United Bankshares Inc/Wv (UBSI) — SEC Filings
United Bankshares Inc/Wv (UBSI) — 33 SEC filings. Latest: 8-K (Apr 23, 2026). Includes 17 8-K, 6 10-Q, 5 SC 13G/A.
View United Bankshares Inc/Wv on SEC EDGAR
Overview
United Bankshares Inc/Wv (UBSI) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a ARS filed on Apr 1, 2026: United Bankshares Inc./WV filed its Annual Report to Security Holders (ARS) on April 1, 2026, for the period ending December 31, 2025. The filing provides a comprehensive overview of the company's performance and financial standing for the fiscal year 2025. The report is submitted to the SEC for pub
Sentiment Summary
Across 33 filings, the sentiment breakdown is: 32 neutral, 1 mixed. The dominant filing sentiment for United Bankshares Inc/Wv is neutral.
Filing Type Overview
United Bankshares Inc/Wv (UBSI) has filed 17 8-K, 1 ARS, 6 10-Q, 2 DEF 14A, 2 10-K, 5 SC 13G/A with the SEC between Jan 2024 to Apr 2026.
Filings by Year
Recent SEC Filings (33)
Risk Profile
Risk Assessment: Of UBSI's 29 recent filings, 0 were flagged as high-risk, 5 as medium-risk, and 24 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $430,957,000 |
| Net Income | $130,748,000 |
| Cash Position | $2,518,719,000 |
| Total Assets | $33,407,181,000 |
Key Executives
- Richard M. Adams Jr.
Industry Context
United Bankshares operates within the community banking sector, characterized by a focus on local markets and personalized customer service. The industry is currently experiencing growth in loan and deposit volumes, driven by economic activity. However, banks face ongoing challenges related to interest rate sensitivity, increasing regulatory compliance costs, and competition from larger financial institutions and fintech companies.
Top Tags
financial-reporting (6) · financials (5) · banking (5) · institutional-ownership (5) · 8-K (4) · SEC Filing (4) · corporate-governance (4) · 8-k (4) · 10-Q (4) · amendment (4)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (Q3 2025) | $130.7M | Increased 37.25% from $95.3M in Q3 2024 |
| Net Income (YTD Q3 2025) | $335.8M | Increased 20.53% from $278.6M in YTD Q3 2024 |
| Total Interest Income (Q3 2025) | $431.0M | Increased 12.59% from Q3 2024 |
| Net Loans and Leases (Sep 30, 2025) | $24.2B | Increased 13.68% from $21.4B at Dec 31, 2024 |
| Total Assets (Sep 30, 2025) | $33.4B | Increased 11.27% from $30.0B at Dec 31, 2024 |
| Total Deposits (Sep 30, 2025) | $26.9B | Increased 12.11% from $24.0B at Dec 31, 2024 |
| Provision for Credit Losses (Q3 2025) | $12.1M | Increased 74.20% from $6.9M in Q3 2024 |
| Provision for Credit Losses (YTD Q3 2025) | $47.1M | Increased 155.04% from $18.5M in YTD Q3 2024 |
| Goodwill Increase | $129.9M | Due to acquisition of Piedmont Bancorp, Inc. |
| Common Shares Outstanding (Oct 31, 2025) | 140,416,592 | Reflects current share count |
| 3-month CME Term SOFR spread adjustment | 0.26161% | used in interest rate calculations |
| 6-month CME Term SOFR spread adjustment | 0.42826% | used in interest rate calculations |
| Conformed Period of Report | 2025-06-30 | end date of the reporting period |
| Filed As Of Date | 2025-08-08 | date the 10-Q was filed |
| Reporting Period End Date | 2025-03-31 | Indicates the end of the financial quarter being reported. |
Forward-Looking Statements
- {"claim":"Vanguard will likely maintain a significant, passive stake in United Bankshares Inc/WV.","entity":"The Vanguard Group","targetDate":"Next 12-24 months","confidence":"high"}
- {"claim":"Dimensional Fund Advisors LP will maintain a significant, but non-controlling, stake in United Bankshares Inc/WV.","entity":"Dimensional Fund Advisors LP","targetDate":"Next 12 months","confidence":"high"}
- {"claim":"The market will view this institutional ownership as a sign of stability for United Bankshares Inc/WV.","entity":"United Bankshares Inc/WV","targetDate":"Next 3 months","confidence":"medium"}
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Frequently Asked Questions
What are the latest SEC filings for United Bankshares Inc/Wv (UBSI)?
United Bankshares Inc/Wv has 33 recent SEC filings from Jan 2024 to Apr 2026, including 17 8-K, 6 10-Q, 5 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of UBSI filings?
Across 33 filings, the sentiment breakdown is: 32 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find United Bankshares Inc/Wv SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all United Bankshares Inc/Wv (UBSI) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for United Bankshares Inc/Wv?
Key financial highlights from United Bankshares Inc/Wv's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for UBSI?
The investment thesis for UBSI includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at United Bankshares Inc/Wv?
Key executives identified across United Bankshares Inc/Wv's filings include Richard M. Adams Jr..
What are the main risk factors for United Bankshares Inc/Wv stock?
Of UBSI's 29 assessed filings, 0 were flagged high-risk, 5 medium-risk, and 24 low-risk.
What are recent predictions and forward guidance from United Bankshares Inc/Wv?
Recent forward-looking statements from United Bankshares Inc/Wv include guidance on {"claim":"Vanguard will likely maintain a significant, passive stake in United Bankshares Inc/WV.","entity":"The Vanguar and 2 other predictions.