctuating, stake in Provident Financial Holdings Inc. over the next year.","entity":"Dimensional Fund Advisors LP","targetDate":"December 29, 2024","confidence":"medium"}
{"claim":"Provident Financial Holdings Inc. will continue to repurchase shares under the September 2023 Stock Repurchase Plan.","entity":"Provident Financial Holdings Inc.","targetDate":"2024-06-30","confidence":"medium"}

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Frequently Asked Questions

What are the latest SEC filings for Provident Financial Holdings INC (PROV)?

Provident Financial Holdings INC has 38 recent SEC filings from Jan 2024 to Apr 2026, including 24 8-K, 6 10-Q, 3 SC 13G/A. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of PROV filings?

Across 38 filings, the sentiment breakdown is: 1 bullish, 36 neutral, 1 mixed. The dominant sentiment is neutral.

Where can I find Provident Financial Holdings INC SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all Provident Financial Holdings INC (PROV) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for Provident Financial Holdings INC?

Key financial highlights from Provident Financial Holdings INC's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for PROV?

The investment thesis for PROV includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at Provident Financial Holdings INC?

Key executives identified across Provident Financial Holdings INC's filings include Craig G. Blunden, Peter C. Fan, Debbi H. Guthrie, Kathy M. Michalak.

What are the main risk factors for Provident Financial Holdings INC stock?

Of PROV's 33 assessed filings, 0 were flagged high-risk, 4 medium-risk, and 29 low-risk.

What are recent predictions and forward guidance from Provident Financial Holdings INC?

Recent forward-looking statements from Provident Financial Holdings INC include guidance on {"claim":"Dimensional Fund Advisors LP will maintain a significant, but potentially fluctuating, stake in Provident Fina and 1 other predictions.