Crawford & Co. Files Q3 2024 10-Q

Ticker: CRD-B · Form: 10-Q · Filed: Nov 4, 2024 · CIK: 25475

Sentiment: neutral

Topics: 10-Q, financials, quarterly-report

TL;DR

Crawford & Co. Q3 10-Q is in: financials for North America Loss Adjusting & International Ops detailed.

AI Summary

Crawford & Company filed its 10-Q for the period ending September 30, 2024. The filing details financial performance across its operating segments, including North America Loss Adjusting and International Operations. Specific segment performance and financial metrics for the third quarter and year-to-date periods are presented.

Why It Matters

This filing provides investors with the latest financial performance data for Crawford & Company, crucial for understanding the company's operational health and strategic direction.

Risk Assessment

Risk Level: low — This is a routine quarterly filing providing standard financial disclosures.

Key Numbers

Key Players & Entities

FAQ

What were the key financial highlights for Crawford & Company in the third quarter of 2024?

The 10-Q filing for the period ending September 30, 2024, provides detailed financial performance for the third quarter and year-to-date periods across its operating segments.

Which operating segments are detailed in this 10-Q filing?

The filing details performance for segments including North America Loss Adjusting, International Operations, Broadspire, Contractor Connection, and Platform Solutions.

What is the fiscal year-end for Crawford & Company?

Crawford & Company's fiscal year ends on December 31.

When was this 10-Q filing submitted to the SEC?

This 10-Q filing was submitted on November 4, 2024.

What is the primary business classification for Crawford & Company?

Crawford & Company is classified under 'INSURANCE AGENTS BROKERS & SERVICES' with the SIC code 6411.

Filing Stats: 4,417 words · 18 min read · ~15 pages · Grade level 19.2 · Accepted 2024-11-04 16:39:15

Key Financial Figures

Filing Documents

Financial Information

Part I. Financial Information Item 1.

Financial Statements

Financial Statements: 3 Condensed Consolidated Statements of Operations (unaudited) for the three months ended September 30, 2024 and 2023 3 Condensed Consolidated Statements of Operations (unaudited) for the nine months ended September 30, 2024 and 2023 4 Condensed Consolidated Statements of Comprehensive Income (unaudited) for the three and nine months ended September 30, 2024 and 2023 5 Condensed Consolidated Balance Sheets (unaudited) as of September 30, 2024 and December 31, 2023 6 Condensed Consolidated Statements of Cash Flows (unaudited) for the nine months ended September 30, 2024 and 2023 8 Condensed Consolidated Statements of Shareholders' Investment (unaudited) as of and for the three months ended March 31, June 30, and September 30 2024 and 2023 9 Notes to Condensed Consolidated Financial Statements (unaudited) 11 Report of Independent Registered Public Accounting Firm 24 Item 2.

Management's Discussion and Analysis of Financial Condition and Results of Operations

Management's Discussion and Analysis of Financial Condition and Results of Operations 25 Item 3.

Quantitative and Qualitative Disclosures About Market Risk

Quantitative and Qualitative Disclosures About Market Risk 45 Item 4.

Controls and Procedures

Controls and Procedures 45

Other Information

Part II. Other Information Item 1A.

Risk Factors

Risk Factors 46 Item 2. Unregistered Sales of Equity Securities and Use of Proceeds 46 Item 5. Other Information 46 Item 6. Exhibits 47

— Financ ial Information

Part I — Financ ial Information

Financ ial Statements

Item 1. Financ ial Statements CRAWFORD & COMPANY CONDENSED CONSOLIDATED S TATEMENTS OF OPERATIONS Unaudited Three Months Ended September 30, (In thousands, except per share amounts) 2024 2023 Revenues: Revenues before reimbursements $ 329,375 $ 330,121 Reimbursements 13,351 12,066 Total Revenues 342,726 342,187 Costs and Expenses: Costs of services provided, before reimbursements 235,957 229,969 Reimbursements 13,351 12,066 Total costs of services 249,308 242,035 Selling, general, and administrative expenses 71,526 74,447 Corporate interest expense, net of interest income of $ 830 and $ 734 , respectively 4,682 4,556 Total Costs and Expenses 325,516 321,038 Other Loss, net ( 2,490 ) ( 2,194 ) Income Before Income Taxes 14,720 18,955 Provision for Income Taxes 5,333 6,781 Net Income 9,387 12,174 Net Loss Attributable to Noncontrolling Interests 66 145 Net Income Attributable to Shareholders of Crawford & Company $ 9,453 $ 12,319 Earnings Per Share - Basic: Class A Common Stock $ 0.19 $ 0.25 Class B Common Stock $ 0.19 $ 0.25 Earnings Per Share - Diluted: Class A Common Stock $ 0.19 $ 0.25 Class B Common Stock $ 0.19 $ 0.25 Weighted-Average Shares Used to Compute Basic Earnings Per Share: Class A Common Stock 29,880 29,140 Class B Common Stock 19,255 19,837 Weighted-Average Shares Used to Compute Diluted Earnings Per Share: Class A Common Stock 30,472 30,063 Class B Common Stock 19,255 19,837 (The accompanying notes are an integral part of these condensed consolidated financial statements) 3 CRAWFORD & COMPANY CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS Unaudited Nine Months Ended September 30, (In thousands, except per share amounts) 2024 2023 Revenues: Revenues before reimbursements $ 945,256 $ 971,011 Reimbursements 37,396 36,743 Total Rev

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