Stellus Capital Investment Corp. Enters Material Definitive Agreement

TL;DR

Stellus Capital just signed a new credit agreement, creating a direct financial obligation.

AI Summary

On September 11, 2025, Stellus Capital Investment Corp. entered into a material definitive agreement, specifically a credit agreement. This agreement creates a direct financial obligation for the registrant. The filing was made on September 15, 2025.

Why It Matters

This filing indicates Stellus Capital Investment Corp. has entered into a new financial obligation, which could impact its debt structure and future financial flexibility.

Risk Assessment

Risk Level: medium — Entering into new financial obligations can introduce financial risk, depending on the terms and Stellus Capital's overall debt profile.

Key Players & Entities

• Stellus Capital Investment Corp. (company) — Registrant
• September 11, 2025 (date) — Date of earliest event reported
• September 15, 2025 (date) — Filing date
• 4400 Post Oak Parkway, Suite 2200 Houston, Texas 77027 (address) — Principal executive offices

FAQ

Key Financial Figures

• $0.001 — h registered Common Stock, par value $0.001 per share SCM New York Stock Exchange
• $315 million — ings: (i) increased the commitment from $315 million to $335 million and increased the accor
• $335 million — sed the commitment from $315 million to $335 million and increased the accordion cap from $3
• $350 million — on and increased the accordion cap from $350 million to $365 million, (ii) extended the Comm
• $365 m — the accordion cap from $350 million to $365 million, (ii) extended the Commitment Ter

Filing Documents

• tm2526011d1_8k.htm (8-K) — 29KB
• tm2526011d1_ex10-1.htm (EX-10.1) — 113KB
• 0001104659-25-090030.txt ( ) — 321KB
• scm-20250911.xsd (EX-101.SCH) — 3KB
• scm-20250911_lab.xml (EX-101.LAB) — 33KB
• scm-20250911_pre.xml (EX-101.PRE) — 22KB
• tm2526011d1_8k_htm.xml (XML) — 4KB

01 Entry into a Material Definitive Agreement

Item 1.01 Entry into a Material Definitive Agreement. On September 11, 2025, Stellus Capital Investment Corporation (the "Company") entered into a Sixth Amendment to Amended and Restated Senior Secured Revolving Credit Agreement (the "Sixth Amendment"), by and among the Company, as the borrower, Zions Bancorporation, N.A., d/b/a Amegy Bank ("Amegy Bank"), as Administrative Agent, Swingline Lender, Issuing Bank and Multicurrency Lender, and various other lenders that are party thereto from time to time (collectively, the "Lenders"). The Sixth Amendment amends that certain Amended and Restated Senior Secured Revolving Credit Agreement, dated as of September 18, 2020 (as amended, supplemented or otherwise modified from time to time, the "Credit Facility") by and among the Company, as the borrower, Amegy Bank, as Administrative Agent, and the Lenders that are party thereto from time to time. The First Amendment, among other things: (i) increased the commitment from $315 million to $335 million and increased the accordion cap from $350 million to $365 million, (ii) extended the Commitment Termination Date to September 11, 2029, (iii) extended the Final Maturity Date to September 11, 2030, (iv) reduced the applicable margin rate on Eurocurrency Loans, SOFR Loans, Alternative Currency Loans (SONIA) to a range of 2.25% to 2.50% and the range of applicable margin on ABR Loans and Canadian Prime Rate Loans to a range of 1.25% to 1.50% for borrowings under the Credit Facility, (v) removed credit spread adjustments, and (vi) revised certain borrowing base and financial covenant calculations. Capitalized terms under this Item 1.01, unless otherwise defined herein, have the meaning ascribed to them under the Credit Facility. The description above is only a summary of the material provisions of the Sixth Amendment and is qualified in its entirety by reference to a copy of the Sixth Amendment, which is filed as Exhibit 10.1 to this current report on Form 8-K and incorporated by

03 Creation of a Direct Financial Obligation or an Obligation

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of Registrant. The information contained in Item 1.01 to this current report on Form 8-K is by this reference incorporated in this Item 2.03.

01 Financial Statements

Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit Number Description 10.1 Sixth Amendment to Amended and Restated Senior Secured Revolving Credit Agreement, dated as of September 11, 2025, between Stellus Capital Investment Corporation, the lenders party thereto, and Zions Bancorporation, N.A., d/b/a Amegy Bank, as Administrative Agent, Swingline Lender, Issuing Bank and Multicurrency Lender. 104 Cover Page Interactive Data File (embedded within the Inline XBRL Document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned hereunto duly authorized. Date: September 15, 2025 Stellus Capital Investment Corporation By: /s/ W. Todd Huskinson Name: W. Todd Huskinson Title: Chief Financial Officer

View Full Filing

View this 8-K filing on SEC EDGAR