Regional Management Corp. (RM) — SEC Filings
Regional Management Corp. (RM) — 50 SEC filings. Latest: ARS (Apr 13, 2026). Includes 29 8-K, 7 SC 13G/A, 6 10-Q.
View Regional Management Corp. on SEC EDGAR
Overview
Regional Management Corp. (RM) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a ARS filed on Apr 13, 2026: Regional Management Corp. filed an Annual Report to Security Holders (ARS) on April 13, 2026, for the period ending December 31, 2025. The company, headquartered in Greer, SC, operates in the Personal Credit Institutions sector.
Sentiment Summary
Across 50 filings, the sentiment breakdown is: 1 bearish, 47 neutral, 2 mixed. The dominant filing sentiment for Regional Management Corp. is neutral.
Filing Type Overview
Regional Management Corp. (RM) has filed 1 ARS, 29 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 7 SC 13G/A, 2 8-K/A, 1 10-K/A with the SEC between Jan 2024 to Apr 2026.
Filings by Year
Recent SEC Filings (50)
Risk Profile
Risk Assessment: Of RM's 37 recent filings, 1 were flagged as high-risk, 17 as medium-risk, and 19 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $165.487M |
| Net Income | $14.356M |
| EPS | $3.32 |
| Total Debt | $1.582B |
Key Executives
- Beck
- Knitzer
- Michael R. Roffler
- Robert W. Blair
- David L. Johnson
- Michael J. Beaty
- David R. Johnson
- Christopher L. Jenkins
Industry Context
Regional Management Corp. operates in the consumer finance sector, offering both large and small loans, alongside insurance products. The industry is characterized by its sensitivity to macroeconomic conditions, including interest rates and inflation, which directly impact borrower demand and repayment capabilities. Competition often comes from traditional banks, credit unions, and other specialized finance companies.
Top Tags
financials (8) · material-agreement (6) · financial-obligation (5) · amendment (5) · corporate-governance (4) · 8-K (4) · 10-Q (4) · financial-reporting (4) · disclosure (4) · Regional Management Corp. (4)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net income for Q3 2025 | $14.356M | Increased 87.3% from $7.663 million in Q3 2024 |
| Total revenue for Q3 2025 | $165.487M | Increased 13.1% from $146.338 million in Q3 2024 |
| Interest and fee income for Q3 2025 | $148.672M | Increased 10.9% from $133.932 million in Q3 2024 |
| Insurance income, net for Q3 2025 | $11.391M | Increased 53.5% from $7.422 million in Q3 2024 |
| Provision for credit losses for Q3 2025 | $60.474M | Increased 11.3% from $54.349 million in Q3 2024 |
| Net finance receivables as of Sep 30, 2025 | $2.053B | Increased from $1.893 billion at Dec 31, 2024 |
| Debt as of Sep 30, 2025 | $1.582B | Increased from $1.478 billion at Dec 31, 2024 |
| Basic EPS for nine months ended Sep 30, 2025 | $3.32 | Increased from $3.25 in the prior year |
| SEC File Number | 001-35477 | Identifies the company's filing with the SEC. |
| IRS Employer Identification No. | 57-0847115 | Company's tax identification number. |
| Net Income | $18.5M | Decreased from $22.1M in Q2 2024, indicating profitability pressure. |
| Revenue | $125.3M | Increased from $118.9M in Q2 2024, driven by loan growth. |
| Total Finance Receivables | $1.8B | Grew from $1.7B at year-end 2024, showing portfolio expansion. |
| 90+ Day Delinquencies | 6.2% | Increased from 5.8% at year-end 2024, signaling deteriorating credit quality. |
| Provision for Credit Losses | $45.1M | Increased from $38.7M in Q2 2024, reflecting higher expected losses. |
Related Companies
Frequently Asked Questions
What are the latest SEC filings for Regional Management Corp. (RM)?
Regional Management Corp. has 50 recent SEC filings from Jan 2024 to Apr 2026, including 29 8-K, 7 SC 13G/A, 6 10-Q. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of RM filings?
Across 50 filings, the sentiment breakdown is: 1 bearish, 47 neutral, 2 mixed. The dominant sentiment is neutral.
Where can I find Regional Management Corp. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Regional Management Corp. (RM) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Regional Management Corp.?
Key financial highlights from Regional Management Corp.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for RM?
The investment thesis for RM includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Regional Management Corp.?
Key executives identified across Regional Management Corp.'s filings include Beck, Knitzer, Michael R. Roffler, Robert W. Blair, David L. Johnson and 3 others.
What are the main risk factors for Regional Management Corp. stock?
Of RM's 37 assessed filings, 1 were flagged high-risk, 17 medium-risk, and 19 low-risk.
What are recent predictions and forward guidance from Regional Management Corp.?
Forward guidance and predictions for Regional Management Corp. are extracted from SEC filings as they are enriched.