CAVCO INDUSTRIES INC. Enters Material Definitive Agreement

Ticker: CVCO · Form: 8-K · Filed: Nov 13, 2024 · CIK: 278166

Sentiment: neutral

Topics: material-definitive-agreement

Related Tickers: CVCO

TL;DR

CVCO just signed a big deal, details TBD.

AI Summary

On November 12, 2024, CAVCO INDUSTRIES INC. entered into a Material Definitive Agreement. The filing does not provide specific details about the agreement's nature or financial implications.

Why It Matters

This filing indicates a significant new contract or partnership for CAVCO INDUSTRIES INC., which could impact its future operations and financial performance.

Risk Assessment

Risk Level: medium — The lack of specific details in the filing regarding the nature and terms of the material definitive agreement introduces uncertainty.

Key Players & Entities

FAQ

What type of material definitive agreement did CAVCO INDUSTRIES INC. enter into?

The filing does not specify the type of material definitive agreement.

What is the effective date of this material definitive agreement?

The earliest event reported is November 12, 2024.

Are there any financial terms or dollar amounts associated with this agreement disclosed in the filing?

No financial terms or dollar amounts are disclosed in this filing.

Does this agreement involve any third parties?

The filing does not mention any specific third parties involved in the agreement.

What is the expected impact of this agreement on CAVCO INDUSTRIES INC.'s business?

The filing does not provide information on the expected impact of the agreement.

Filing Stats: 994 words · 4 min read · ~3 pages · Grade level 12.8 · Accepted 2024-11-13 17:19:02

Key Financial Figures

Filing Documents

01 Entry into a Material Definitive Agreement

Item 1.01 Entry into a Material Definitive Agreement On November 12, 2024, Cavco Industries, Inc. (the "Company") entered into that certain Amended and Restated Credit Agreement among the Company, Bank of America, N.A., as administrative agent, swing line lender, letter of credit issuer, and the guarantors party thereto (the "Credit Agreement"), providing for a $75 million revolving credit facility (the "Revolving Credit Facility"), including a $10 million letter of credit sub-facility. The Revolving Credit Facility matures on November 12, 2029. The Credit Agreement amends and restates the previous credit agreement between the parties entered into on November 22, 2022. Loans under the Revolving Credit Facility will bear interest at a rate equal to (i) the Secured Overnight Financing Rate, plus a credit spread adjustment of 0.10% (as adjusted, "Term SOFR"), plus the "applicable rate" or (ii) the "base rate" (defined as the highest of (a) the Bank of America prime rate, (b) the Federal Funds rate plus 0.50%, and (c) Term SOFR plus 1.00%) plus the "applicable rate." The applicable rate will be determined in accordance with a pricing grid based on the Company's Consolidated Total Leverage Ratio (as defined in the Credit Agreement) ranging from 1.25% to 1.50% per annum for Term SOFR rate loans and from 0.25% to 0.50% per annum for base rate loans. In addition, the Company will pay a commitment fee on the unused portion of the Revolving Credit Facility of 0.20% per annum. The Revolving Credit Facility is guaranteed, on a joint and several basis, by certain of the Company's subsidiaries. Subject to certain conditions and requirements set forth in the Credit Agreement, including the availability of additional lender commitments, the Company may request from time to time one or more term loan facilities, or increases in the aggregate commitments under the Revolving Credit Facility, in an aggregate amount not exceeding $75 million. The Credit Agreement contains customar

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits Exhibit Number Description 10.1 Amended and Restated Credit Agreement , date d November 12, 2024, among Cavco Industries, Inc., the guar antors party thereto, and Bank of America, N.A . , as administrative agent, swing line lender , and lett er of credit i ssuer. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CAVCO INDUSTRIES, INC. By: /s/ Seth Schuknecht Seth Schuknecht Executive Vice President, General Counsel, Chief Compliance Officer & Corporate Secretary Date: November 13, 2024

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