United Bankshares Q1 2025 10-Q Filed
Ticker: UBSI · Form: 10-Q · Filed: May 9, 2025 · CIK: 729986
| Field | Detail |
|---|---|
| Company | United Bankshares Inc/Wv (UBSI) |
| Form Type | 10-Q |
| Filed Date | May 9, 2025 |
| Risk Level | low |
| Sentiment | neutral |
Sentiment: neutral
Topics: 10-Q, financials, banking
Related Tickers: UBSH
TL;DR
**UBSH Q1 2025 10-Q is in!** Financials look steady, watch out for operating expenses.
AI Summary
United Bankshares Inc./WV filed its 10-Q for the period ending March 31, 2025. The filing details financial performance, including net interest income and other operating expenses. Specific details on SOFR rates and various expense categories like legal, consulting, and marketing are provided.
Why It Matters
This filing provides investors and analysts with a quarterly update on United Bankshares' financial health and operational performance, crucial for investment decisions.
Risk Assessment
Risk Level: low — This is a routine quarterly filing providing standard financial information without immediate red flags.
Key Numbers
- 2025-03-31 — Reporting Period End Date (Indicates the end of the financial quarter being reported.)
- 2025-01-01 — Reporting Period Start Date (Indicates the beginning of the financial quarter being reported.)
- 2024-03-31 — Prior Year Quarter End Date (For year-over-year comparison.)
Key Players & Entities
- UNITED BANKSHARES INC/WV (company) — Filer of the 10-Q
- 20250331 (date) — End of the reporting period
- 20250509 (date) — Filing date
- 0.26161% (dollar_amount) — Spread adjustment for 3-month CME Term SOFR rates
- 0.42826% (dollar_amount) — Spread adjustment for 6-month CME Term SOFR rates
FAQ
What is the spread adjustment for the 3-month CME Term SOFR rate?
The spread adjustment for the 3-month CME Term SOFR rate is 0.26161%.
What types of expenses are included in 'Other segment expense'?
Other segment expense includes legal, consulting, professional services, franchise and other taxes not on income, reserve on lending-related commitments, ATM expenses, marketing, core deposits amortization, and other general operating expenses.
What is the filing date for this 10-Q?
This 10-Q was filed on 20250509.
What is the reporting period for this 10-Q?
The conforming period of report is 20250331.
What is the SIC code for United Bankshares Inc./WV?
The Standard Industrial Classification code is 6022 for State Commercial Banks.
Filing Details
This Form 10-Q (Form 10-Q) was filed with the SEC on May 9, 2025 regarding UNITED BANKSHARES INC/WV (UBSI).