PEBO Files Routine 8-K on Jan 26, No Major News

Ticker: PEBO · Form: 8-K · Filed: Jan 26, 2024 · CIK: 318300

Complexity: simple

Sentiment: neutral

Topics: current-report, regulatory-filing, corporate-governance

TL;DR

**PEBO filed a standard 8-K, nothing major to report.**

AI Summary

Peoples Bancorp Inc. (PEBO) filed an 8-K on January 26, 2024, to report an event that occurred on January 23, 2024. This filing is a routine current report under Section 13 or 15(d) of the Securities Exchange Act of 1934, indicating no major new financial results or significant corporate actions like mergers or acquisitions. For investors, this means there's no immediate new information that would drastically alter their investment thesis, suggesting a period of stability or business as usual for the company.

Why It Matters

This filing is a standard procedural update, signaling that there are no immediate, material changes to Peoples Bancorp Inc.'s operations or financial health that would require a more detailed disclosure.

Risk Assessment

Risk Level: low — This 8-K filing is a routine procedural update and does not contain any information that indicates new or increased risk for investors.

Analyst Insight

A smart investor would note this as a routine filing, confirming no immediate negative or positive catalysts. It suggests business as usual for PEBO, so no immediate action is required based solely on this 8-K.

Key Numbers

Key Players & Entities

FAQ

What is the purpose of this 8-K filing by Peoples Bancorp Inc.?

This 8-K filing is a 'Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934,' indicating it's a routine disclosure of an event that occurred on January 23, 2024, and was reported on January 26, 2024.

What is the earliest event date reported in this 8-K?

The earliest event reported in this 8-K occurred on January 23, 2024, as stated in the 'Date of Report (Date of earliest event reported)' section.

Where are Peoples Bancorp Inc.'s common shares traded?

Peoples Bancorp Inc.'s Common shares, without par value, are registered on The Nasdaq Stock Market under the trading symbol PEBO.

What is the state of incorporation for Peoples Bancorp Inc.?

Peoples Bancorp Inc. is incorporated in Ohio, as specified in the 'State or other jurisdiction of incorporation' section of the filing.

Does this 8-K indicate that Peoples Bancorp Inc. is an emerging growth company?

No, the filing explicitly states 'Emerging growth company ☐', indicating that Peoples Bancorp Inc. is not an emerging growth company as defined by Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Filing Stats: 2,032 words · 8 min read · ~7 pages · Grade level 11.6 · Accepted 2024-01-26 14:48:11

Filing Documents

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition On January 23, 2024, management of Peoples Bancorp Inc. ("Peoples") conducted a facilitated conference call at approximately 11:00 a.m., Eastern Standard Time, to discuss results of operations for the quarter and twelve months ended December 31, 2023. A replay of the conference call audio will be available on Peoples' website, www.peoplesbancorp.com, in the "Investor Relations" section for one year. A copy of the transcript of the conference call is included as Exhibit 99.1 to this Current Report on Form 8-K. The information contained in this Item 2.02 and Exhibit 99.1 included with this Current Report on Form 8-K, is being furnished pursuant to Item 2.02 and shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that Section, nor shall such information be deemed to be incorporated by reference in any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as otherwise stated in such filing. During the conference call, management referred to non-Generally Accepted Accounting Principles ("US GAAP") financial measures that are used by management to provide information useful to investors in understanding Peoples' operating performance and trends, and to facilitate comparisons with the performance of Peoples' peers. The following tables show the differences between the non-US GAAP financial measures referred to during the conference call and the most directly comparable US GAAP-based financial measures. Three Months Ended Year Ended December 31, September 30, December 31, December 31, (Dollars in thousands) 2023 2023 2022 2023 2022 Core non-interest expense: Total non-interest expense $ 67,689 $ 71,696 $ 53,366 $ 266,487 $ 207,147 Less: acquisition-related expenses 1,276 4,434 702 16,970 3,016 Less: pension settlemen

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits a) - c) Not applicable d) Exhibits See Index to Exhibits below. INDEX TO EXHIBITS Exhibit Number Description 99.1 Transcript of conference call conducted by management of Peoples Bancorp Inc. on January 23, 2024 to discuss results of operations for the quarter and twelve months ended December 31, 2023 104 Cover Page Interactive Data File (the cover page XBRL tags are embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. PEOPLES BANCORP INC. Date: January 26, 2024 By:/s/ KATHRYN BAILEY Kathryn Bailey Executive Vice President, Chief Financial Officer and Treasurer

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